-
Anonymous users2024-02-12Ask your insurance ** person to ask for the policy to see in detail for yourself Note that the rate is a natural rate As the age increases, the cost of protection will increase The guaranteed rate of return.
-
Anonymous users2024-02-11The company will give you the terms of the policy.
-
Anonymous users2024-02-10If it's really good for you, can those people's IQ be worse than you, and they still need to sell you everywhere?
Those dividends are theoretically "expected highest" returns, which are based on the annual profitability of the insurance company, which is dispensable and has obvious uncertainties. The content of the contract does not clearly state the specific amount of money to be paid, and just a person's mouth says how high it is, it will be a blank "check" that the insurance company cannot cash. When the time comes, if you don't honor it due to various factors, you will not be legally responsible.
And you have bought it for so many years, in case one day you want to use the money, and you will lose the principal if you withdraw the cash before the deadline.
If you don't have a problem, you might feel like you're losing a bit of money.
If something goes wrong, see for yourself how many people complain that the insurance company has to go to court before giving money.
It is because people trust banks, post offices and other institutions that insurance companies come up with such an idea.
Set up stalls in banks, post offices, etc., to sell insurance, and you will be mistaken for a new business in these places.
These institutions deal with money all day long, and they will naturally try to open their eyes and talk nonsense, what principal is safe, interest is still taken, and dividends can be distributed.
In fact, banks and post offices are only the best sales, and other after-sales services and claims are all borne by the insurance company.
There is a 10-day hesitation period after applying for insurance, during which you can refund it and only lose 10 yuan of production cost.
Take the contract and ID card to the insurance company for handling (not a bank or other agency, optimistic!!
After these 10 days, it cannot be taken out in advance.
Otherwise, according to the description of the insurance contract - I guess you signed it without even reading it at the time - you will be killed.
The common people's sense of contract is not strong, and they sign at will.
Insurance companies and banks have seized on this weakness to fool the common people.
How many of you know the benefits of insurance?
If you surrender the policy, you will be kicked and you will not get the full amount of money back.
If you really need to make a claim, you can see for yourself how many people have complained that the insurance company has to go to court before they are willing to pay the money.
-
Anonymous users2024-02-09After the process is completed, the staff of the insurance company will give it to you in about 15 working days, and you will also need to sign a receipt form. I just returned one, and the guarantee is not strong, and the income is not as good as the bank deposit.
-
Anonymous users2024-02-08Hello, I am an excellent salesman of Ping An Shenzhen Branch of China, and life insurance is my main business.
First of all, the problem you are most concerned about, such as because the salesman described, you first look at your insurance contract, which contains your application for insurance at that time, look at your signature, if the signature style is similar to your signature, then you don't have to worry, if the description changes your signature style, you need to make a signature change preservation. so as not to leave yin in the future.
Ping An Zhiying Universal Insurance is one of the best-selling insurance products in China's insurance market, with relatively low premiums, high sum insured, and versatile to meet the needs of customers in different periods of time. For example, if you are young and have a critical illness of 80,000, according to the analysis of the different ages of the probability of critical illness in your life, the risk of critical illness increases greatly after the age of 35, and you can increase the critical illness to 12-150,000.
Moreover, your contract includes sickness personal insurance, critical illness advance, accident personal insurance, accidental medical treatment, illness hospitalization medical treatment, and hospitalization subsidy, which can be said to be very comprehensive.
You also mentioned your basic situation above, so let me analyze it for you, is the insurance sufficient?
1 You hit the worry-free accident insurance amount of 10,000 above, generally speaking, for young people, accident risk prevention and control should be more attention, and the accident insurance ** is not high, whether it is wrong, it should be 100,000 accident personal protection.
2 Among them, you mentioned your new type of rural cooperative medical care, which is very good, if you are working and living in your rural Hecun medical area, then I suggest that you can cancel the A2 share of hospitalization expenses, because medical reimbursement is not profitable, and now the rural medical reimbursement is still relatively optimistic, and you can save more than 200 yuan a year. If you live and work outside of the rural medical area, you must keep this hospitalization fee due to the limitations of rural medical treatment across districts.
3 You mentioned the reduction of the universal interest rate, which is true, with the change of economic forms, the universal interest rate has decreased somewhat, but it still remains above 4%, and it is in the forefront of all insurance companies. All insurance products, in addition to term consumer insurance, whether it is capital preservation and animal storage, dividends, or universal products, insurance companies will take a part of the operation of investment, in order to protect the capital and increase the value of customers, the level of investment income will of course be implicated in the general environment, the economic form is good, the operation of investment income is higher, dividends are good, universal compound interest will be higher, when the economic form is not very good, the operation of investment income is poor, but the insurance company's capital investment allocation has a relatively high proportion of regulation, so relatively speaking, I don't know how much the volatility is smaller than ****, and it is stable in the long run. In addition to the benefits, the main purpose of making a protection plan is to protect against the risks of illness and accidents in the prime of life.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
In fact, I feel that feelings cannot be forced. If he doesn't love you, even if you get him, she won't cherish you, and it's still a woman who is pitiful. So I suggest that you don't act like a child in emotional matters, especially when it comes to marriage issues, and you can't be sloppy, at least the county understands his current situation and then makes a conclusion. >>>More
Although I was laughing, I could see that I was not so happy, but it was not necessarily sad, maybe I encountered something unpleasant. >>>More
He doesn't really like you, it's just sweet words, you're just him. >>>More
Douyin check that the comments sent by yourself are the interactive message in the message.,Let's take a look at the operation steps.,Let's see if you're the same as me It's the latest version of the current.,Because the way is to operate in accordance with this version. >>>More
This is the result of the separation of the two places, the husband and wife can not be reunited, the woman will feel lonely and lonely for a long time, and she will want to chat with others to relieve her boredom, as long as the husband often comes home to solve this problem.