What are the tricks to ask for accounts How to talk about the skills of asking for accounts

Confirm the amount, choose the right time, find the right person and have a conversation.

1. Confirm the amount.

Before dunning, the businessman must first verify and review the previous debt information, and clearly grasp the details and exact amount of money owed by the other party.

2. Choose the right time.

**Dunning, it is extremely important to choose the right time, choose the right time, get twice the result with half the effort; If you choose the wrong time, you will get twice the result. For businessmen, the best time to collect money is when the other party has just started to work, because this is often the moment when people are in the best mood and the best moment for them to speak.

3. Find the right person.

**Reminder must find the right person, if** when the call, the debtor is not there but its secretary or other personnel to pick up, then simply tell the other party your purpose. During this process, be polite and don't let these people miscommunicate your words to the debtor.

Fourth, we should talk about dialogue.

**When dunning, in order to reduce the vigilance of the debtor, it is best not to be too aggressive and aggressive when speaking at the beginning, because if you hurt the other party and lose face, the other party may let your debt be owed all the time.

Didn't shine. The rivers and lakes are sinister, **most, you'd better find people in the society to ask for accounts, it's good to get half back.

The tips for collecting accounts are as follows.

1. Grinding: Don't ask when to give to the debtor, if you ask, you will get a reply time, then it is not good to come again in the near future, as long as you don't give, I come to ask for accounts every day, say good things, plead more, don't get angry;

2. Entanglement: Send a suitable person, adopt the tactics of following, follow the account holder wherever he goes, as long as he does not give it, he will follow to the end;

3. Noise: In front of the debtor, take the original end of the matter, say the debt process, the voice should be high, repeatedly theorize the time, amount and number of debts, remember not to make personal attacks, do not speak foul language;

4. Disturbance: Various methods and means are used simultaneously, and the work of collecting accounts should create momentum, and fully in the working place and living area of the debtor, so as to form a situation that cannot be avoided if the debts are not repaid. Be careful not to disturb the people around you;

5. Litigation: Litigation is litigation, not a simple complaint, it is necessary to find out the strength of the other party, grasp the assets of the other party, and take measures such as preservation.

In modern society, there are also people who want to pay accounts, and the gray industry of debt collection is the people's livelihood society that gave birth to this industry, and it is also a profession that has existed since ancient times and is not allowed by law.

Business investigation is linked together, finance is, money and money industry is a general term, financial detectives want accounts.

There are several effective tips and methods for accounting:

1. Fighting poison with poison: For some debtors who are extremely forgetful, you can't use the "Huang Shiren" method of begging for money to deal with these former "Yang Bailao". In this way, it is inevitable that you will be worried and nerve-wracking.

In fact, it is not necessary, as the saying goes: "Treat others the way they do". Make up a good reason, talk nicely, ask the debtor to go to the mall without a penny, and borrow money from him or her when you see something you like.

You can borrow as much as he or she owes you, and it's best to add interest as well.

2. "Barter" replacement method: As for those who "pretend to be confused", they often lend money to him (her) and then it is like a meat bun beating a dog - there is no return. And they're afraid they'll be on guard against your money-begging tricks.

But it doesn't matter, learning the "barter method" will make him (her) unguardable. First, look at the items belonging to the debtor, preferably slightly greater than or equal to the value of the money owed. After that, find the best time to "borrow" it without any motives.

You refuse to pay it back until the debtor pays off the debt. In this way, even if it is a dead sheep, it will not be too late.

3. Borrowing a knife to kill the "chicken" method: It is really impossible to directly deal with the "iron rooster" who owes debts, so you can only kill the "chicken" with a knife. Find someone who is familiar with the debtor, and of course, that person must be familiar with you.

Then, complain about your financial difficulties and list the debtors who are taking your money, so that they can come forward and say your unspeakable words to the debtors on your behalf. This method can also be used interchangeably, and it can also play the same role by directly finding the debtor to express it. However, this trick requires a certain amount of acting skills, and you must not be found out that you mean Sang scolding Huai, otherwise it is easy to be self-defeating.

4. Use the best method: To deal with those debtors like "hob meat", maybe even if you try your best, it is still ineffective. Then the only last resort is to go to court.

The above are the 4 secrets and methods of accounting.

1. The most direct way to ask for accounts is to say it straightforwardly. But there are also techniques and ways to say it.

First, choose the right time. My personal best time to negotiate should be around 8 p.m. Because that time is almost past the time of the meal, so after the meal, you can talk about things later, so that the other party can better enter the topic without a sense of oppression.

