Now banks do not have to collect money when applying for cards

Updated on Financial 2024-07-03
14 answers
  1. Anonymous users2024-02-12

    There is no card fee when you apply for a card, but you need to charge an annual fee for the current year, which is generally an annual fee of 10 yuan.

    For example, the savings card of CCB, fill in the form and then half the card when handling it, and only need to pay an annual fee of 10 yuan. There is no additional charge for the card. If you have several cards in one bank with one ID card, then the annual fee will only be deducted from one of the cards, and the other cards will only charge an account management fee (small account management fee:

    That is, users with an average deposit of less than 300 yuan per month will be charged a quarterly management fee of 3 yuan, regardless of whether they pay an annual fee, of course, if your average monthly deposit exceeds the specified limit, no account management fee will be charged.

    I have a few cards in CCB, but only one of them will deduct the annual fee of 10 yuan per year, and the others will not deduct the annual fee.

    Now banks charge annual fees.,It's estimated that you can't find one in China that doesn't charge annual fees.。。。

  2. Anonymous users2024-02-11

    China CITIC Bank has a kind of blue card. There is no annual fee, it is a credit card.

  3. Anonymous users2024-02-10

    At present, it seems that there are some bank credit cards that can be exempted from annual fees as long as they have enough consumption. But there is no interest on the money in the credit card.

  4. Anonymous users2024-02-09

    There is no card fee, and the annual fee will be charged. I collect a few dollars a year.

  5. Anonymous users2024-02-08

    To apply for a bank card, you need to bring your ID card to handle it, and fill out an account opening application form at the bank, the procedure is very simple, and no money is required.

    Steps to apply for a bank card: 1. Please bring your ID card, and after entering the bank, find the lobby manager and say that I want to apply for a bank card. They will tell you how to do it.

    2. Talk to the bank staff and indicate that you want to apply for a bank card, and then you will be given a list to fill in truthfully according to the instructions of the staff.

    3. After filling in the **, hand it to the teller, set the password after completing the procedures, and the bank card will be completed.

  6. Anonymous users2024-02-07

    If you need to open an account, you need to deposit a dollar or 100 yuan to the card to prove that you are the process of opening an account, and this money will also allow you to dispose of it freely, but if you need to reissue the bank card if you are lost, then you need to open a card, generally ten or twenty yuan will be done.

    Extended information: The specific steps for applying for a bank card are as follows:

    1. Prepare personal documents, specifically ID cards and other identity information that can prove identity information, and the mobile phone should be carried with you, usually leaving a mobile phone number or verification code.

    2. Go to the bank to apply for a bank card, take the number and wait in line, and the waiting time can be filled in the corresponding **.

    3. When it is my turn, you can sit directly at the counter, and the relevant staff will enter the information according to the application you filled in before.

    4. To open an account to deposit some money in advance, the requirements of each bank are different, just bring more money, and then when confirming the information, leave the ** number, enter the password and remember the relevant information yourself, at this time, you have already completed the card and got it in your hands.

    5. You can also apply for a credit card or open online banking and mobile banking, as long as you communicate with the staff and then verify it with your mobile phone.

  7. Anonymous users2024-02-06

    There is no charge for applying for a bank card, so don't be fooled.

  8. Anonymous users2024-02-05

    Now you don't need to pay for a bank card, and you can handle it in person with your ID card.

  9. Anonymous users2024-02-04

    Summary. Hello, glad to answer for you. You need money to get a bank card.

    Whether you need money to apply for a bank card depends on whether you are applying for a savings card or a credit card and the bank's regulations. If you apply for a savings card, you generally need to charge about 5-15 yuan for the production cost, and the charging standards of different banks will also be different. If you apply for a credit card, there will be no charge, and it is free to go to any bank to apply for any credit card.

    Hello, glad to answer for you. You need money to get a bank card. Whether you need money to apply for a bank card depends on whether you are applying for a savings card or a credit card and the bank's regulations.

    If you apply for a savings card, you generally need to charge about 5-15 yuan for the production cost, and the charging standards of different banks will also be different. If you apply for a credit card, there will be no charge, and it is free to go to any bank to apply for any credit card.

