Help write a bancassurance training experience! Urgent!

Write a summary of what you have learned in each class, plus your own experience and what you have learned. Finally, it's OK!

Mainly write about the content of the work, the achievements, and the shortcomings, and finally put forward reasonable suggestions or new directions... **: Summary, is to conduct a comprehensive and systematic general inspection, general evaluation, general analysis, total research of a period of time, analysis of achievements, deficiencies, experience, etc.

Summarizing is a type of applied writing, which is the rational thinking of the work that has already been done. Summarizing and planning are complementary to each other, and it is necessary to take the plan as the basis, and the formulation of the plan is always carried out on the basis of personal experience. Basic Requirements for Summarizing 1 The summary must have an overview and narrative of the situation, some of which are relatively simple, and some of which are more detailed.

This part mainly analyzes the subjective and objective conditions of work, favorable and unfavorable conditions, as well as the working environment and foundation. 2 Achievements and shortcomings. This is the center of the summary.

The purpose of summarizing is to affirm the achievements and find out the shortcomings. What are the achievements, how big are them, what are the aspects, and how they were achieved; It should be clearly explained how many shortcomings there are, in which aspects, in what nature, and how they arise. 3 Lessons learned.

Having done something, there will always be experiences and lessons. In order to facilitate future work, it is necessary to analyze, study, generalize, and concentrate the experiences and lessons learned from past work, and to raise the level of theory to understand. Future plans.

According to the tasks and requirements of the future work, draw on the experience and lessons of the previous period, clarify the direction of efforts, and put forward improvement measures. This is the basis for analysis and drawing lessons. 2 Be organized.

The summary is written for people to read, and if it is not well organized, people will not be able to read it, and even if they read it, they will not know why, so the purpose of the summary will not be achieved. 3 It should be cut appropriately and appropriately. Materials are essential and phenomenal; There are important and secondary, and when writing, we should remove the essence from the details.

The questions in the summary should be divided into priority and detail, and the details should be detailed, and the details should be omitted. Basic format of summary 1, title 2, body Beginning: overview of the situation, overall evaluation; The outline is summarized and the whole text is summarized.

Subject: Analyze the shortcomings of the achievements and summarize the lessons learned. Ending:

Analyze the problem and clarify the direction. 3. Signature, date.

Now the state is suppressing the sales of insurance companies in banks, and the bancassurance business of insurance companies has shrunk very much, and now there are many wealth management products sold in banks, and the competition is very great, it is very difficult to sell bancassurance products, and there are many complaints, but the commission is only a few thousandths or a few percent according to the different types of insurance and payment methods, so it does not earn much, and insurance companies can't make any money from bancassurance, just do market share. If you really want to go, you have to find out which insurance company your brother's branch cooperates with, and now the CBRC and the Insurance Regulatory Commission implement the bancassurance sole generation outlet, that is, a branch or savings bank can only sell bancassurance products from no more than three insurance companies, so you must figure it out, and you must ensure that you get your brother's channel. It is recommended that your brother is a wealth manager of a bank, see if there is a chance to do his job, the nature and content of the work are actually similar, they are all selling wealth management products.

We can write, mouth buckle head image inside.

1. The regulatory authorities are different.

Bancassurance is approved and supervised by the CBRC, and it is stipulated that only leasing companies approved by them can be named cost.

The borrowing of (short-term) funds by insurance companies from the financial market does not involve the issue of credit scale, but involves the funds or credit of public deposits, so the amount of leasing transactions (in order to prevent the systemic risk caused by the long-term use of short-term funds) should be included in the strict management of credit scale. As a result, the leasing company is supervised as a lending department.

2. The service objects are different.

Bancassurance is mainly applicable to the daily consumption payment and transfer of individuals and families. Customers can complete real-time inquiry, transfer, online payment and remittance functions through personal internet banking services. The emergence of personal online banking services marks the direct extension of the bank's business tentacles to the home PC desktop of individual customers for easy use, which truly reflects the style of family banking.

Insurance companies are mainly aimed at enterprises and enterprises and institutions such as enterprises and departments. Enterprises and institutions can understand the financial operation of enterprises in real time through corporate online banking services, allocate funds within the organization in a timely manner, easily handle large quantities of online payment and payroll business, and handle L/C-related business.

2. The treatment methods are different.

Bancassurance should be calculated on an annual basis and prepaid in monthly or quarterly installments. At the end of each month, the enterprise should transfer the month-end balance of the cost, expense and tax account to the debit of the "Profit of the Year" account, and the balance of the income account to the credit of the "Profit of the Year" account.

Then calculate the difference between the current borrower amount of the "Profit for the Year" account. The credit balance is the total profit realized by the enterprise, that is, the pre-tax accounting profit, and the debit balance is the total loss incurred by the enterprise.

