The frequent use of online loans to tear down the east wall and make up the west wall is not overdue

Frequent use of online loans to tear down the east wall and make up the west wall.

If it is not overdue, will it have an impact on credit reporting? Many people naively think that as long as their loans are not overdue, they will not have an impact on credit reporting. Credit cards and various online lending platforms.

wantonly demolished the east wall and made up the west wall. In fact, this idea is ridiculously wrong! I can tell you clearly: frequent demolition of the east wall to make up the west wall will have more serious consequences than overdue loans. When you encounter something big, you go to the bank for a loan.

When you are dumbfounded, the bank refuses to lend.

Frequent use of online loans to tear down the east wall and make up the west wall is not overdue.

Frequent demolition of the east wall to make up for the west wall may also cause a consequence: the loan amount is greatly reduced, like during the epidemic, many people suddenly have overdue credit cards and overdue loans. Why is it overdue?

Because the bank has suddenly lowered the amount of credit cards and loans. Why do banks reduce the limit? Because of the epidemic, many people had no income, and they could not repay their credit cards and loans.

Many people are just going back and forth between several credit cards and several loan platforms, tearing down the east wall and making up the west wall.

So as long as it is not overdue, it has no impact on credit reporting. If the credit investigation is spent, it is nothing more than overdue or not returned directly. As we all know, after five years, credit will be restored.

It is still not recommended to tear down the east wall and make up the west wall, because the gap always exists, and there is still no change in the end. Moreover, because there is interest, it will only roll over the profit, can it really be made up in the later stage? If you accidentally lose all the plates, there will be nothing left at that time, the east wall, the west wall, there is no need to make up, it was originally just a gap, and now it is directly broken, and if you can't make up for it, it will really be the end, so this way to tear down the east wall and make up the west wall is okay to extend the time a little.

Continued use is not advisable.

Will it have an impact on credit reporting?

Banks are still more cautious in reviewing customers who have had online loan records, for the simple reason that applying for online loans to a certain extent means that the customer has a large demand for funds, because all banks in China have credit loans.

For example, CCB Quick Loan.

But the customer has fallen into online loans, which means that the regular bank loan can no longer meet the customer's capital needs, or the customer has been rejected by other banks when applying for a regular bank credit loan, understand.

This situation will have a certain impact on credit reporting, but the impact is not particularly large, if it is not within the specified range, then it will be affected.

This situation has a great impact on credit reporting, and the consequences are more serious than loan overdue, even if you are not overdue, but there is some data in the background.

There is definitely an impact. Because as long as you use online loans, it will lead to difficulties in buying a house and a car loan in the later stage.

Although it will not be on the list of dishonesty, it will also affect the application for a mortgage in the future.

In this case, it will definitely have a great impact on credit reporting, and you Cai Dongqiang will make up for the west wall, and if this goes on for a long time, your credit will definitely suffer a great loss.