What is the difference between cash and cash in monetary banking?

1.Cash is an immediate medium of exchange, different eras, different regions, there are different cash, such as: the primitive period used shells as the medium of exchange, shells were cash at that time; Another example is the gold standard, which can be used as an immediate medium of exchange, and from then on, it is cash.

2.Cash is a specific banknote or coin (attached currency).

3.In summary, in modern times, cash can be equal to cash, because banknotes (paper, coins) can be used as a "medium of exchange immediately put into circulation", so they can be called cash.

Extended Information: Cash:

Cash refers to the medium of exchange that is determined by the laws of each sovereign state and can be put into circulation immediately within a certain range. It has universal acceptability and can be effectively used immediately to purchase goods, goods, services, or pay off debts. It is the most liquid asset in a business.

It can be used at the discretion of the enterprise.

Cash is a general ledger account in the accounting of Chinese enterprises, which is incorporated into monetary funds in the balance sheet and listed as current assets, but cash with special purposes can only be listed as non-current assets as ** or investment projects.

Cash 1: cash in hand, which is a concept used by Chinese enterprises in accounting;

Cash 2: cash on hand and bank deposits (including deposits in checking accounts and savings accounts), negotiable checks and bank drafts, which are concepts used in U.S. accounting;

Cash 3: Cash 2 plus valuable** realised within 3 months, which is the concept used in the preparation of the cash flow statement and in the discussion of cash management.

Cash: Foreign exchange cash is concrete, real foreign banknotes and coins.

When customers want to transfer cash out of the country, they can carry it or remit it. However, when the customer takes the "remittance", because the cash is in the form of a physical object, the bank must ship it abroad, and the transportation cost will be borne by the customer, which is manifested as "banknote selling and foreign exchange buying"."(Customers sell cash, ** cash exchange). It can be seen that cash cannot be turned into an equal amount of cash, and if you want to turn cash into cash, the customer will suffer a certain loss on the amount of foreign exchange.

Spot exchange is the foreign exchange on the books. There is no physical form of transfer, and it can be remitted directly, but it is only a transfer on the books. When cash is withdrawn, the same amount of cash can be withdrawn because the remitting party has already borne the transportation costs.

In the foreign exchange rate announced by the designated foreign exchange bank, the cash ** price is less than the spot exchange rate**, while the selling price of the cash cash exchange rate is equal. This shows that the country's foreign exchange management policy is to encourage the holding of cash exchange and restrict the holding of cash, because cash exchange is more convenient for foreign exchange management than cash as a fund on the books.

1.Cash is an immediate medium of exchange, and there are different kinds of cash in different times and regions, such as: the earliest time (what era forgot) used shells as the medium of exchange, shells were cash at that time; Another example is the gold standard.

, it can be used as an immediate medium of exchange, and from then on, it is cash. 2.Cash is a specific banknote or coin (attached currency).

3.In summary, in modern times, cash can be equal to cash, because banknotes (paper, coins) can be used as a "medium of exchange immediately put into circulation", so they can be called cash. But as the monetary system becomes more and more complex, I personally think that in the future, maybe tomorrow, hehe!

Electronic. It can also be used as a "medium of exchange for immediate circulation", at which point the word cash will no longer be synonymous with cash. I hope it helps you, if you don't explain it clearly, welcome to continue together**

Monetary funds include cash in hand, bank deposits and other monetary funds.

Cash flow is cash flow Cash flow is the difference between the amount of cash inflow and outflow of a business for a certain period.

Their difference is that monetary funds are statically generated. Cash flow is generated dynamically.

The concept of cash refers to the general medium of exchange, which is also the general measure of other assets, and there is a narrow and broad sense of cash in accounting. Cash in the narrow sense refers only to cash on hand, that is, cash held in corporate vaults, including banknotes and coins that people often come into contact with. Cash in a broad sense includes cash on hand, bank deposits, and other monetary funds.

Three parts. The narrow concept of cash refers only to cash in hand, including RMB cash and foreign currency cash.

Reserves. A fixed amount of petty cash for sporadic expenditures. According to the provisions of China's bank settlement system, the settlement payment between enterprises should be handled through the bank in a unified manner, and it is forbidden to settle in cash.

But it is obviously unrealistic to use bank settlement for every dollar. In order to facilitate sporadic expenditures, a reserve fund system has been set up for various departments of the enterprise. Branches.

The amount of the reserve is fixed, and the implementation of the first to receive and then report, after the actual reimbursement, and at the same time according to the actual expenditure of the full amount of the reserve, this method is also known as the fixed amount of prepayment method. In China's accounting, the reserve is generally regarded as other receivables.

And not as cash.

The scope of application of cash is as follows:

1. Pay individual wages, bonuses and allowances;

2. Pay the pension of the employee.

funeral subsidies and various labor insurance, welfare, and other expenses for individuals stipulated by the state;

3. Pay personal labor remuneration;

4. Various bonuses for science and technology, culture and art, sports and other bonuses issued to individuals according to national regulations;

5. Pay the price of purchasing agricultural and sideline products and other materials from individuals;

6. The travel expenses that business travelers must carry with them.

7. Sporadic expenses below the settlement starting point (1,000 yuan);

8. Through the People's Bank of China.

Identify other expenses that require cash payments.

