How should an IOU be written now, and how should an IOU be written?

A small note, the university asked.

Sample IOU, for reference:

Loan contracts, IOUs, IOUs.

Lender: Borrower:

Guarantor: If a borrower borrows RMB *** from the lender today, it should be repaid on *** year, month, and then pay the interest *** yuan.

Lender: (Signature, seal).

Borrower: (signature, seal).

Guarantor: (Signature, seal).

Note: The basic contents of the IOU include: the name of the creditor, the amount of the loan (in local and foreign currencies), the calculation of interest, the time of repayment, the penalty for default (delay in repayment), the method of dispute resolution, the name of the debtor, the date of the loan and other elements.

As long as the name of the creditor, the amount of the loan, the name of the debtor and the date of the loan (although added later) are present, the main elements of the IOU are met, and therefore it has legal effect. Once a dispute arises, it can be used as evidence to claim the creditor's rights from the people's court, and the people's court will also accept it.

When writing an IOU, you should pay attention to indicating the borrower, the date of borrowing, the date of repayment, the signature of the borrower, the amount of the loan, the reason for the borrowing, etc., and capitalize the numbers, and do not make mistakes.

In addition, the following four points need to be noted:

1. It is best to attach the ID number of the borrower and the borrower in the IOU, so as to avoid unnecessary disputes.

2. When the borrower signs, the lender must see the signature with his own eyes to prevent the borrower from signing with other people and finally refusing to recognize the IOU.

3. The writer of the IOU must be the borrower, not the lender, otherwise the borrower will defend that the content is not the original text.

4. Try to avoid using language that is prone to disagreement, and concise and semantically single IOUs are the most standard IOUs. Avoid vague language such as "A borrows money from B", because it is easy to lose sight of who is the lender and whose borrower.

First of all, you have to write the letterhead: the IOU, the text is written below, the main content is written, what someone borrowed on the day of the month, and then when it will be returned, and then it is the signature of the borrower, seal or handprint. Write down the date. Keep the slip yourself, and then return the things and then tear the slip off or give it to others.

To borrow someone else's things, just write them according to their requirements.

Otherwise, it's a generic format.

Write a receipt. Received today ...

Signed. Date.

Basically, it's fine.

There is such a big difference between borrowing today and borrowing today, don't make a mistake in writing it in the future.

Generally speaking, the writing of an IOU consists of three parts.

1) Title The title of an IOU can be composed of two ways: First, it is directly composed of the name of the language. That is, write the words "IOU" or "IOU" in the middle of the upper part of the text.

Second, write "borrowed today" as the title after the first line of two blank spaces, and put the rest of the text in the top box of the next line, which is actually a way to write an IOU that omits the title. Example: Borrowed today.

Liu Zhidong's "Cihai" (Volume I) was returned after one month. This is borrowed by: Zhou Shuigang (signed and sealed) year, month and day.

2) The main text should state the following contents:

First of all, what did you get from ** and how much. Write down the amount of money and goods borrowed, and the variety, model, style, and specifications of the goods. The lender also needs to write clearly. Write down the reason for the money you borrow from the unit.

Secondly, the specific date or approximate time of return should be indicated, and if there are more complicated situations, the specific method of return should be indicated.

3) The name of the unit and the name of the person handling the IOU or the name of the individual borrower should be written on the payment. If necessary, it needs to be stamped with a public (private) seal to show responsibility. The name of the unit or individual is generally preceded by the words "the person who established the evidence" or "the borrower".

The specific time of borrowing money should also be written on the signature. Write the year, month and day completely, not just the month and day. Format: IOU Today's borrowing RMB (uppercase) (lowercase) yuan. Borrower:

IOU display. Borrower ID number Lender ID number

Borrow RMB (capitalized) from the lender on the date of YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY Lowercase dollars, with a term of years, to be returned on the day of xx-xx-month.

If you fail to return it on time, you are willing to bear all legal responsibilities incurred. During the term of the loan, the borrower shall give the lender the corresponding interest month.

Date: Borrower:

When filling in the above-mentioned IOU sample, you should pay attention to the following matters:

1. The full legal names of the borrower and the lender should be clearly written, preferably with an ID number;

2. The amount of the loan should be clearly written, including the uppercase and lowercase amount;

3. The time limit of the loan should be clearly written, including the start and end date of the loan and the clear loan period;

4. The interest of the loan should be clearly written, the annual interest rate or monthly interest rate should be clearly stated, the total amount of loan interest payable (including uppercase and lowercase amounts), and the payment method should be clearly stated;

5. The date, time and payment method of repayment of the principal and interest of the loan should be clearly written;

6. There should be a signature, handprint or handwritten signature of the borrower.

7. If the amount is large, the purpose of the loan should also be indicated, or the payment record should be submitted.

The correct way to write the personal IOU needs to include the name of the corresponding creditor debtor, the amount of the loan, the interest, etc. The IOU is the proof of the existence of the creditor's rights and debts of the parties, so it is necessary to clarify the relevant content of the IOU, write down the specific loan amount, the time and place of the loan, the calculation of the loan interest, etc., so as to protect the legitimate rights and interests of the borrower and the borrower.

