What is the reason why Du Xiaoman has money to spend and always fails the audit?

Hello, whether the loan is approved by the system is reviewed by the system, and the manual cannot interfere with the review results, and the specific results are subject to the page display. You can try to apply, and if the application fails, you can wait for a period of time to try the application again.

At present, Du Xiaoman, together with financial institution partners, has served more than 10 million small and micro business owners and individual industrial and commercial households. In the next three years, Du Xiaoman will provide trustworthy and comprehensive financial services for 30 million small and micro business owners, and practice the dream of inclusive finance.

Since its establishment, Du Xiaoman has been taking helping small, medium and micro enterprises as its own responsibility and helping the real economy as its mission, and has continuously exerted the advantages of financial technology through practice to solve the problem of difficult and expensive financing for small and micro enterprises, and explored an effective path. Not only that, Du Xiaoman has always taken reducing the financing cost of small and micro enterprises as one of the strategic goals of the company's development.

If you have more questions, you can find **customer service to answer through the Du Xiaoman app. Remember, Du Xiaoman does not charge any margin or verification money for borrowing, and the amount of borrowing will be as much as it gets.

If the review fails, you first see if there is a problem with your personal credit, and if the credit qualification is not enough, the system will automatically analyze it and reject the review. There is also the possibility that the information is not complete enough, so you can re-fill the information at the specified time according to the prompts.

There are four possibilities:

1. Your personal credit is not good and has been overdue;

2. Fill in the wrong personal information when applying for money to spend;

3. Your personal debt ratio is high, or the number of credit inquiries is too high in a short period of time;

4. Do not meet the application conditions for having money to spend, such as age does not meet.

Is the information you submitted incomplete? I'm using it pretty well. Du Xiaoman's approval was very fast.

If you have money to spend on borrowing in Du Xiaoman Finance and fail, then this application does not meet the review criteria of Du Xiaoman for the time being.

If you fail to pass the comprehensive assessment when the page prompts you to withdraw money, it means that you have not met the review criteria for the time being and cannot borrow for the time being; It is recommended that you maintain a good personal credit history, loan repayment habits, and protect your account and personal privacy at ordinary times; Your personal information will also be updated from time to time.

Please borrow reasonably, loans are risky, you need to be cautious!

Hello, as a regular loan brand, there will be no violent collection behavior when overdue, and in the early stage of non-repayment, the staff will remind you to repay on time through text messages, **, etc. If the money is overdue, the money will be charged a penalty interest to the borrower, and the specific fee standard is subject to the display on the loan page.

In addition, the overdue record of money spent will be reported to the People's Bank of China for credit investigation, which will affect your credit history. In accordance with the credit management norms of the People's Bank of China, the obligation to report is strictly enforced, so the money to spend on the loan will be reported at the meeting, and the overdue will also leave an overdue record on your personal credit report.

Finally, overdue can affect your future borrowings. Users who have been overdue for a long time cannot continue to borrow, and need to pay off all IOUs before continuing to try to borrow. If it is overdue, your spending limit may be reduced or cancelled.

It is recommended that you repay the loan on time to avoid overdue damage to your personal credit. Maintaining a good borrowing history will help you pass the loan review later and potentially get a higher limit.

When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

First of all, the robot will notify the repayment; Then the repayment will be manually reminded; It's all polite here. Then it will be reported to the credit information center and relatives and friends will be notified. In the end, he will sue and become an old man.

The good thing is that, after all, it is a big platform, and it will not threaten the family and will not be violently collected. The bad thing is that it will still have an impact on life, and in modern society, credit is wealth.

How are you doing now, have you paid it back after the deadline? I've already hit and threatened me on my side.

Money to spend is a credit product of Du Xiaoman Finance's original finance, the approval speed of the money to spend platform is still relatively fast, the platform APP is simple to operate, and users can generally complete the loan by themselves. Relying on the core technology of Du Xiaoman Finance, Youqianhua uses industry-leading AI technology to control risks in multiple dimensions, covering the whole process of the first draft of credit business before, during and after the loan.

The failure of the user's application for the full easy loan quota or the operation of the loan application by the pure person is mainly due to the insufficient comprehensive score, and the review result cannot be artificially intervened. The lack of comprehensive score is closely related to the individual's credit, professional income, borrowing and repayment, debts and other information.

If the review fails, don't worry, it doesn't mean that it can't be used in the future, just try again according to the time prompted on the page. If the time is not prompted, you can try again after 30 days. It should be noted that college students are not allowed to apply for money to spend.

What should I do if the audit fails?

1. Don't apply frequently.

Frequent applications do not make your loan application approved, so it is recommended not to be too anxious after a failed application and wait for a while before trying again.

2. Verify credit information.

If there is a credit stain caused by overdue, this situation needs to pay off the arrears, maintain good credit, due to the long repair time, it is recommended to protect your personal credit at ordinary times.

3. Complete the information, complete the information file and then continue to apply.

If the information is missing, the app will prompt you to make up the record, you can re-collect, and then apply again, it should be noted that the information must be true, if it is fake, not only will the loan fail, but also may affect the future application.

If the quota has been successfully applied for and the loan is borrowed, when you apply for a loan on the platform again, under normal circumstances, you need to pay off the entire arrears before the quota can be restored. In the process of repayment, if there is overdue or other bad credit occurs, the limit may be cancelled or reduced.

Remember, after the above problems occur, you should first check whether it is your own problem, and you can refer to the above methods to solve it as soon as possible. If you don't know what the problem is, it's best to find a customer service person in time for feedback and ask for help.