However, insurance companies believe that the primary purpose of income tax accounting should be to recognize and measure the impact of accounting and tax law differences on the future inflow or outflow of economic interests of the enterprise, and put the impact of income tax accounting on the assets and liabilities of the enterprise in the first place. The income statement debt method starts from the perspective of income and expenses, and believes that the direct recognition of income and expenses related to transactions or events should be considered first, and the income of enterprises should be measured from the direct ratio of income and expenses.

4. The basic unit of accounting is different.

The basis of accounting is different, bancassurance is based on the unit of industrial activities, while insurance companies use the independent unit of accounting as the basic unit of accounting.

The first floor is.

In fact, bancassurance itself is also a channel for insurance companies to develop their business. Generally speaking, the business of life insurance companies is divided into two parts, one is individual insurance, and the other is bancassurance and group insurance. Therefore, bancassurance itself is also the business of insurance companies, but bancassurance business is a kind of cooperation between insurance companies and banks, that is, insurance companies are approved by the bank to send people to bank outlets, theoretically some depositors' financial needs can also be realized by purchasing insurance products, so the bancassurance personnel stationed at the point can recommend relevant insurance to these depositors.

The insurance company then needs to pay a certain fee to the bank for the business that is facilitated in this way.

However, in reality, the bancassurance business is very chaotic. I won't go into details, there are often reports on TV where the elderly are fooled into buying insurance with their deposits, and the final disputes are not difficult to find on the Internet.

The first floor said that "the same insurance is generally not as high as buying directly from the insurance company, because the insurance company needs to pay a certain fee to the bank", obviously does not know how to pretend to understand. First of all, the bancassurance products of insurance companies and individual insurance products are not exactly the same, and there are actually more types of insurance from life insurance companies, in addition to basic life insurance, such as accident insurance, critical illness insurance, and medical insurance, which are also sold; Bancassurance products are usually based on the so-called "savings insurance", the reason is very simple, depositors go to the bank to save money, and only "savings insurance" can replace the function of bank deposits to a certain extent, bancassurance products will naturally be based on this kind of insurance, is there any depositor to the bank to buy an accident insurance?

Secondly, the insurance company needs to pay the bank a fee, which is true, and it is ultimately passed on to the consumer, which is not bad (these costs are called additional premiums in the insurance), but the commission rate of bancassurance is much lower than that of individual insurance. In fact, if you calculate the general account, it is generally more than the additional premium of an insurance product. For a 100,000 premium order, it is very common for individual insurance salesmen to get tens of thousands of commissions, but bancassurance will never get this amount.

Third, and most importantly, the essence of insurance is protection, and investment and financial management are only incidental functions. Buying insurance should focus on the size of the protection, and comparing the benefits of insurance is purely putting the cart before the horse. If you buy insurance for high returns, it is very easy to be fooled.

The China Banking and Insurance Regulatory Commission has the power to supervise insurance companies, and insurance companies are subject to its jurisdiction, which is such a simple subordination.

The general bank income of the same insurance is not as high as that of buying directly from the insurance company, because the insurance company needs to pay a certain fee to the bank, and the final pass-on to the consumer is not as good as the insurance company to implement different settlement interest rates and dividend ratios for the universal insurance and dividend insurance purchased through the salesman.

Dear Leader:

I became a probationary employee of the company on March 29, 2010. As a new graduate, when I first came to the company, I was worried about how to get along with others and how to do a good job. However, the company's relaxed and harmonious working atmosphere and united corporate culture allowed me to quickly complete the transformation from student to employee.

During the on-the-job probationary period, I studied and worked in the second workshop. The work of this department is something I have never been exposed to before, and the physical exertion is large, which makes me deeply feel the hard work of the production staff and the singleness of the work; However, under the patient guidance of the department leaders and colleagues, I was able to adapt to the workshop work in a relatively short period of time, and I was also familiar with some production operation processes.

In the work of the administrative office, I have always been strict with myself, conscientiously and timely do every job assigned by the leader, and when I have a little free time, I will consult materials and files, and learn more. At the same time, I humbly ask my colleagues for advice, hoping to be competent for the job as soon as possible and continue to surpass myself.

I have learned a lot and realized a lot in the past three months; Seeing the rapid development of the company, I am deeply proud and proud, and I am more eager to work here as a regular employee, realize my goals, reflect my life value, and grow together with the company. I can continue to train myself and achieve my dreams. I will do my job well with a humble attitude and full of enthusiasm, create value for the company, and look forward to a better future with the company!

I wrote it myself... You just have to change it...

Responsible for doing the incentive plan, and tracking and summarizing the achievement of the plan, and also preparing to do some relevant data statistics, the branch planning post is generally more miscellaneous, and is also responsible for other work to promote the business, but there will be no direct business assessment requirements. It is a general back-office position, and there is also a performance award for the bank insurance line.

Any summary generally includes the following parts: first, the work overview, which is often said to be the beginning; the second is the specific work carried out, which is the focus; the third is job analysis, what is done well and what is not good enough; Fourth, the next step of the work plan, the summary is to better carry out the future work, this should generally be. If you don't have time to write, you can ask us to ghostwrite it.