What is the reason why the micro loan shows that the comprehensive assessment has not passed, and ca

At present, the credit line of Weparticle loan to users is between 500 yuan and 200,000 yuan, which varies according to the comprehensive situation of the individual, and a single loan can be borrowed between 500 yuan and 40,000 yuan.

If your micro loan limit is not enough, you can also consider other reliable big brands, such as Alipay Loan, Du Xiaoman Finance has money to spend. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

WeLoan is a lending platform that adjusts the loan amount and loan authority according to the borrower's latest comprehensive credit score results. Once the borrower's micro loan page shows that the comprehensive assessment has not passed, then it means that the borrower's current comprehensive credit situation does not meet the lending criteria.

1. The reason for the sudden failure of the comprehensive assessment of the micro loan is not necessarily the overdue record, but also other reasons. For example:

1. Insufficient repayment ability.

If WeLoan finds that the user has recently applied for a lot of loans from other financial institutions and is approaching the limit of the current repayment ability, WeLoan will temporarily close the borrower's borrowing authority for the purpose of risk control.

2. Abnormal social situation.

3. The application materials are invalid.

In some cases, the user's comprehensive assessment is not passed due to the invalidation of the application materials, such as the expiration of the ID card, the deactivation of the real-name mobile phone number, etc.

4. The system is not updated in time.

Because your personal dynamic score is updated irregularly, the system may evaluate you before you update your personal information, so if you wait for a while and apply for a loan again, you can usually apply for a loan.

5. Micro loan has overdue repayment.

If you have used WeLoan in the past and have a record of overdue repayment, even if the overdue record is not on the credit report, the trust of WeLoan will be greatly reduced. Under the circumstance of strict risk control, it is very difficult for users who have overdue records to borrow again.

If you fail to pass the comprehensive assessment of WeLoan, it may be due to reasons such as you do not meet the application requirements of WeLoan, or your personal repayment ability is insufficient.

1.If WeLoan receives a "failed comprehensive assessment" when applying for a loan, it means that the user's current personal qualifications do not meet WeBank's.

WeLoan's borrowing requirements, so the loan application was denied. Since the overall score of the individual is updated from time to time, users can re-apply for Micro Loan after a period of time, and the review result will be updated in real time.

This is conducive to improving the overall score of the individual. 3.The failure of the comprehensive assessment of WeLoan may be due to bad credit records, insufficient personal repayment ability, failure to pass the review, and security risks in the account.

It is caused by a variety of reasons such as having a record of overdue repayment. It is recommended that borrowers maintain good consumption repayment habits, and if they want to apply again, the interval should be at least 3 months, because frequent credit inquiry records are important for personal credit reporting.

There are negative effects.

4.If you want to pass the comprehensive assessment of WeLoan, you need to first meet the application requirements of WeLoan, maintain sufficient personal repayment ability, have no security risk in the account, and have no overdue repayment record.

The product is an Internet bank loan launched by WeBank.

The product has the following characteristics: unsecured and unsecured, micro loan does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit. The service is the fastest, the procedures are convenient and efficient, all the processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest; Early repayment.

There is no handling fee, and WeLoan also allows users to settle the loan at any time without any other additional handling fees.