Is there money to spend and Xiaoman Finance two platforms?

"Rich Money" is a credit service brand under Du Xiaoman Finance (formerly Finance) (formerly known as Youqian Hua, renamed as "Youqian Hua" in June 2018).

With easy daily interest rate (annualized), it has the characteristics of easy application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. Du Xiaoman Finance's "Money to Spend" credit business is in our APP, please go to the official application market of the mobile phone or visit the official ** of Du Xiaoman Finance to install the Du Xiaoman Financial APP, and submit the application according to the page operation promptsDon't click on unknown links to install and beware of being deceived!

Rich Flower and Du Xiaoman Finance are two separate apps, Rich Money is the credit platform of Du Xiaoman Finance, Du Xiaoman Finance is the original finance, and its main products and services are Qian Hua, Du Xiaoman Financial Management (original Wealth Management), and Du Xiaoman Finance (original wallet) APP products and services.

1. "Rich Flower" is a credit service brand (formerly known as "Rich Flower" under Du Xiaoman Finance (formerly Finance), renamed "Rich Flower" in June 2018, a big brand with reliable and low interest rates. It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Youqianhua provides personal consumption credit services for the public, creates an innovative consumer credit model, inherits the technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services.

2. Du Xiaoman Wealth Management is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified wealth management products such as bank deposit products, pension security products, and public offering of ** brokerage asset management plans. Du Xiaoman Wealth Management helps users carefully select high-quality financial products, and users choose suitable financial products according to their liquidity preferences and risk preferences. At present, Du Xiaoman Wealth Management has been operating safely for nearly 6 years, and 100% of the previous "fixed income" wealth management products have also completed the payment of principal and interest.

3. Du Xiaoman Finance (APP) is a comprehensive financial service platform that integrates money and credit services, Du Xiaoman financial investment and wealth management services, and life payment services to provide users with convenient and one-stop reliable financial services. """

There is money to spend, and the degree is small.

It's all promoted, it's not bad.

The difference is quite big.

The difference between Youqianhua and Du Xiaoman is that Youqianhua is an independently operated loan product, while Du Xiaoman is a financial platform. Loan products only provide loan services, and the financial platform provides other financial services such as wealth management services in addition to loan services.

In addition, money is a loan product of Du Xiaoman Finance, and the two can also be regarded as a relationship of ownership.

In addition, if the money is overdue, it will affect the user's application for other loans from Duxiaoman Finance, so after applying for a loan, please pay attention to repaying on time.

Extended Materials. 1. Bank of China Consumer Finance**** (hereinafter referred to as "Bank of China Consumer Finance") was established in June 2010 and is one of the first consumer finance companies approved by the China Banking Regulatory Commission to be established.

2. It is a subsidiary of Bank of China and the first consumer finance company in Shanghai. Headquartered in Shanghai, it has first-class regional centers in 27 provinces, municipalities and autonomous regions (including municipalities directly under the central government), and inclusive financial services cover the whole country.

3. The company gives full play to the advantages of Bailian Group's strong commercial consumption scenarios, the resource advantages of financial innovation and comprehensive operation of the financial holding platform that connects the financial development of Lujiazui, and introduces the rich experience of the international consumer finance industry and the advanced cutting-edge risk management concept of Bank of China Card in Hong Kong.

4. Learn from the strategic planning, operation and governance management capabilities of BOYD Innovation's global Fortune 500 companies and Sequoia Capital's strategic investment insights based on long-term development.

Medical insurance inquiries include:

1. The basic information of the personal account includes the status of retirement, insurance method, account status, account balance of the current year, account balance of previous years, current treatment status of outpatient and emergency department, current treatment status of hospitalization, etc.

2. Personal account liquidation information.

3. Personal annual cumulative medical expense information includes information on personal outpatient and emergency services, hospitalization, emergency observation room, outpatient serious illness, family hospital bed, and cumulative medical expenses for drug purchase in the current medical insurance year.

What should I do if the BOC consumer finance loan is overdue?

Although everyone's loan with BOC Consumer Finance has been overdue for one year, there are still solutions.

1. Take the initiative to communicate with the customer service staff of BOC Consumer Finance to agree on a mutually acceptable repayment plan; 2. In the case of compressing the repayment amount to as low as possible, raise funds to pay off the arrears at one time or in batches; 3. After paying off the arrears, wait for 5 years for the credit information system to automatically eliminate the non-performing loan records; 4. During the waiting period, restore your credit by paying water, electricity, gas bills and other performance behaviors on time.

Since April 2018, Du Xiaoman Finance has officially operated independently and cooperated with many banks and other financial institutions.

Rich Flower is a credit service brand under Du Xiaoman, which focuses on easy loans, with a maximum loan of 200,000 yuan, transparent interest fees, and the lowest daily interest rate, which is deeply loved by borrowers. Du Xiaoman Wealth Management is a professional financial management platform under Du Xiaoman Finance, with a variety of financial products such as investment, current wealth management, bank regular wealth management, etc., with many types to choose from, suitable for investors with different risk appetites. Du Xiaoman financial app is Du Xiaoman wallet, users can use it for life payment, credit card repayment and other aspects, convenient and safe.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Having money to spend belongs to Du Xiaoman Finance. Du Xiaoman Finance is a large financial instrument, including financial management, payment, and loans. Money to spend is only a loan, and money to spend belongs to the business branch.

Hello, Money to spend is a borrowing platform owned by Du Xiaoman. It is convenient and easy to use to borrow money on the Du Xiaoman platform. Du Xiaoman's credit service products have money to spend, providing users with safe and convenient, unsecured and unsecured credit services.

The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annual interest rate, which has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the Duxiaoman APP-Youqianhua loan page. Hope this helps.