1. The correct way to write personal IOUs by individuals.

1. The title must be written with the word "IOU", and must not be deliberately miswritten as "IOU" by others, special attention: although the money is in others, the result is completely different in law;

2. Be sure to write "I borrowed *** cash *** yuan today, and indicate that it is capitalized." Special attention: verify that the capitalization is consistent, if the capitalization amount is inconsistent, the uppercase amount will prevail in judicial practice;

3. Be sure to write the name of the lender and the ID number correctly, and be sure to write the name and ID number of the borrower at the same time, so as to avoid problems such as checking whether the identity of the borrower is the same in case of disputes;

4. If it is not certain when the borrower is required to return the loan, it is recommended that the lender do not write the return date, so that the statute of limitations can be guaranteed for 20 years, and the statute of limitations will not be exceeded and cannot be recovered due to a moment of forgetting. Anyone who knows the law knows that there is not much difference between writing a return date and not writing a return date.

5. If interest is requested, it must be clearly stated that the law stipulates that if the interest is not clearly agreed, the interest claim at the time of return will not be supported;

6. The IOU is best to copy the borrower's ID card on the A4 paper on the front and back of the paper, and then write the IOU at the upper end.

7. Because he is borrowing money from you, the initiative is in your hands, so it is not a problem to improve the procedures before borrowing money.

An IOU can be written like this.

Who is the borrower.

Who is the lender.

What is the total amount borrowed?

When will it be paid off.

There is also borrowing time.

IOUs shall be in writing, unless otherwise agreed upon in the borrowing between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

1. What are the formats of IOUs and how to write them.

A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity with interest. The loan contract shall be in written form, unless otherwise agreed upon in the loan between natural persons. The content of the contract is agreed upon by the parties and generally includes the following clauses:

Terms such as the type of borrowing, the currency, the purpose, the amount, the interest rate, the term and the method of repayment.

Second, the IOU, how to play the IOU to be effective.

IOUs, IOUs are only effective when they are played in this way:

1. The debtor has the corresponding capacity for civil conduct;

2. Writing down the IOU is the true meaning of the debtor;

3. There is no malicious collusion to damage the interests of the collective or a third party;

4. There is the signature of the debtor.

According to the Civil Code of the People's Republic of China, the loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

3. How to write an IOU correctly.

The IOU shall clearly state the borrower's identity information, the type of loan, the currency, the purpose, the amount, the interest rate, the term and the method of repayment.

According to Article 668 of the Civil Code, the loan contract shall be in written form, unless otherwise agreed upon between natural persons.

The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Article 669 stipulates that when entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

Civil Code of the People's Republic of China

Article 668:The loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Note: The Civil Code will be published in:

In 2021.

January. Effective on the 1st.

Here's the correct format for an IOU, including what you must include and how to write it:

IOUs. Numbering: (can be written by yourself, easy to manage).

Lender: (Fill in the name of the lender, the same below).

Borrower: (Fill in the name of the borrower, the same below).

Repayment Period: (Fill in the specific repayment period).

Interest rate: (can be determined by negotiation, if there is no negotiation, it will be no interest by default) Guarantee method: (can be determined by negotiation, if there is no negotiation, it will be unsecured by default) Other agreed matters: (can be determined by negotiation).

Lender's signature: (Lender's signature and seal).

Borrower's Signature: (Borrower's Signature).

Date: (fill in the date the IOU was signed).

Notes:1The IOU shall indicate the specific purpose of the loan, so as to protect the rights and interests of the lender with full and prudent distribution.

2.The content of the IOU shall be true, accurate and clear, and shall not cause property losses due to unclear wording or other reasons.

3.When the loan amount is large, it can be considered that the bank can open a loan contract or use legal means to protect its rights.

Legal analysis: The IOU should contain the following contents: 1. The full legal names of the borrower and the lender should be clearly written; 2. The amount of the loan should be clearly written, including the uppercase and lowercase amount; 3. The time limit of the loan should be clearly written, including the start and end date of the loan and the clear loan period;

What you should fill in when writing an IOU:

1. The full legal names of the borrower and the lender should be clearly written;

2. The amount of the loan should be clearly written, including the uppercase and lowercase amount;

3. The time limit of the loan should be clearly written;

4. The specific date, month and date of repayment should be clearly written;

5. The interest of the loan should be clearly written;

6. The date, time and payment method of repayment of the principal and interest of the loan should be clearly written;

7. There should be a signature, handprint or handwritten signature of the borrower himself.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases》 Article 16: Where a plaintiff initiates a private lending lawsuit solely on the basis of proof of creditor's rights such as IOUs, receipts, and IOUs, and the defendant argues that the loan has already been repaid, the defendant shall provide evidence to prove his claim. After the defendant provides relevant evidence to prove its claim, the plaintiff shall still bear the burden of proof for the establishment of the loan relationship.