I have already applied for an instalment payment from Home Credit, can I apply again?

As long as it is more than 3 months since the last application, you can apply again.

In-store items are paid in installments.

In-store installment payment is the main business that Home Credit cooperates with in China. Unlike a regular bank loan, this type of instalment does not require the applicant to provide security or collateral. Customers can apply for installment payment service directly in the store when purchasing their favorite consumer durables, such as mobile phones, computers, motorcycles, home appliances, etc., at stores that have cooperated with Home Credit.

The main advantages of Home Credit Installment are simple, fast and flexible

Simple: Customers can submit their application directly in the store after selecting the centering item, and the required documents are very simple and usually brought with them.

Fast: Applications are approved within 60 minutes of submission. If the approval is approved, the customer can take the product home immediately.

Flexible: The installment amount ranges from a few hundred yuan to 10,000 yuan (up to 40,000 yuan for small trucks), and the term is diversified, including the number of installments, customers can choose the installment amount and term according to their actual situation, so that their monthly repayment is no pressure and easy to repay.

In addition, there are a variety of repayment channels for customers to choose from, and customers can choose to use the channel that suits them best, making repayment easy and simple.

Without having to go through a long wait for a regular loan, multiple trips to the bank and complicated application documents, with Home Credit Installment, customers can immediately own the goods they want and enjoy life.

It will take three months to apply again.

Why pay in installments? Because the good customers have been robbed by the bank, the rest are the customers that the bank does not dare to do, is too lazy to do, and disdains to do.

In order to cover the higher bad debt rate, in order to continue to work on sales and customer service, which are scolded every day, do you think the interest rate of Home Credit can be lower than that of the bank? If you have a credit card, you'll most likely only borrow money from the bank. But those who don't have a credit card can't enjoy financial services?

Is there no need to borrow? With whom do they borrow it?

If you ask me if a consumer finance company is illegal, I can tell you clearly that it is not illegal. If you have been withheld from the terms of your loan, deducted additional money, or committed any human violations, you can call the police.

What questions do the judges generally ask in the Q&A session of the College Student Career Planning Competition? What questions do the judges generally ask in the Q&A session of the College Student Career Planning Competition?

Within three working days of repayment, you can call Home Credit customer service to confirm whether the contract has been terminated, so as not to terminate the contract due to the failure of the Home Credit system, which will have an impact on the user's credit value and other loan business processing.

The conditions required for a Home Credit installment payment:

1. Be between 18 and 55 years old;

2. Hold a valid resident ID card (including temporary ID card) in Chinese mainland;

3. Work in the current position for more than one month.

There are three conditions for applying for Home Credit installment:

1. The applicant must be at least 18 years old, and have valid identity certificates such as ID card, household registration book, etc., and have full civil capacity.

2. The sponsor has stable working conditions and has worked for at least one month.

3. Have a savings card of a bank in China, such as a savings card of Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China and other banks.

Summary. 1. Home Credit installment can be paid off in one lump sum, and you can choose to repay in advance.

2. For loan contracts with an activation date before December 29, 2017, to apply for early repayment, you need to call customer service** at least 3 days before the repayment date of the early repayment month**4000271262 and apply, and at the time of application, you need to ensure that there is no overdue amount or unpaid liquidated damages in the loan business of Home Credit.

3. For loan contracts with an activation date after December 29, 2017, if you apply for early repayment from Home Credit Consumer Finance at least 3 days before (excluding the repayment due date) of a certain repayment due date, the early repayment shall take effect after the repayment amount of 3 monthly installments shall be continued; If the early repayment is requested within 3 days before the due date of a certain repayment, the prepayment shall take effect after the repayment amount shall continue to be repaid for 4 monthly instalments.

4. When applying for early repayment, there should be no overdue payment or unpaid liquidated damages for the enterprise. If there is a late payment due date prior to the payment due date of the month in which the early payment request takes effect, any early payment request will be automatically cancelled.

5. If you have purchased a flexible repayment service package or a flexible guarantee service package, and have repaid the monthly repayment amount in full for 3 consecutive installments, you can apply for early repayment of the current period at least 3 days before the next repayment date, without the restriction of applying 3 months in advance.

Can Home Credit pay off in installments all at once.

Have you completed the installment?

You also need to contact customer service in advance.

1. Home Credit installment can be paid off in one lump sum, and you can choose to repay in advance. 2. For loan contracts with an activation date before December 29, 2017, to apply for early repayment, you need to call customer service** at least 3 days before the repayment date of the early repayment month**4000271262 and apply, and at the time of application, you need to ensure that there is no overdue amount or unpaid liquidated damages in the loan business of Home Credit. 3. For loan contracts with an activation date after December 29, 2017, if you apply for early repayment from Home Credit Consumer Finance at least 3 days before (excluding the repayment due date) of a certain repayment due date, the early repayment shall take effect after the repayment amount of 3 monthly installments shall be continued; If the early repayment is requested within 3 days before the due date of a certain repayment, the prepayment shall take effect after the repayment amount shall continue to be repaid for 4 monthly instalments.