Secondly, speaking skills. You don't have to greet him for too long, you can tell him bluntly that the purpose of your visit is to get your money back. If your attitude is sloppy and shy, it will put the other party in a mentally active position, and prepare yourself mentally for how to deal with you in terms of time.

Finally, if you only receive a partial repayment, if there is a discrepancy from the agreement, you should correct it immediately without waiting for the other party to explain.

2. Use the way of complaining.

This friend borrows money from you because he thinks you are rich. Who told you to be too generous to him, but in fact, you are not that rich. Even if you are really rich, it is dangerous and will only bring disaster to yourself.

You should complain more to this scoundrel, pretend to be poor, let him know how hard his life is, and let him feel that it is not easy for you. If he can find out in his conscience, he will pay back the money one day.

3. Retain relevant evidence.

If you have ever lent money to a friend, whether he is a scoundrel or not, you must keep a good note to avoid financial entanglements in the future. You need to keep a record of the transfer, keep the recording of the money you borrowed, and the IOUs. You should keep all the evidence related to borrowing money, just in case.

First, if you want to get away with it, you must first give benefits and then collect debtsIn the business world, smart businessmen understand that they must first give consumers benefits before they can obtain high profits; The same is true for debt collection, when the debtor does have all kinds of problems and is unable to repay, it is not too late to help him get on the right track in business activities first, and then let him repay the debt.

Second, the bottom of the kettle is a kind of thick and black strategy that fundamentally weakens the enemy's combat effectiveness. In the business field, debt collection activities are manifested in trying to control the various circumstances on which the debtor depends, so as to force the other party to pay off the arrears as soon as possible.

Third, the thief should first capture the "king", and do not take into account the other party's "shooting the man first and the horse first, and the thief first capturing the king", grasp the main contradiction, and the secondary contradiction will be smoothly resolved. When collecting debts, if you can catch the person who really makes the decision to repay the money, it can be regarded as targeted, otherwise you can only ask for fish from the wood, and you can't find a way, and if you don't get the arrears back, you will keep yourself closed.

Fourth, borrowing the "ladder" to ascend to the sky, borrowing the power of the "third party" to return the arrears and walking in the business world, the face is soft-hearted, and the thick black does not understand, and it will inevitably be difficult; Single-handedly, alone, doomed to be difficult to move an inch. Sometimes in order to achieve the purpose of recovering the arrears, it is necessary to rely on the strength of others, or even step on the shoulders of others to cross the river. In addition, when relying on a third party, it is necessary to determine the distribution of benefits in advance to avoid disputes afterwards.

Fifth, encircling Wei to rescue Zhao, find out the fatal point of the debtor Regardless of starting a business or doing business, when collecting debts, we must clearly understand the situation, grasp the key points, take advantage of the situation, form a strong constraint on the debtor, and find out its fatality, so that we will not worry about whether to return the arrears. Wei Wei to save Zhao is not the same as the above mentioned in the bottom of the kettle, the bottom of the kettle is a ruthless move, and Wei Wei to save Zhao is to emphasize the formation of a restraining relationship, to find the fatal point to contain the debtor, and do not necessarily choose to do it.

Sixth, watching the fire from across the strait, waiting for the time to be ripe, and "watching the fire from the other side" is to "fan the flames" within the other side, causing "civil strife," and then sit back and watch the situation develop; once the time is ripe, it is necessary to quickly change from "sitting and watching" to "attacking." Generally speaking, the debtor's company is not monolithic, and there are many contradictions, as long as they are good at collecting intelligence and careful analysis, they can find the contradictions and use them for their own use, and then ignite, ignite, and watch the fire, and add fuel to the fire, in order to recover the arrears.

Legal analysis: 1. Filing a lawsuit with the court is not illegal and coercive; 2. After winning the lawsuit, if the other party fails to perform the court judgment within the performance period, it can apply to the court for compulsory enforcement 3. After accepting the enforcement, the court will inquire about the real estate, vehicle, ** and deposit in the debtor's name in accordance with the law; 4. In addition, if he has no property in his name that can be enforced and he refuses to perform the effective judgment of the court, he will have negative information such as overdue repayment recorded in his personal credit report and will be restricted from high consumption and entry and exit, and may even be detained by the judiciary 5. If he has the ability but refuses to execute, he is suspected of the crime of refusing to execute the judgment or ruling.

Legal basis: Article 313 of the Criminal Law of the People's Republic of China: Where a people's court has the ability to enforce a judgment or ruling but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.