The wife hid whether to divorce if she borrowed an online loan

Hello, wife online loan, it is recommended that you negotiate with your wife first, consider whether the two parties have the possibility of working together to overcome the difficulties, and also observe whether your wife has the determination to change her past. If the relationship is indeed broken, divorce can be chosen. There are two types of divorce, divorce by agreement and divorce by litigation.

Divorce by agreement refers to the fact that both parties go to the Civil Affairs Bureau to register the divorce, and litigation divorce refers to the fact that both parties go to the court and the court issues a mediation and judgment for divorce. A brief comparison of the two types of divorce is as follows:

Divorce by agreement: 1. Applicable circumstances: both parties are required to reach a consensus through consultation (divorce, child support, and property division are all agreed upon, otherwise it cannot be handled; 2. Requirements:

Both parties must be present in person, and cannot be handled by others**; 3. Advantages: fast speed and low cost; 4. Disadvantages: It must be handled at the marriage registration authority where one party's household registration is located, and if the permanent residence of both parties is inconsistent with the place of household registration, it may be more troublesome.

In addition, the divorce agreement is not enforceable, and if one party fails to perform, it is necessary to apply to the court for enforcement.

Divorce by litigation: 1. Applicable circumstances: if the two parties cannot reach an agreement on one of the three issues of divorce, child support or property division, it can only be resolved through litigation, and the two parties have registered their marriage abroad and both parties are foreigners and need to be resolved through litigation divorce; 2. Requirements:

Under normal circumstances, the parties have to appear in court, but under special circumstances (such as the parties are abroad and it is inconvenient to return to China), they can be handled by ** people; 3. Advantages: wide scope of application, the instrument is enforceable. 4. Disadvantages:

It takes a long time and is costly, and may involve litigation costs, evaluation fees, etc.

Article 1079: If one of the spouses requests a divorce, the relevant organization may conduct mediation or directly file a divorce lawsuit with the people's court.

People's courts hearing divorce cases shall conduct mediation; If the relationship has indeed broken down and mediation fails, the divorce shall be granted.

In any of the following circumstances, if mediation fails, a divorce shall be granted:

1) bigamy or cohabitation with another person;

2) Committing domestic violence or abusing or abandoning family members;

3) Having bad habits such as gambling and drug addiction that they have repeatedly taught and not changing;

4) Separated for two years due to emotional discord;

5) Other circumstances that lead to the breakdown of the relationship between husband and wife.

Where one party is declared missing and the other party initiates divorce proceedings, the divorce shall be granted.

Where, after a people's court has ruled that divorce is not permitted, the parties have been separated for one year, and one party initiates divorce proceedings again, the divorce shall be granted.

Borrowing online loans will indeed make people highly indebted. If the wife doesn't borrow a lot of money, and the landlord has the ability to repay it, she will change her mind because of this, and you can still give her a chance. Don't take it as an example, and then consider breaking up if you don't change it.

It depends on the specific situation, if the economic conditions allow, you can pay it back, if the wife's wishes are good, if the wife can realize her mistakes, if you have a good relationship, don't divorce, and the wife to bear the burden, if it is not the above situation, you have to consider carefully, but also listen to the opinions of the elders, but also listen to the opinions of friends, good luck, hope.

Your wife is hiding from you to borrow a mesh belt to consider whether to divorce. You have to see if he often borrows online loans, if it's just this time, and there is an emergency, this is not too big, you can help her pay it back, if he has developed the habit of borrowing this network belt, then you think about whether you can afford it, if your wife can change or don't divorce.

First of all, you need to understand the specific reason and purpose of your wife's online loan. If the amount is small, it should be her freedom. If the loan amount is relatively large, is it for your small family's common consumption expenses, or for her personal consumption expenses?

Since they are husband and wife, they should discuss major family matters together before deciding. If the loan is purely for her own personal expenses and she lacks the ability to repay, you should promptly point out her wrongdoing and urge her to repay the loan promptly. If she doesn't listen to the advice and insists on doing things, you can file for divorce.

If your wife has an online loan. I don't remember much. You can not divorce him, if he is really too much, you also have to tell him that the relationship between the two of you is better, I think.

It's not that serious about a little bit of money, and if you say divorce, you will get divorced, after all, it's in the name of the child. The child is innocent. If the two are divorced, go their separate ways.

How pathetic the child is.

