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Some people may ask, if the houses are capped, will there be a risk of unfinished?
The answer is yes, before the confiscation of the house, any step may be unfinished, and some people even say that the capping is the beginning of the unfinished business. Because the industry practice is that after the real estate is capped, it is necessary to pay the second phase of the construction money to the construction party, and the developer who has problems with the capital chain cannot afford to pay this cost, so the construction will naturally be suspended.
The house bought is unfortunately unfinished, what should buyers do to protect their interests to the greatest extent, everyone's first reaction is to check out. The lawyer replied, don't return. Because even if the lawsuit is won, the developer has no money to return, so if he wants to pay you money, why should it be unfinished.
And he has too many creditors, the bank, the construction party, and the owners who have not checked out have the priority to pay than you, and it will be the turn of the monkey to return the money to you.
The house is unfinished, and I think I'm unlucky, so it's okay if I don't pay the mortgage. The lawyer replied again, no! Because you borrowed the money from the bank, can you not pay back the money because there is a problem with the borrowed money to buy something, obviously not.
And as soon as the loan is stopped, the bank will immediately sue you, will enforce other assets in your name, will put you on the list of old men, and will have a huge impact on your life and your children's schooling, can you really afford these bad consequences?
The only way to go is to be willing to repay the mortgage and overcome many difficulties to make a living, while silently looking forward to the arrival of good luck and the resumption of work and delivery of the unfinished building one day. But the long wait and huge expenses, the helplessness and bitterness of physical and mental exhaustion, are really not something that ordinary people can endure and bear.
No matter how hard you work, you can't get the delivery of the house, which is really a fatal blow to an ordinary person.
If there is really a pain in the world that life cannot bear, then it must be the pain of life pressure that the owner of the unfinished building cannot bear. I really hope that all owners can live in their own houses, and may there be no unfinished buildings in the world!
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It is unlikely that the house will be unfinished after the cap, but there is also a risk that it will not be finished.
The capping of the house means that the main structure of the building has been completed, but the delivery of the house and the subsequent internal and external decoration, as well as water, electricity, ventilation and other facilities have not been completed.
The unfinished housing is mainly related to the developer's financial ability, project advance, developer's strength, project quality and other factors. If the developer has a financial bottleneck, the house may be at risk of falling out of the way.
Therefore, when buying a property, you should choose a reputable developer and property project to ensure that the house does not fall into ruin.
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Generally speaking, the capping of the main body is only about one-third of the completion of the entire project, and the subsequent projects are the most costly, so don't think that the capping can sit back and relax.
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Buying a house is a very happy thing, but at the stage of waiting for delivery, the developer may have a broken fund or a problem with the quality of construction, causing the project to be suspended and may become an unfinished building. So, let me share with you whether the house will be unfinished if it is capped, and how to avoid buying an unfinished building.
1. Will the house be unfinished if it is capped?
In fact, whether it is unfinished or not has nothing to do with the back cover of the house, mainly affected by factors such as the developer's financial ability, house type, feng shui, location, and project quality. If the developer owes too much debt, or the project advances too much, it is very likely that it will be finished. There is also the fact that the developer's strength is not good, and when it encounters a financial bottleneck, the probability of the house being unfinished is getting bigger and bigger.
2. How to avoid buying unfinished buildings.
1. Inspect the developer's brand.
When the real estate is under construction, we can see whether it is a brand developer, the brand developer is well managed, experienced, and has strong financial strength, and the possibility of capital breakage in a short period of time is small. If it is a small brand developer, it cannot withstand the wind and waves, and it is easy to have a bad finish.
2. Understand the procedures of the real estate.
Everyone knows that all five certificates for selling a house must be complete, and all of them are indispensable. When buying a house, it is necessary to understand whether the developer has all five certificates to avoid affecting the handling of property rights certificates and real estate property rights certificates in the future.
3. Find the right time to buy.
If the real estate is built 2 3 high, or higher, the probability of unfinished production is relatively low, and you can buy it with confidence. Many buyers are in a hurry to buy a house, do not understand the progress of the construction of the real estate, and may not have problems in a certain link of construction, such a real estate is definitely easy to finish.
4. Choose an existing house steadily.
If you want a stable way to buy a house, you can choose to buy an existing house, so you don't need to worry about the end of the business. Because the existing houses have been capped, there will be no such thing as a stoppage, if the five certificates are complete, buyers do not need to hesitate, and the decisive point is to buy.
Article summary: The above is the relevant content I shared with you about whether the house will be unfinished if it is capped, and how to avoid buying unfinished buildings, I hope it can help you. When buying a house, you must first have an in-depth understanding of the developer, so as to avoid buying an unfinished property.
After the house is capped, there will still be a bad finish. And want to avoid buyingUnfinished building, you only need to buy a quasi-existing house. >>>More
Hello, whether the real estate will be unfinished is actually related to whether the five certificates are complete or not is not necessary to contact. A house with five certificates can be bought, which is generally safe, but there is still a risk of not being able to apply for a property certificate. If the five certificates are complete, there is a pre-sale license, then it can be sold, because to get the pre-sale license, most of the fees that the developer should pay have been paid, as long as the house is bought normally, even if the sales are not smooth, the price reduction sales can also recover the funds. >>>More
Yes. There are usually three main reasons for the "unfinished": one is that the project developer blindly opens the construction and pre-sells without sufficient construction funds and only relies on a very small amount of start-up funds, in an attempt to complete the construction project on a rolling basis with the money from the pre-sale of off-plan housing, and misjudges the market demand and fails to recover the investment as scheduled, resulting in the stagnation of the project construction; Second, the project developer made a mistake in judging the market supply and demand, and the operating funds of the developed project were too large, and the construction area was too large, but no one applauded the market, resulting in a large area of vacant houses, and the long-term backlog of construction funds could not bear and was dragged down; the third is the impact of many major environments such as politics, economy, and market, resulting in dismount; The fourth is that the project developer planned a trap at the beginning, deceived the pre-sale money through various means, and then absconded out of the country, which is typical of the Lu Junxiong incident in Guangzhou some time ago. >>>More
1. To find out the ownership of the house, you must go through legal legal consultation to determine your own property ownership. Buyers should go to the administrative department for industry and commerce to check whether the commercial housing development enterprise has published it in accordance with legal procedures; If it has been legally published, the buyer can go to the housing management department to request the processing of the real estate certificate with the certificate of legal publication of the developer issued by the industrial and commercial department, as well as the original commercial housing sales contract, personal ID card and other materials. 2. If the purchased real estate is only "unfinished", you can try to give the developer a little time, if it can raise funds in a short period of time and complete the follow-up project, the loss of the buyer can be minimized. >>>More
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