How to open a second installment loan for WeLoan, and how to apply for a second installment for WeLo

Updated on Financial 2024-06-21
3 answers
  1. Anonymous users2024-02-12

    1. There is no available quota for micro loans.

    If the amount of the micro loan has been borrowed and is still being repaid in installments, but you need money urgently, you can only find a small loan for a second loan from micro loan. There are many people on the market who can apply for their loans as long as they have verified that they have applied for micro loans and have no overdue records, and the second loan of micro loans can become second loans, and no other verification information is required, as long as there is an ID card.

    The maximum amount is 150,000 yuan, the monthly interest rate is 12-36 months, and the repayment method of equal principal and interest is adopted. If you are between the ages of 22 and 60, you can get another loan.

    2. There is also an available quota for micro loans.

    Micro loan is a revolving loan, and if you take out a second loan, you just need to click on the page to apply for the first loan.

    As long as your account isn't overdue, you'll be able to lend out all the money in it, and the process may be easier than the first time. However, it is not excluded that there will still be a **audit or ** review, so in order to avoid loan failure, pay attention to the personal loan page.

    The above is an introduction to how to open a second loan for micro loans, let's see if you have an understanding of this in the future, the above introduces these two situations, the method of the second loan is different in different situations, and the way of application is also different, so when you want to apply for a loan for your son, you can understand what kind of situation you have, and then handle it.

  2. Anonymous users2024-02-11

    Summary. 1. If you are indeed unable to settle all the arrears at one time after the deadline, you can also negotiate with WeBank, explain the difficulties you have encountered, and indicate that you still have a certain ability to repay and a strong willingness to repay, and WeBank will also handle installment repayment business for customers as appropriate. 2. At present, the micro loan policy is very good, you can apply for a second installment, and the highest can be divided into 48 installments, that is, 4 years, which stretches the debt.

    In addition, unnecessary liquidated damages have been reduced, and interest has also been reduced. 3. During the negotiation of installment repayment, WeLoan will charge a part of the interest, but it is far lower than the interest and penalty interest charged under normal circumstances.

    1. If you are indeed unable to settle all the arrears at one time after the overdue limb, you can also negotiate with WeBank, explain the difficulties you have encountered, and indicate that you still have a certain ability to repay and a strong willingness to repay, and WeBank will also handle installment repayment business for customers as appropriate. 2. At present, the micro loan policy is very good, but you can apply for a second installment, and the highest can be divided into 48 installments, that is, 4 years, which stretches the debt. In addition, unnecessary liquidated damages have been reduced, and the interest has also been reduced.

    3. During the negotiation of installment repayment, WeLoan will charge a part of the interest, but it is far lower than the interest and penalty interest charged under normal circumstances.

    Hello, after the successful negotiation, it will have an impact on our personal credit information. It will be reflected in the credit report, and the recovery will begin after paying off the arrears, and the normal recovery period is in the absence of other overdue arrears, and the time is five years! After the credit is not good, it will also have an impact on our loan situation, and the money that has been borrowed can be repaid normally.

  3. Anonymous users2024-02-10

    Hello dear dear, I am happy to answer for you, granular loan is a small loan product launched by Ant Financial, which can be applied for through Alipay. If you have already applied for a micro loan and need a second installment, you can clear it to follow the steps below: open Alipay, go to the "My" page, and click "Sesame Credit" to enter the Sesame Credit homepage.

    On the Sesame Credit homepage, find the "My Loan and Repayment" section, select the WeLoan bill that needs to be repaid twice, and click the "Installment" button. On the installment page, you can choose different installment plans, choose the plan that suits you, and click the "Apply Installment" button. According to the prompts on the page, fill in the relevant information, including the number of installments, repayment methods, etc., and then submit the application.

    Wait for the review result, if the review is approved, Alipay will credit the installment payment to your Alipay account, and you can repay according to the agreed repayment plan. It should be noted that to apply for the second installment of the micro loan, certain conditions need to be met, including but not limited to: the bill has been paid in full, there is no overdue record, and the Sesame Credit score meets certain requirements.

    In addition, different installment plans may have different handling fees and interests, which need to be compared and selected according to your actual situation. It is advisable to read the instalment agreement and precautions carefully before applying for instalments, so as to ensure that you can afford the instalment payment and related fees, and repay the loan on time so as not to affect your credit history.

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