First of all, it is wrong to borrow online goods, as for divorce, please dispel this idea, take good care of your wife, face all difficulties, as a man, once the person you love makes a mistake, you must not ask for no reason, but leave her.

Husband and wife are the same forest birds, and they must work together when the disaster comes, don't just want to divorce, as long as you love him, you have to share it with him, and you can communicate with him more.

Give your wife enough pocket money! The housewife's life is not good, and she has to ask the man for money, and she is embarrassed to open her mouth if the money is less. If you don't have enough money, find a way to tear down the east wall and make up the west wall!

I also feel that I am autonomous, and I don't need to ask the man for money to spend, so that slowly down, the hole will get bigger! In the end, there is only a showdown! Men need to understand that my best friend's husband said that if a man gives enough pocket money to a woman, which woman is willing to touch the online loan, he sighed at that time that she really found a good husband.

Verbal advice: If he really doesn't listen, resolutely divorce.

In this case, you have to see what the online loan is used for? Is it urgently needed at home? Or is it used for gambling?

In addition, it depends on whether your relationship is good or not? Occasionally make mistakes, you can help her pay it back, and the two of you must communicate in advance in the future.

This problem is still a bit serious.

It depends on whether the debt owed by the husband is used for the joint life of the husband and wife, and if it is used for the joint life of the husband and wife, it is a joint debt of the husband and wife and needs to be repaid with the property of the husband and wife. If it is not used for the couple's common life, it is a personal debt. At the end of the marriage, the settlement of marital debts should be governed by the principle that joint debts are paid with joint property and personal debts are paid with personal property.

Legal basis

Article 1064 of the Civil Code stipulates that debts incurred by both husband and wife as jointly signed by both husband and wife or by one of the husband and wife as a result of a joint expression of intent, as well as debts incurred by one of the husband and wife in his or her own name during the existence of the marital relationship for the daily needs of the family, are joint debts of the husband and wife. Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

The wife borrowed a lot of online loans without her husband's knowledge. In case of divorce, under normal circumstances, these online loans are joint debts of the husband and wife and should be repaid jointly by the husband and wife.

If the husband can prove that the online loans are not used for family life, they are not joint debts, and the husband does not need to repay them jointly.

Article 24 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of the Marriage Law of the People's Republic of China (II) Where a creditor claims rights in respect of a debt incurred by one of the spouses in his or her own name during the existence of the marital relationship, it shall be treated as a joint debt of the husband and wife. However, one of the husband and wife can prove that the creditor and the debtor have expressly agreed that it is a personal debt, or can prove that it falls under the circumstances provided for in paragraph 3 of article 19 of the Marriage Law.

Article 2 of the Interpretation of the Supreme People's Court on Issues Concerning the Application of Law in the Trial of Cases Involving Disputes over Debts between Husband and Wife: Where a creditor claims rights to debts incurred by one of the spouses in his or her own name for the daily needs of the family during the existence of the marital relationship, on the grounds that they are joint debts of the husband and wife, the people's court shall support them.

Now that the divorce has been made, one party's finances have nothing to do with the other.

At that time, I wanted to divorce because of online loans, and then it was useless to think about divorce, the dog collection is not the same as harassing the family, the only way is to work hard to make money, everything else is secondary, I drank a lot of alcohol after I went ashore, and my body and mind are very relaxed.

If it is an online loan during the marriage and used for living together, it is a joint debt, and both parties need to bear the responsibility after the divorce. If it is not used for the couple's life together, they are responsible for their own responsibilities and have nothing to do with the other party.

Article 41 of the Marriage Law of the People's Republic of China [Joint Debts] At the time of divorce, the debts originally incurred by the husband and wife living together shall be repaid jointly. If the joint property is insufficient to be repaid, or the property is owned by each other, it shall be repaid by agreement between the two parties; If the agreement is not reached, the people's court shall make a judgment.

Depending on the name in whose name the loan is to be used and the purpose of the loan, if the loan is used for the livelihood of the two people, it should be borne by both people.

Since you're still worried about her, then it's really good to her, let's start from scratch, it's not a big deal, as long as people don't die, as long as people still want to struggle!

If you don't want her to be affected, then repay it regularly, and if you want to borrow, you must have the ability to repay, so that no one will be affected.

Whether it will affect her or not depends on whether you want to influence her!

Credit does not affect anything.

Yes, those who collect should harass your family.