I want to give my mom health insurance, she is 53 years old, I want to ask which one is better?

Hello, landlord.

Suzhou Life Zhonghua is at your service.

At this age, the premium to buy medical insurance is not low, and a physical examination is required if the sum insured exceeds 50,000.

When purchasing, it is recommended to buy an insured amount of 50,000 yuan (the premium is more than 4,000 and paid for 10 years.) Then, after 180 days, I feel that the amount is low and then buy, at this time, if there is a problem with the physical examination, the previous insurance is still effective.

Life's Corning can be seen on a regular basis, at least not upside down.

If you are in Suzhou, you can find me.

Insurance planning has a lot to do with your family's financial situation. Whether it's Ping An or other brothers. The insurance is designed.

It must be different from the design according to the needs of the market and the income group. There is no good or bad, only the right and the unsuitable. If it was originally designed to insure people with high incomes.

If low-income people are insured, there are two scenarios. The first is that the guarantee is insufficient, the guarantee is low, and the guarantee cannot play the role of the guarantee. The second is to increase the pressure on the economy.

On the contrary, it is not good. If high-income families were asked to buy insurance that was originally designed for low-income people, it would not be insecure. Combined:

An insurance company's coverage is like clothing. No matter how good a child's clothes are, if they are worn by adults, they will definitely not be able to wear them. That's not good for adults either.

No matter how good the clothes of adults are, if they are worn by children, they are definitely inappropriate and not good for children. Are you right? Therefore, insurance, like clothing, should be tailor-made.

Tailor your family's income, insurance needs, etc., so that you can design the right type of insurance for you. Let insurance really play a role in protecting your mother. This kind of insurance is good for your mom and your family.

Do you agree? If you still have any questions about buying insurance, you can contact Mr. Zhang by calling Shenzhen Ping An Insurance's insurance application and consulting services**, QQ (in your personal information).

You can now buy it at the Social Security Center. Consult the Social Security Center for details. We have started in Kunshan, Jiangsu.

It is rare that you will take the initiative to buy insurance for your mother, know how to dedicate a love and responsibility to yourself and your family, you had better buy a Changtai life medical insurance for your mother, because it is more flexible, to buy big with small, insurance can accompany big money, can also be converted into a pension, more importantly, we usually save money, but there is a lot of dividends, difficult you have this filial piety, your mother will also be healthy, long life, I hope you buy the right insurance for your mother as soon as possible.

Critical illness insurance, accident insurance, and others will be considered if the financial conditions can.

Under normal circumstances, for 45-year-old women, on the basis of social security, they can supplement the purchase of critical illness insurance, million medical insurance and accident insurance and other protective commercial insurance.

1. Critical illness insurance.

For 45-year-old women, the probability of suffering from female-specific diseases such as breast cancer and cervical cancer is still quite high. If you are unfortunate enough to suffer from a critical illness, it is likely to have a financial impact on your family.

Critical illness insurance, on the other hand, is a benefit-based insurance, and the use of its claims is not restricted. It can not only be used to make up for the financial loss during the insured's illness, but also to be used for the insured's later medical expenses and living expenses. It can be a good way to transfer the economic risk caused by critical illness.

Below, the senior sister has compiled a list of cost-effective critical illness insurance suitable for 45-year-olds to buy, friends in need can take a look:Recommended for you at the age of 45, the top 10 cheap and well-priced critical illness insurance points!

2. Million medical insurance.

If you are unfortunate enough to suffer from a serious illness such as breast cancer, the cost of the first day is often very high, and it is often difficult for ordinary families to afford it. The million medical insurance is a reimbursement type of insurance, which can be reimbursed for the expenses within the scope of the contract according to the proportion agreed in the contract. To a certain extent, it can reduce the burden of serious illness** costs.

3. Accident insurance.

Accident insurance mainly provides protection for accidental death, accidental dismemberment and accidental medical treatment. Medical expenses incurred from daily falls, falls, burns, etc., can be reimbursed on a pro-rata basis through accident insurance with accidental medical coverage, if eligible.