Cash on hand refers to the currency deposited in the accounting department of a company and managed by the cashier. Cash in hand is the most liquid asset of an enterprise, and an enterprise should strictly abide by the relevant national cash management system.

Correctly carry out the accounting of cash receipts and expenditures, and supervise the legality and rationality of the use of cash.

The legal tender of the People's Republic of China is the renminbi, and the People's Bank of China is the competent authority for the management of the renminbi, responsible for the design, printing and issuance of the renminbi.

The unit of RMB is yuan, and the unit of RMB is jiao and cent. 1 yuan is equal to 10 jiao, and 1 jiao is equal to 10 points. The RMB symbol is the first letter of the pinyin capital y plus two horizontal "", that is, "".

Since the issuance of the renminbi by the People's Republic of China, it has lasted 71 years, and with the development of economic construction and the needs of people's lives, it has gradually improved and improved, and has issued five sets of renminbi so far, forming a multi-variety and multi-series monetary system such as paper money and metal coins, ordinary commemorative coins and commemorative coins.

In August 2020, the People's Bank of China released the "2020 RMB Internationalization Report", and in 2019, the amount of cross-border RMB receipts and payments by banks on behalf of customers was nearly 20 trillion yuan, a year-on-year increase, and the amount of receipts and payments reached a record high. The renminbi has become the world's fifth-largest payment currency and fifth-largest reserve currency.

The state stipulates that the renminbi is a credit currency, and the renminbi does not stipulate the gold content, and it is a credit currency that is not cashed. The renminbi exists in the form of cash and deposit currency, the cash wild ant is uniformly issued by the People's Bank of China, the deposit currency is put into circulation by the banking system through business activities, and the People's Bank of China implements monetary policy in accordance with the law to manage and regulate the total amount and structure of the renminbi.

Paper money in circulation, auxiliary coins in circulation.

Banknotes in circulation.

Coins in circulation.

Demand deposit. Time deposit.

The monetary system of our country.

China's current monetary system is a special monetary system of "one country with multiple currencies," that is, the renminbi system is implemented on the mainland, while the monetary system of different circles is practiced in Hong Kong, Macao, and Taiwan. It is manifested in the fact that different regions have their own legal tenders, various currencies are limited to circulation in their own regions, and various currencies can be exchanged with each other, and the renminbi is exchanged with the Hong Kong dollar and the pataca according to the exchange rate determined on the basis of market supply and demand, and the pataca is directly linked to the Hong Kong dollar, and the new Taiwan dollar is mainly linked to the US dollar.

RMB is the legal tender of mainland China, and the main currency of RMB "Yuan" is the currency unit of China, which has unlimited legal solvency; The renminbi auxiliary currency has the same unlimited legal solvency as the main renminbi currency. RMB is issued and managed by the People's Bank of China under the authorization of the state. The renminbi is an uncashed credit currency and exists in the form of cash and deposit currency, cash is issued by the People's Bank of China, and deposit currency is circulated by the banking system through business activities.

The RMB exchange rate was formulated and announced by the State Administration of Foreign Exchange until 1994, and after the RMB exchange rate was merged on 1 January 1994, a single, managed floating exchange rate system based on market supply and demand was implemented, and the People's Bank of China announced the exchange rate of RMB against major currencies such as the US dollar based on the ** formed in the interbank foreign exchange market the previous day, and the banks listed themselves within the floating range stipulated by the People's Bank of China on this basis.

The People's Bank of China's management of the issuance and circulation of the renminbi has collapsed, which is mainly reflected in the preparation of the issuance plan, the transportation management of the issuance, the management of anti-counterfeit currency and ticket samples, and the entry and exit management of the renminbi.

Isn't that RMB, it's RMB.

Our country's monetary policy is mainly in the following three aspects: the deposit reserve policy, the rediscount policy and the open market operation, which have a very large impact on our country's economy.

The impact of these three major monetary policies on our country is very large, and these three tools are the three most commonly used by our country's ** banks, and they are also the tools with the most obvious effects. The role of regulating the economy of our country is very obvious, and it has also attracted the attention of the whole society.

Public market operations are the most commonly used tools.

Open market business is the most commonly used tool in our country, ** banks will release a certain amount of liquidity to the market every time there is a problem in the economy of the state's suspicious files, which is basically released through open market business operations. In the case of a relatively large amount of funds in the market, a certain amount of liquidity will also be extracted through open market business operations.

The rediscount rate can affect the country's dusty cash.

The impact of the rediscount rate on the total amount of cash in our country is very large, and increasing the rediscount rate can reduce the total amount of cash in this society. When interest rates are lowered, the total amount of cash in the society increases, so that each industry can get more cash, so that the economy can develop faster.

Isn't it RMB?

1. Different definitions:

Deposit Currency: Credit Currency.

Cash: a medium of exchange.

2. Different roles:

Deposit currency: Bank deposits that can play the role of currency, mainly refer to current deposits that can be settled by issuing checks and transferring funds.

Cash: Can be effectively used immediately to purchase goods, goods, services, or pay off debts.

3. Different circulation methods:

Deposit currency: virtual, is an objective circulation. That is, interbank circulation.

Currency: Real, is an intuitive flow of early passes. That is, the circulation of money and things.

Encyclopedia Cash.

Encyclopedia Deposit currency.