    To apply for a bank card, you need to go to the counter with your ID card, a copy of your ID card and fill in the account opening form. The account opening form requires your personal information and your ID card for successful registration. In general, you don't need money to apply for a bank card.

    The bank can handle it for you for free. Because when you apply for a card for the first time, you need to deposit some money in the card, which is generally about 10 yuan, and the bank card also needs to deposit some money in advance, and the annual fee needs to be deducted. To apply for a bank card, you need to go to the local bank, and after entering the door, you can tell the lobby manager that you need to apply for a card, and the lobby manager will take out the corresponding ** for you to fill in.

    Precautions after applying for a bank card: 1. No more than 4 cards can be opened with the same bank. Starting from January 1, 2016, in principle, no more than 4 debit cards (excluding social security cards) can be opened by the same customer at the same institution.

    At the same time, the "Notice" also stipulates that "in principle, no more than 3 cards shall be opened by the same person in the same commercial bank." **The debit card issued can only be used after the card is activated at the counter with a valid ID card. "2. Do not put bank cards together with mobile phones, TVs, stereos, microwave ovens and other electrical appliances with strong magnetic fields, it is best to put them farther, and do not put multiple bank cards and passbooks together.

  10. Anonymous users2024-02-03

    The cost of the bank savings card (debit card) is 5 yuan, and the bank is free of charge for activities.

    Present your valid ID (e.g. ID card or driver's license) to any branch of the bank. A current account must be opened first. The account balance must not be less than 10 yuan.

    Withdraw the account with the seal. Non-loss-reported or frozen accounts, the account status is normal.

    The main function of the savings card is to save deposits, and the cardholder can realize the functions of card consumption, ATM withdrawal, transfer, and various payment through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card.

    Expenses made through the card are equal to a decrease in the savings account balance. The account balance is zero, and the card's payment function is reduced to zero. The application for a savings card is very simple, does not require bank approval, and can generally be picked up immediately.

  11. Anonymous users2024-02-02

    If you don't have a bank card, it doesn't cost money.

    Materials to be prepared for bank card: ID card, about 50 yuan in cash, and a copy of ID card.

    Precautions for applying for a bank card:

    1. Some banks will charge a certain annual fee to the applicant, generally 10 yuan, which is charged once a year at a fixed time. If the applicant applies for the bank card only to open the sedan card once in order to use the sedan chair, it can be considered to cancel the card after use, so as not to pay more annual fees.

    2. When applying for a bank card, the bank staff will actively recommend you to handle relevant electronic services, such as online banking, mobile banking, etc. For this kind of business, the customer chooses to handle it freely, and there is no binding handling, and the user should handle it according to his own needs.

    3. Common third-party accounts are wealth management accounts such as ** account, ** account and *** account. For customers who have financial needs in this regard, when applying for a bank card, they can ask the bank staff to open it together. It should be noted that the account can only be signed with one bank account, and if you want to change the bank, you need to cancel the contract of the previous bank account first.

  12. Anonymous users2024-02-01

    Now there is no charge for bank cards, but you generally need to recharge 10 yuan to the card when you apply for a bank card.

  13. Anonymous users2024-01-31

    The smaller the bank, the less annual fees are charged.

    But to use.

    Transportation costs. You may want to consider the cost of interbank transfer.

  14. Anonymous users2024-01-30

    There is a fee. The service fee of 5-20 yuan will be deducted for applying for a bank card, and some applications are completely free of charge. For example, apply for an ICBC card and deduct a card fee of 5 yuan; To apply for a CCB card, a card fee of 5 yuan is required.

    Different types of banks also have different fees. If you apply for a credit card, you won't be charged. It's free to go to any bank that makes stupid and apply for any bank credit card.

    Bank card application process: take your ID card and a little cash to the bank business hall; Fill in the content with the support of the bank lobby staff; Queue up to get the number, and make a copy of the ID card with the support of the staff; Call the number at the bank counter, go to the bank counter, and hand over the filled form personal ID to the bank employee. When opening a card, you need to sign and enter the payment password.

    The password is a six-digit number. After setting it up, keep in mind that this is the password for future withdrawals; After all the formalities, you will be issued a bank card. If you also apply for the banking business of the socks brigade, you will have a security card or U shield at the same time; Open the card and leave with your belongings.

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