Finally, the senior sister will give you a list of women with more relaxed health notices, friends in need, you can take a look【Female Diseases】The list of products that can be insured is newly released! Hope.

For 54-year-old people, it is not easy to buy health insurance, because the first factor of applying for health insurance is to meet the age range of the product, followed by the health notification of the product, and finally to see whether there is a premium inversion (critical illness insurance), if the above parents can pass, you can apply for critical illness insurance, medical insurance, etc., otherwise, it is recommended to buy cancer insurance, cancer medical insurance, etc.

If you have a small partner who needs to insure your parents in the near future, you can take a look at this article:

What are the insurance for the elderly, and what insurance is good for your parents, you all need to know

Next, the senior sister will focus on introducing the three types of insurance: critical illness insurance, million medical insurance and cancer insurance.

1.Critical illness insurance

Critical illness insurance is an insurance used to protect critical illnesses and is a fixed-amount benefit insurance, but critical illness insurance has relatively strict requirements for the insured person's insurance age.

At present, the maximum age of most critical illness insurance products on the market is 55 years old, and some critical illness insurance products can reach 60 years old.

And if the parents are older and want to take out critical illness insurance, it is easy to have the situation of inverted premiums (premium insured), in this case, in fact, the senior sister suggests that it will be more appropriate for everyone to insure cancer insurance for their parents.

So what kind of critical illness insurance is worth taking out for parents? The senior sister article tells you:

Top 10 Popular Critical Illness Insurance Points Worth Buying!

2.Million Medical Insurance

Million Medical Insurance will reimburse the insured for medical expenses incurred by hospitalization due to illness** during the insurance period, as long as it meets the coverage of Million Medical Insurance and exceeds the deductible.

However, medical insurance is the most stringent type of health insurance in health insurance, and many parents will be denied insurance because of physical health problems, but if the parents are in good health and have no serious diseases, they can still apply for insurance.

3.Cancer insurance

Although most of the cancer insurance on the market is mainly to protect malignant tumors and death, the insurance threshold for cancer insurance for the elderly is not as high as the previous two, and the maximum insurance age of some cancer insurance products can be relaxed to 70 years old, and even some products can be up to 80 years old, which is still very suitable for parents to insure!

Ten insurance points that are super suitable for the elderly to buy! Hope.

Summary. Hello dear, it is a pleasure to serve you <>

My mother is 53 years old and wants to buy social security for her, and now it is not cost-effective to buy it, if your mother is registered in the city, she can only participate in commercial insurance, because her age has exceeded the retirement age stipulated in the pension insurance, and she cannot go through the insurance procedures.

My mother is 53 years old and wants to buy her social security.

Hello dear, it is a pleasure to serve you <>

My mother is 53 years old and wants to buy social security for her, and now it is not cost-effective to buy it, if your mother is registered in the city, she can only participate in commercial insurance, because her age Moling has exceeded the retirement age stipulated in the pension insurance, and she cannot go through the insurance procedures.

The pension insurance payment period must be at least 15 years before it can be cleared and you can enjoy the payment of retirement pension security. If your city has implemented basic medical insurance for residents, you must think about going through the procedures for your mother to destroy or join.

Social file or association insurance refers to a kind of security system that takes workers as the object of protection in the form of national legislation, takes the special events such as old age, illness, disability, unemployment, and death of workers as the protection content, and is characterized by compulsory implementation. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

1. The objective basis of social insurance is the risk existing in the labor field, and the object of insurance is the personal life of the worker; 2. The subject of social insurance is specific. Including workers (including their relatives) and employers; 3. Social insurance is compulsory insurance; 4. The purpose of social insurance is to maintain the reproduction of labor force; 5. Insurance **** to the employer and the employee's payment and financial support. The insurance object is limited to employees and does not include other members of society.

The scope of insurance is limited to various risks in labor risks, excluding other property and economic risks.