-
Anonymous users2024-02-13The origin of the Chung Yeung Festival, a story about the Chung Yeung Festival, don't wish a happy holiday on the Chung Yeung Festival anymore!
-
Anonymous users2024-02-12With the improvement of the employer's treatment and welfare, many employees can enjoy five insurances and one housing fund, including housing**. So what's the use of housing? Many newcomers who have just entered the workplace don't know much about it, so let's take a look through the following content!
It can be withdrawn to buy or rent a house, apply for a CPF loan, or be withdrawn to renovate or renovate a house. At the same time, when life is difficult, it can be used as a living expense, and it can also be used as a major illness ** expenses. In addition, when resigning, retiring, etc., it can also be withdrawn directly to act as a small treasury.
Nowadays, there are still many single-family houses, so the housing** can be used to build and renovate such houses, go to the local provident fund center to go through the withdrawal procedures, and pay the required materials. After acceptance, the account balance can be withdrawn, but it is worth mentioning that the amount withdrawn cannot exceed the actual fee.
Not only will the interest rate be much lower than that of commercial loans, but the maximum term of the loan is 30 years, while the commercial loan is only 10 years, and the economic pressure will not be so great. Moreover, in terms of repayment, the method is more flexible, and the buyer can decide the repayment amount by himself, and can arrange the monthly expenditure reasonably, but it must not be lower than the minimum standard of the bank.
Of course, housing** can also be withdrawn as a down payment for buying a house, which can effectively relieve the pressure of home buyers. If the employee has his own real estate and his or her children do not have a house, they can also withdraw it to buy a house for their children with consent, but only if they have not applied for a loan before, they can be eligible for withdrawal.
In addition, the housing** is still used for rent, but the amount withdrawn cannot exceed the rent and cannot be greater than the account amount. If the staff family is more difficult and belongs to the low-income household or poor household, the housing ** can be withdrawn and used as living expenses, so as to improve the family's situation and improve the quality of life. At the same time, if the employee resigns, loses the labor force and retirees, and provides relevant materials, the housing** can be withdrawn.
Hope the above, helpful.
-
Anonymous users2024-02-11One. Housing provident fund, which is what we often call five insurances and one housing fund"One gold"It is a long-term housing savings that the state and employers and employees are compelled to pay in the same proportion, and it is specifically used to pay for housing expenses, such as applying for loans to buy houses, paying rent, and repairing housing. Housing provident fund is a housing security system, which is a form of monetization of housing allocation.
To put it simply, the housing provident fund can make it easier for us to buy a house. Generally speaking, the housing provident fund paid by the unit for the employees is an important part of the wages of the employees, which provides a guarantee for the employees to solve the housing problem quickly and better. In addition, the interest rate of the housing provident fund loan is relatively low compared with commercial loans, and it is a welfare loan system.
Three. Under normal circumstances, the housing provident fund must be paid by the unit, and if the unit does not pay, it can be punished in accordance with the relevant provisions of the "Regulations", and can apply to the people's court for compulsory enforcement. In the event that an employee retires, retires or completely loses the ability to work and terminates the labor relationship with the employer, moves out of the place of permanent residence or settles abroad, the housing provident fund will be returned to the employee.
It should be the "housing provident fund".
In fact, in layman's terms, the "housing provident fund" is: deduct a part from your salary (this part has a certain percentage) as part of the provident fund, and then subsidize a part, usually how much you give, and how much you subsidy. >>>More
Housing provident fund refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees. >>>More
The rent of low-cost housing is relatively cheap, generally less than 100 a month. The rent of public housing is generally higher, usually a few hundred yuan a month.
The first point to note is that there are two types of accounts: one is used to buy and sell ** accounts (called **investment accounts) that are listed and traded on the exchange, such as ETFs, closed-ended**, open-ended**, etc.; The other is to subscribe and redeem the ** account in **company or **company's **product. To open an investment** account, you first need to open a shareholder account to open this **account, so you must open a shareholder card to open an **investment** account; The opening of the ** account for subscription and redemption does not necessarily require the opening of a shareholder account, only the opening of a capital account, but the information required for both is the same. >>>More
Hello friends, the so-called loss of money is an exaggeration. Usually the situation is that you **should**or**after,**, that is, floating loss, this floating loss is only a loss on the books, it doesn't matter how long you hold it (except for the extremely special **delisting situation, which will have enough time to sell and cash in advance, and will not be suddenly delisted), as long as you don't sell and cash, it is not a real loss, and the real loss is caused by selling and cashing out, that is, selling below the ** price. However, if it is not good for a long time, and there are many people who are trapped or lose money, there will be a panic so-called "blood loss".