The original name of Youqianhua is Youqianhua, which is a credit service product of Du Xiaoman Finance (formerly Finance), where Du Xiaoman is a financial service platform, and Youqianhua is a financial product on the financial platform.

Extended information] 1. Du Xiaoman Finance, formerly known as Finance, is a financial brand established in April 2018. Du Xiaoman's "meaning" comes from, small and full, and moves forward more than once".

2. Du Xiaoman's financial business includes consumer finance, payment, Internet wealth management, Internet banking, Internet insurance, Internet ** and other sectors, basically covering all fields of financial services.

3. In 2013, the Internet financial business was launched. In 2015, Du Xiaoman Finance integrated the existing financial business to form the financial business group, and raised the financial business to a strategic position, with Mr. Zhu Guang, Senior Vice President, taking full responsibility.

4. In April 2018, it was announced that its financial services business group had officially completed the signing of the split financing agreement, and after the split, the financial sector would launch a new brand "Du Xiaoman Finance" to achieve independent operation. Zhu Guang, Senior Vice President and General Manager of the Financial Services Business Group, will be appointed CEO of Du Xiaoman Finance.

5. On October 12, 2018, the establishment of the Peking University-Du Xiaoman Joint Laboratory of Financial Technology was announced in Beijing.

On November 1, 2018, at the 2018 World Congress Du Xiaoman Intelligent Finance Forum, Zhu Guang, CEO of Du Xiaoman, disclosed Du Xiaoman's financial business data for the first time: Du Xiaoman Finance has cooperated with more than 50 banks and consumer finance companies, with a total of 250 billion yuan in loans, serving more than 7 million small and micro business owners, and creating a cumulative interest income of more than 5 billion yuan for partners, with a non-performing rate lower than the industry average.

6. On November 15, 2018, Zhu Guang, CEO of Du Xiaoman Finance, was invited to attend the 2018 annual meeting of Purple Mountain Xinhe Financier Club. At the meeting, Du Xiaoman Financial and Bank of Nanjing jointly launched the "AI Xin" plan, hoping to rely on the advantages of financial technology, risk control capabilities, and operational experience of both parties to provide intelligent solutions for more than 100 Xinhe member units and build a new ecology of retail finance. On May 16, 2019, Du Xiaoman Financial's strategic investment in Harbin Harbin Consumer Finance Co., Ltd. has obtained regulatory approval.

After the completion of this capital increase, the registered capital of Harbin Consumer Gold will increase to 1.5 billion yuan, and Du Xiaoman Financial will become the second largest shareholder of Harbin Consumer Gold

7. On September 26, 2019, Du Xiaoman Finance signed an investment agreement with Chongqing Liangjiang New Area to build Du Xiaoman Western Scientific Research Center, export financial technology capabilities, jointly complete the ecological chain of science and technology industry in Liangjiang New Area, and help Chongqing build a western financial center.

Hello, Du Xiaoman is a formal financial technology company, subject to the strong supervision of state agencies, money to spend (now Du Xiaoman borrowed money) belongs to Du Xiaoman's credit service brand, if you have capital needs, you can apply through Du Xiaoman APP.

At present, Du Xiaoman, together with financial institution partners, has served more than 10 million small and micro business owners and individual industrial and commercial households. In the next three years, Du Xiaoman will provide trustworthy and comprehensive financial services for 30 million small and micro business owners, and practice the dream of inclusive finance.

Since its establishment, Du Xiaoman has been taking helping small, medium and micro enterprises as its own responsibility and helping the real economy as its mission, and has continuously exerted the advantages of financial technology through practice to solve the problem of difficult and expensive financing for small and micro enterprises, and explored an effective path. Not only that, Du Xiaoman has always taken reducing the financing cost of small and micro enterprises as one of the strategic goals of the company's development.

If you have more questions, you can find **customer service to answer through the Du Xiaoman app. Remember, Du Xiaoman does not charge any margin or verification money for borrowing, and the amount of borrowing will be as much as it gets.

Du Xiaoman contains money to spend, and the money lending service in the Du Xiaoman app was called "money to spend". I don't know how others use it, anyway, after my own experience, I think Du Xiaoman is very reliable, a regular brand, a legal background. I have already borrowed once, the daily interest rate is not high and does not fluctuate much, and if I repay normally, my credit will always increase, and the amount will continue to increase.

I opened a breakfast shop, and there are many places to use money, and if I can't open it, I will think of Du Xiaoman, and every time I use it very smoothly, I have recommended it to my relatives and friends.

Du Xiaoman and Youqian Hua both belong to the credit products of Du Xiaoman Finance (formerly known as Finance), both of which provide unsecured and unsecured credit services to users, which can be said to be the same platform.

Take Du Xiaoman version, Money Spend version, Apple 13 (system), Huawei Mate40 (HarmonyOS2 system) as an example, on the whole, the relationship between Du Xiaoman Finance and Money Spend is actually a subordinate relationship, Money Flower is a credit brand of Du Xiaoman Finance, which cooperates with banks and other financial institutions, mainly providing personal consumption credit and scene installment services (the main loan products are Full Easy Loan, Exclusive Loan, etc.).

Du Xiaoman Finance is a financial technology company, in addition to having money to spend, there are also "Du Xiaoman Wealth Management", "Du Xiaoman Wallet" and so on, covering consumer credit, wealth management and payment and other fields. It was originally its financial services business group, but later split the financing and became independent. Therefore, Du Xiaoman Finance's original name was "Finance", and the original name of Money Spend was "Money to Spend".

1. Aged 18-55 years old, with full capacity for civil conduct;

2. Non-college students;

3. The personal credit report is good, and there is no bad record in the credit report.

When users use Xiaoman and have money to spend on borrowing, they must repay the loan on time and in full, otherwise they will be credited.