China Merchants Bank Student Credit YOUNG Card

Young card does not enjoy installment repayment, the interest is 5/10,000 per day, and the first cash withdrawal of each calendar month is free of handling fee.

For example, if you spend on the 18th, the bank will count the money on the 17th of the next month, and you will pay it off before the 5th of the next month at the latest, which is interest-free. Otherwise, your credit history will be affected, and you will also pay a late fee. So you'd better spend after the 17th, if you spend before the 17th, then you have to pay back on the 5th of the next month, and after the 17th, you only need to pay it back on the 5th of the next month.

The algorithm of the above interest-free period is only suitable for card swiping and online payment functions, cash withdrawal is not enjoyed, there is interest every day, and there is compound interest if it is overdue, there will be a bad credit record if it is not paid off for 3 months, and the bank card will not be frozen for 180 days. So at least pay back the minimum payment.

Hello, cash withdrawal is not available in installments, cash advance transactions do not enjoy interest-free repayment treatment, from the date of the transaction at the daily interest rate of 5/10,000 interest to the date of repayment, compound interest on a monthly basis. If the interest is accrued in full, the sooner the loan is repaid, the better. Please click on the following ** to view:

If you want to know more, you can consult any information you want to know about China Merchants Bank credit card services through QQ or WeChat**. Method 1: Search for 4008205555 in QQ Corporate Friends and add China Merchants Bank Credit Card Center as a friend; Method 2:

The bill date and repayment date are the same as mine, hehe, the interest rate for cash withdrawals is quite high, and I can't pay it back at one time, and there is a minimum repayment every month

The student's credit limit is generally around 2,000-10,000, and if it is a fixed limit, the fixed limit can be increased every three months.

China Merchants Bank YOUNG Card application conditions.

1. Young Card Youth Edition: Only non-student customers under the age of 30 (inclusive) need to have a stable job and a more stable income.

2. Young Card Campus Version: An exclusive credit card for college students, you only need to provide a certificate of enrollment to apply. As with the academic requirements of the Youth Edition, applicants for the Young Card Campus Edition must be university students.

China Merchants Bank Young Card Youth Edition Quota.

Under normal circumstances, the credit card limit of China Merchants Bank implements such a level standard: the limit of China Merchants Bank general card is between 0 and 10,000 yuan; The limit of CMB gold card is between 10,000 and 50,000, and the limit of CMB platinum card is more than 50,000.

The youth version of China Merchants Bank Young Card belongs to the gold card level, and the card limit can reach up to 50,000, while the campus version of China Merchants Bank Young Card does not have a credit limit, and you need to have a deposit in the card to consume (you can enjoy China Merchants Bank credit card points for consumption, and you can also accumulate credit history, which is convenient for transferring to China Merchants Bank credit card after graduation). Of course, the credit card center of China Merchants Bank will also give the final credit line within the corresponding limit range based on the credit status of the card applicant. Therefore, the same card will have different credit lines.

The cash withdrawal policy of China Merchants Bank Young Card Youth Edition.

Unlike most credit cards issued by banks, the young version of China Merchants Bank Young Card does not charge a handling fee for withdrawing cash for the first time every month, which is the most important for young people, after all, you still have to take out cash on many occasions.

When applying for a CMB Young Card, you can not only enjoy a variety of preferential benefits, but also participate in the gift of credit card for new card users. New users who apply for a CMB Young Card before March 31, 2019 can receive a branded electric shaver, a branded trolley case or 1000 points (choose one of the three) by swiping the card after the card is issued.

China Merchants Bank Young Card is almost the most appealing credit card among domestic banks at present, reflecting that China Merchants Bank keeps up with the trend of the times and sincerely interacts with young people.

There is no limit on the student card.

Young Card Campus Edition is a credit card product launched for college students, before the customer graduates, the credit limit will be temporarily sealed, through the first recharge and then consumption, you can enjoy the normal food and beverage discounts, movie ticket discounts, points accumulation and other CMB credit card rights and interests, and can also enjoy the exclusive rights and interests of the campus version of the credit card such as specific fee reduction. In addition, customers can start to accumulate personal credit information records from the time of study, and they can have the opportunity to enjoy a higher credit limit after graduation.

3000 or so. This card does not have a high limit.

If you owe the annual fee, you will not cancel the card successfully, and you must pay off the arrears. If the operator tells you that it has been sold, there is no doubt that your annual fee has not been charged. Rest assured.

College students can apply for a China Merchants Bank credit card.

How to apply for a credit card for college students:

1.A copy of your ID card is required.

2.A copy of the student ID card or the original certificate of the department you are enrolled in.

3.Some banks may also ask you to show other cards issued by your school.

Supplement: Principles for the issuance of credit cards to college students.

