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You need the sender's ID card, the other party's account number and name, and you don't need to open another account yourself. The account number of each bank is different and cannot be used universally, and the bank difference is usually distinguished by the first 5 digits of the account number. He didn't provide the opening bank, it is estimated that it was negligence, you still ask, save trouble.
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Check the bank where the card number is located first, and then go through the bank's ATM or counter.
1.For remittance between peers, if you make sure that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account.
2.You can directly enter the other party's card number on the ATM to make the transfer;
If you travel in the same city, you will be exempted from the remittance fee, and the remittance fee will be charged at 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan
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As for the filling out of the remittance form, etc., the banker can help.
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You don't need to open an account, you just need to bring your ID card and the name of the other party's account to the bank to handle it, the content to be filled in is the other party's account number and name, as well as your name and ID number, those lists are free in the bank, rest assured, and one point is that it is best to go to the same bank with the other party to remit so fast and in the same city is not charged, for example, the other party is the Agricultural Bank of China account, you will go to the Agricultural Bank of China, you will go to the CCB account, you will go to the CCB account.
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Bring yourself with youID cardandSend moneyCan.
Transfer Counter Operations:
1. Go to the bank to handle the inter-bank transfer and remittance business, and queue up to get the number.
2. After the number is taken, hand over the ID card to the bank counter staff.
3. Fill in a transfer and remittance form, and write down the beneficiary's name, account, and bank (branch); Write down your name, account and other information.
4. Give the business application form and cash to the counter staff.
5. Wait a while and sign the business confirmation form.
6. Get back the transfer and remittance voucher and ID card.
Select the bank. China's domestic banks are state-owned.
However, due to the different remittance methods of each, the degree of convenience can be divided into several points.
The best bank for remittance: Bank of Communications.
China Merchants Bank. Both banks have the same advantages: the money transfer procedure is convenient and the money transfer arrives instantly.
When you go to these two banks, you just need to fill out a simple remittance form and send money directly in cash. And as long as the money goes into the bank, the account will arrive immediately. Very convenient.
Among them, the handling fee of Bank of Communications is exempted from handling fee in the same city, and the handling fee of 4 non-local deposits starts at 1 yuan and is capped at 100 yuan. The online remittance function of China Merchants Bank can be made directly through online banking.
It is very convenient to make a "remote money transfer".
The other is the Agricultural Bank of China.
One of the outstanding advantages of the Agricultural Bank of China is that its outlets are all over the country. Another advantage is that there is no handling fee for bank remittance. The remittance is made through the "deposit" method of Wang Bank.
The above content reference: Encyclopedia - Bank Transfer.
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No, you don't. The People's Bank of China (PBOC) issued the "Notice on Improving Personal Bank Account Services and Strengthening Account Management" to encourage commercial banks with blind banks to waive handling fees for depositors who transfer funds below a certain amount through online banking and mobile banking.
The five major banks have jointly pledged to waive the handling fee for domestic RMB transfers and remittances handled by customers through mobile banking, and to waive the handling fee for domestic RMB online banking transfers and remittances of less than RMB 5,000 to reduce the expenses of shirt-shaped customers.
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According to your description, you can't judge what difficulties you have encountered, if you have any questions about handling Minsheng Bank's business, please call 95568 to transfer to customer service specialists for consultation.
It depends on the situation, if it is a personal remittance to the same city, as long as you know the name and account number of the other party, fill in a quick remittance form, the bank staff can judge whether the information you provide is correct and then carry out the remittance procedures, if it is to the same city to the corporate unit or other individuals and units in other places to remit money, you need to open an account, because these types of remittances need to be swiped by card. If you have to send money and don't want to open an account, you can only go to the bank's business reception area, but it seems that the procedures are more troublesome. The handling fee is charged at 1% of the remittance amount, with a minimum of 1 yuan and no upper limit; Regardless of the amount of business, only 1 yuan will be charged.