Can I make a claim for online insurance products, and who can I contact for online insurance claims?

Of course, the claim for a small amount is very fast, and it will take a few days to prepare the information for a large amount, so it is best to find someone who knows how to help you.

You can ask the customer service of the online platform directly.

1. How to make a claim for online insurance?

With these points in mind for online insurance claims, it will be much easier to make a claim.

1. The first step is to determine whether the insurance situation meets the claim conditions

After the insured has an accident, the first thing to determine is whether there is a corresponding type of insurance that can be claimed.

Then, check to see if the accident is covered by the exclusion clause of the insurance product, as it is well known that it is impossible to claim a claim if it is an exclusion.

2. The second step is to notify the insurance company of the accident

After an accident, we all know that we should report the accident to the insurance company as soon as possible, but it is also important to report the actual crime.

Generally speaking, the informant must have a direct connection with the policy, such as the policyholder, the insured, the designated beneficiary, the legal beneficiary, or other person entitled to receive the claim.

In addition, when reporting the case, relevant proof of identity and relationship must be presented.

Normally, the time for the notice of reporting is of course as soon as possible, and if the case cannot be reported in time due to special circumstances, it can also be reported within the agreed time limit, which is usually only 10 days, starting from the day of the insured event.

3. Finally, submit the claim materials

Usually everyone thinks that it is troublesome to prepare claim information, but in fact, sorting out the specific type of accident reported will allow us to get twice the result with half the effort.

Daddy will list the information required for different types of accidents one by one

This includes the general claim information (insurance contract, claim form, legally valid proof of identity of the insured).

No matter which type of insurance you apply for, you need to prepare in advance.

It should be noted that if the materials submitted by the person (beneficiary) who is eligible for the claim payment, the applicant's legally valid identity certificate and relationship certificate must also be submitted;

2. Summary

Moving business online is nothing new for insurers. Not only is it very convenient and fast to buy insurance online, but the insurance premium is also much cheaper, so many consumers are willing to buy insurance online. Some consumers find it more reassuring to buy insurance under **.

At present, all insurance products listed for sale have been approved for listing and sale by the China Insurance Regulatory Commission. In other words, it is a guarantee that the product, claims, etc. are qualified and legitimate. The subsequent claim process, whether it is an online or offline purchase, will be compensated as long as the insurance company's compensation conditions are met and the corresponding information is submitted.

Insurance is both distinct and homogeneous from other commodities. For example, product strategies are different for different channels, just like other commodities. In addition, there are ** e-commerce models such as clothing, which have absolute advantages.

For example, we are online daily necessities or electrical appliances, etc., for some special editions, the online red version is also common. Insurers will only sell some online insurance products through online channels. Taking critical illness insurance as an example, most of the traditional critical illness insurance sold offline in the insurance market is traditional critical illness insurance, and many critical illness insurance policies have a return function, and the insurance period can be selected for life.

Still, for many families, this ** is surprising.

There are a lot of innovative products, and they are sold both online and online. For example, consumers are free to choose critical illness insurance up to the age of policyholding. There are also many differences in the insurance liability of the product:

You can choose to be liable for death or not, and the payment terms are 10, 20 and 30 years. We can see that these products are very flexible and the customers are very independent in their purchases. Premiums** are very competitive, but customers themselves have high requirements for insurance knowledge.

Claims are the biggest concern for consumers of insurance products, and no one cares. After all, we can't guarantee the claim, and the basic principle of insurance claims for online and offline claims is that the profits of the insurance company are consistent online and offline. On the contrary, the cost of online product sales is lower.

Whether it is Liangtang through the Internet, **, **, bank and other channels to purchase insurance, the process of claim settlement is to submit claim information, verification, feedback, claim - compensation. Of course, it is undeniable that if the salesperson or the insurance ** person has a particularly good personal relationship with you, running errands to help you complete some cumbersome processes and provide some claim advice, which is also the advantage of offline insurance. To sum up, we can conclude that both online and offline insurance depends on the individual's choice, and the difference between the products is mainly in the protection of the insurance itself.

Whether it meets the policyholder's financial situation and product needs is the key point to consider when choosing an insurance channel.

There may be different types of Zheng Zhidu, and there will also be a purchase process that does not call for verification, and the way of claim settlement is different, different contracts will be signed, and there will be different treaty regulations.

The process is different, online compensation is required to click on the ** on the compensation, and then the leather posture will be paid after the review by the posture staff, but if the ** is the next one, it is necessary to prepare a lot of materials, and after a long period of review, the money will be put into the account.

There will be different types of oranges and plums, the process of handling will not be the same, there will be different ways, there will be different skills, the amount of the claim is not the same, and so on.

The difference is still relatively large, the types of products are completely different, generally online are some consumer type insurance or transaction type products, offline generally let the year is financial type insurance; Then, if you pay on the **, you can also fill in your personal information after buying your favorite Xiangshan things, and if you are offline, you need to fill in the paper information of Tanyan, and you also need to pass the review.

Summary. Hello, glad to answer for you. There are three steps in the specific claim process of online insurance:

1.The first is to report the crime; 2.The second step is to provide information when reporting the crime; When the insured reports the case, the insurance company will send a claim guidance email to the policyholder or the insured, informing the insured of the claim materials that need to be prepared and the address for sending the paper materials.

3.The third step is the insurance company's review. After the review, you can receive the compensation.

