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Legal analysis: You must buy one file, and you can only buy one file for the Shenzhen city account, and the non-city account can choose one form of participation in the three files.
Legal basis: Shenzhen Medical Insurance Regulations, Article 7 The employer and the employee shall jointly pay the social medical insurance premium. The employer shall participate in the first level of basic medical insurance for its employees with household registration in the city, and choose one form to participate in the first, second and third levels of basic medical insurance for its non-registered employees.
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Buy according to the judgment of the local community to quietly envy the payment base. It's the local regulations, and the 09 should come out.
Social security includes three types of must-buy, which cannot be separated (pension, medical care, and unemployment).
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Lawyer's analysis: You must buy one file, Shenzhen city account can only buy one file, and non-city account can choose one form of three files to participate.
Legal basis]:
Shenzhen Medical Insurance Regulations" Article 7 The employer and the employee shall jointly pay the social medical insurance premiums. The employer shall participate in the first level of basic medical insurance for its registered employees in the city, and choose one form to participate in the first, second and third levels of basic medical insurance for its non-registered employees.
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Workers who are not deep households should also purchase social security. If the non-Shenzhen household is a flexible employee, it shall apply to the social insurance agency for social insurance registration on its own. If the non-deep household is an ordinary worker, the employer shall purchase social security.
Social Insurance Law of the People's Republic of China
Article 58.
The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the applicant fails to register for social insurance, the social insurance agency shall verify the social insurance premiums that he or she should pay.
Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the units where they are employed, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.
The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.
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Legal analysis: Shenzhen local residents can buy social security individually, and individuals who are not registered in Shenzhen cannot buy social security in the name of individuals
1. If you are a self-employed business, you can still open a social security account and pay by yourself.
2. Then non-deep households can only pay social security through the unit, and cannot pay it themselves. The affiliated company has to charge a management fee, which is too high to be cost-effective.
3. Therefore, if you are not self-employed, it is recommended to find a unit to be affiliated with, or find a professional company to pay.
4. If you don't have a job unit and don't want to use the affiliated company to handle it, you can find a company or individual business you know to handle it, so that you only need to pay social security premiums.
5. Social security medical cards from other places cannot be used in Shenzhen.
The difference between an individual buying social security and a unit buying it is that there is no need to pay a management fee.
Legal basis: Social Insurance Law of the People's Republic of China
Article 11 The basic endowment insurance shall be combined with social pooling and personal accounts.
The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.
Article 12 The employer shall pay the basic endowment insurance fee in accordance with the proportion of the total salary of its employees stipulated by the state, and it shall be recorded in the overall planning of the basic endowment insurance.
Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.
Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.
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