1.Banking financial institutions should follow the principle of prudence in issuing credit cards to students. Credit cards (excluding supplementary cards) may not be issued to students under the age of 18.

2.When issuing a credit card to a student who has reached the age of 18 and has no regular job and no stable income**, a second repayment** must be implemented, and the second repayment** party should have the corresponding repayment ability.

3.Before issuing a credit card, banking financial institutions must confirm that the second repayment party has agreed in writing to bear the corresponding repayment responsibility, otherwise the card shall not be issued.

Take out your card to see the expiration date, calculate the time when the card is issued (valid for 3 years), whether it has been a year since the card was issued when the card is cancelled, if you are sure that a year has passed, then the annual fee must have been generated.

A friend said incorrectly, even the arrears card can be cancelled, and the cancellation will not affect the repayment.

You call ** for specific consultation, even if you incur an annual fee, explain the situation to them and talk about your hardships, and the general annual fee can also help you reduce it. 800** can only be dialed by landline phones, and 4008205555 can be dialed from mobile phones

It is recommended to call the 800 customer service of Zhaoxing Bank to verify the following.

It has been discontinued.

Because it is too risky for college students to use credit cards, the China Banking Regulatory Commission stopped college students' credit cards in May 09, so credit cards specifically for college students have been stopped like the China Merchants Bank Young card, which was very popular before.

Nowadays, it is basically impossible for college students to go to the bank to apply for a credit card, unless your parents apply for a primary card, and then you use the supplementary card yourself. Now there is the kind of cooperation with the school, that is, at the beginning of the school every year, there will be a bank to the school to apply for a unified card, the procedures are relatively simple, and you can handle it collectively.

In the past few years, many banks would go to the school to handle it, that is, because of this, the procedures were too simple, which caused a great risk of repayment, so now they are basically stopped. Only CCB and ICBC in some regions still have such unified handling, but in the selection of colleges and universities, they generally choose key brand-name universities, and the amount given is not high.

It is recommended that you ask your school if there is such a unified card now. If your school does not have this kind of unified card, it is basically difficult for undergraduates to apply for a credit card, because there is a CBRC policy there.

Yes, you will be notified when it is approved, and the card will be sent directly to your address.

If you receive the notice above, you will not do it now.

1. If you don't use this card, you should cancel it, otherwise there will be no annual fee for the year you apply for the card, but the method of waiving the annual fee for China Merchants Bank credit card is to waive the annual fee for the next year by swiping 6 times a year. As long as your application is approved, the card will be in your name, and as long as you haven't canceled it, the bank will be in use with you. Because the genus name of this card is yours.

It won't affect your credit, it's just that you applied for a card that is of no use to you (because you can't use it if you don't activate it), but the bank thinks that your card exists, as long as you don't swipe it 6 times in the first year, it will charge an annual fee of a few hundred yuan at the beginning of the second year.

2. There is no limit to the amount of 6 brushes. As long as the POS machine issues a receipt, it will be swiped once.

3. There will be no charge for canceling the card.

4. You have filled in the card application form, and the bank has approved your application, so even if you have applied for this credit card, it has nothing to do with whether it is activated or not.

Again, when you fill out the application, you should have already thought about getting a card before filling it in, so as long as the bank approves it, this card will be in your name, as long as you don't cancel it yourself, this card is yours.

If you don't activate it, you will be deducted the annual fee, so it is recommended that you cancel it as soon as possible if you don't use it. Otherwise, there will be a bad record that will affect your credibility. Swiping the card is very simple, there is no lower limit on the amount of consumption, there will be no charge for cancellation in the first year, just hit ** to cancel it, it will not affect the reputation, and if you do not activate it, you will be counted as having a China Merchants Bank credit card.

It is recommended to log out immediately!

1.There is no annual fee in the first year, and it will be charged from the next year, and it will not be activated but cannot be used, and it will not affect the credit, but if the annual fee is deducted, there will be less money in the card, and it will be deducted if it is not repaid when it expires.

2.As long as you swipe and deduct money (1 cent is also counted), it is called a successful card swipe, there is no lower limit, and there is no annual fee for 6 times (within one year).

3.There will be no charge for cancellation and it will not affect credit but only if you don't owe money4Not activating is just a protective measure to prevent others from stealing from the moment the card is issued, proving that you have already used the card.

The Young card is free of annual fee for the first year, and there will be an annual fee for the second year, and your annual fee will be deducted if you don't activate it.

If you go to the supermarket or shopping mall to buy anything and complete a transaction, the card is successfully swiped, and canceling the card will not affect your credit. If it is not activated, it will be considered successful.

No, but the validity period of the no annual fee is 1 year, and it is best to cancel the card if you don't use it!

There is no limit to the amount of money, you can spend a few dollars every time you buy something, it's easy!

Cancellation will not affect credit!!

Once the card is down, the processing is complete.