Hello, glad to answer for you. The specific claim steps of the insurance are divided into three steps:1

The first is to report the crime; 2.The second step is to provide information when reporting the crime; When the insured reports the case, the insurance company will send a claim guidance email to the policyholder or the insured, informing the insured of the claim information that needs to be prepared and the mailing address of the paper material. 3.

The third step is the insurance company's review. After the review, you can receive the compensation.

Generally, if you support online claims for the insurance of the group socks purchased online, then you can log in to the official **, WeChat***, and APP of the Trillion Insurance Company, and then find the claim entrance, and submit the claim information according to the page prompts.

It's easy to make an insurance claim online。As long as the claim criteria are met, the insurance company will make a claim in accordance with the regulations following the corresponding process.

Next, I will briefly talk to you about the operation of insurance claims.

In the whole claim process, what we have to do is to take the initiative to report the accident after the accident, provide the claim application and supporting materials to the insurance company, and then wait for the insurance company to review, and if the requirements are met, we will soon get compensation.

However, if the materials have been prepared and the prescribed procedures have been followed, but there is still a problem with compensation, in this case, you can file a complaint or apply for a lawsuit with the insurance company, the insurance regulatory commission or the court to protect your legitimate rights and interests.

1. The health notice before applying for insurance should be filled in truthfully

The most important thing about health advice is to fill it out truthfully! This is directly related to whether the claim can be successfully settled at a later stage. The insurance company will have a special inspector, and once the claim is involved, it will retrieve the past cases for review, and usually the medical examination information and medical records of the hospital will be retrieved.

So be sure to fill it out truthfully!

2. Be sure to protect the case in time

In order to avoid unnecessary disputes and losses when settling claims, after the accident, be sure to report the case in time and keep the relevant certificates.

3. Claim information should be collected

The collection of claim information is the most important, especially for reimbursement medical insurance, medical invoices must be kept, and the list of drugs also needs to be provided. What are the general claim materials? Details determine the success or failure of a claim! 》

Arnold answered:

Hello! It is not difficult to make an online insurance claim, as long as the claim standard is met and the corresponding process is followed, the insurance company will make a claim in accordance with the regulations. Generally speaking, there are the following processes for insurance claims:

1. Report the accident; 2. Fill in the application; 3. Issuance of certificates; 4. Investigation and verification by the insurance company; 5. Obtain compensation.

Online insurance claims are also quick and easy, and if you meet the requirements, you will be paid quickly. However, if the materials have been prepared and the prescribed process has been followed, there is still a problem with compensation. In this case, you can protect your legitimate rights and interests by filing a complaint or applying for a lawsuit with the insurance company, the insurance regulatory commission or the court.

However, it is worth noting that there are many types of online insurance, and the quality is also uneven, consumers need to keep their eyes open, buy carefully, and pay attention to the terms and regulations before purchasing, fully understand their own needs, choose the right products, and do not be easily attracted by low prices, but can not increase their own protection.

First of all, before we buy insurance, we need to find a formal online insurance channel for insurance, so that the insurance we buy will have legal benefits, and the CBIRC will protect our rights and interests in accordance with the law in the future.

Before explaining the details of insurance claims to everyone, those who are in a hurry can also directly take away the key points of the assessment:What is included in [Insurance Claims] and how to define the disability criteria for claims, you need to know

Let's take the claim of critical illness insurance as an example to talk to you about how this type of insurance is compensated.

The premise of the claim of critical illness insurance is that the insured suffers from the contracted illness or death (if there is a death benefit), and the premise of the claim is satisfied, the critical illness insurance will pay the corresponding insurance benefits as agreed.

Among them, the premise of the claim is often the illness of the insured, for example, some diseases can be paid immediately after the diagnosis of critical illness insurance, and some diseases need to be paid after the insured has undergone a certain operation or reached a certain disease state.

In addition, if the insured is involved in an exclusion clause, the insurance company will not make a claim. Hope.

Summary. Hello dear! We're glad to answer for you! The correct solution is as follows: insurance claims are the same online and offline! Essentially, there is no difference between online and offline claims, and online claims are even more convenient than offline claims.

Hello dear! We're glad to answer for you! The correct solution is as follows: insurance claims are the same online and offline! In essence, there is no difference between online claims and offline claims, and online claims are even more convenient than offline claims.

The way is reliable! Does the other party have identification?

Are you sure that the other party is the person in charge of the insurance company?

In this case, we need to be cautious! Fraud Prevention!

Did you contact the insurance company to indicate that you would like to make a claim online?

Then that's no problem! As long as you confirm that the other party is the person in charge of the insurance company to contact you, you can handle the claim normally!

How long will it take for the other party to deal with me, and then how long will it take for me to settle the claim after processing, and you can make a claim within one day at the earliest!

You can ask the other party for the specific time!

Generally, how long does it take for the money to arrive.

It usually takes 2-15 working days!

What kind of insurance do you buy?

People's Insurance. The slowest need for people's insurance is about 20 working days, and the fastest needs to take one working day, and the specific speed of the time is related to the completeness of your submission of materials and the amount of gold yuan you need to claim.

Insurance can be purchased online. At present, the way insurance is sold is diversified. Consumers can bring their ID cards to the offline service outlets of insurance companies to purchase insurance products, or they can directly choose insurance products such as:

1.You can choose to purchase an insurance product on the insurance company's official **. Its navigation bar generally has entrances such as product centers. Once you're in, you can choose an insurance product to insure yourself;

6.You can buy it on Alipay, and purchase insurance products from My Click Ant Insurance;

7.You can contact an insurance broker to purchase;

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