4. When applying for early repayment, there should be no overdue payment or unpaid liquidated damages for the enterprise. If there is a late payment due date prior to the payment due date of the month in which the early payment request takes effect, any early payment request will be automatically cancelled. 5. If you have purchased a flexible repayment service package or a flexible guarantee service package, and have repaid the monthly repayment amount in full for 3 consecutive installments, you can apply for early repayment of the current period at least 3 days before the next repayment date, without the restriction of applying 3 months in advance.

Customers can submit their application directly in the store after selecting the centering item, and the required documents are very simple and usually have them with them. x0d x0a fast: applications are approved within 60 minutes of submission.

If the approval is approved, the customer can take the product home immediately. x0d x0a flexible: the installment amount ranges from a few hundred yuan to 10,000 yuan (up to 40,000 yuan for small trucks), and the term is diversified, including the number of installments, customers can choose the installment amount and term according to their actual situation, so that their monthly repayment is no pressure and easy to repay.

Home Credit installment process, Home Credit installment can be done several times at the same time.

Home Credit Installment Process.

Many people in life will choose to pay in installments when buying products with higher value, so Home Credit currently also provides users with loan services for installment shopping payment.

If you want to pay in installments through Gitzo, you can do so through the following process.

1. Choose the goods you want to buy at the merchants that support Home Credit installment payment, such as mobile phones, home appliances, etc.;

2. After choosing your own products, inform the store that you need to purchase in installments, then the store will generally contact the sales staff of Home Credit for the user to apply for installment loan shopping;

3. Submit the required information for installment payment according to the requirements of the business personnel, and then Home Credit will review the user's application for banquet according to the information;

4. After the review is passed, the staff will handle the installment payment for the user on the spot, and sign the corresponding loan agreement with the user;

5. After the loan agreement is signed, the user can bring the goods he has purchased and repay the loan in installments according to the agreement.

What users need to pay attention to when applying for Home Credit installment payment is that they must understand all the charges before handling them, so as not to have too much pressure to repay themselves.

In addition, users also need to read the loan agreement clearly to avoid unreasonable overlord clauses in it.

Finally, users must remember their repayment date, so as to avoid overdue repayment after the day, after all, Home Credit will be on the credit report, and the overdue penalty interest fee is relatively high.

Home Credit installments can be done several times at the same time.

When Home Credit handles installment payment, generally similar products can be processed in two installments at the same time, but not all users can apply for two installments at the same time.

Home Credit also needs to review the user's qualifications, if the user is under great pressure to handle the installment repayment of Lianglinghong, then it may generally not be handled in the end, and the final review results of Home Credit shall prevail.

When we pay in installments at Home Credit, it is best to handle it according to our actual financial situation, and ensure that we can repay the loan on time after processing.

If the installment amount is too large and the repayment pressure is greater, then the user had better consider it carefully, so as not to cause overdue repayment due to excessive repayment pressure in the future.

As long as it is more than 90 days after the last application for Home Credit business, you can apply for Home Credit installment business (commodity installment) again, but whether you can pass is comprehensively evaluated by the system, if it is only a few days and has little impact, you can try.

Home Credit entered China in 2004, officially launched its consumer finance business in Guangdong Province in December 2007, set up the first Chinese operation back office in Shenzhen, and built a leading financial data processing and business support platform in China. Through the establishment of strategic cooperation with retailers across the country, we provide customers with in-store consumer loan services.

Home Credit is the only foreign-owned company among the first four consumer finance companies to be piloted in China. In addition to establishing Home Credit Consumer Finance in Tianjin in 2010, Home Credit has also expanded its consumer finance business to other parts of China by partnering with financial institutions in other cities and regions.

As of the end of February 2014, Home Credit had a presence in 11 provinces and municipalities in China, 95% of which are in second- and third-tier towns, serving more than 6 million customers.

Home Credit installment is comfortable to use, the interest is not high, although I say that I have average qualifications, I have not taken out a loan before, but here I easily got the loan, very good.

It's okay, as long as you provide real personal information, you can generally apply for approval, and it's very convenient to shop in installments.

Home Credit installment is not bad, the loan interest is low, and the review procedure is quite simple, which is considered a conscience among peers.

It's good to buy a mobile phone in installments, it's simple and convenient to handle, mainly provide a simple ** You can apply for a loan, and you can also support WeChat repayment, but you must look for the official WeChat of Home Credit.

On the mobile phone**Lakala wallet app, log in to the APP--borrow some money--easy installment to apply or follow the Lakala WeChat service account, click Microfinance-borrow some money-easy installment to apply. The most important thing depends on your personal creditworthiness.

Well, the previous mobile phone is to handle the Home Credit installment, and it is very convenient to apply, and you only need to prove your identity and income.

I think it's good, I've done it a few times. The loan is very convenient, and it is really convenient to buy things in installments now, you can buy things first and then pay them back, and you can also increase your credit.

Yes, the Gitzo installment model is very good and powerful, it solves our needs for shopping in advance, pays a small down payment, the interest is not high, and the most important thing is that the goods purchased are absolutely **.

If you have handled business in Home Credit, you can first maintain a good repayment record, and Home Credit will notify you as soon as there are relevant activity quotas, and when you receive the notice of Home Credit cash loan activity, you can directly bring your ID card and bank card to the Home Credit store to apply.

Well, Home Credit installment, the loan is very simple, as long as you submit simple information to apply for a loan.