The little goose spends money to open the conditions, and the little goose spends money to pass

Little Goose is a credit loan product, which gives a credit line according to the user's personal credit.

The maximum loan is 50,000 yuan, and the loan interest is calculated on a single day. The conditions for the opening of Little Goose are relatively simple, and the applicant needs to be at least 22 years old and have full civil capacity.

natural persons; You can provide your ID card.

It is necessary to open an application in person, log in to set a transaction password, and conduct mobile phone verification; Users also need to upload the front and back of their real and valid ID cards when applying**.

After the goose spends money to open it, it will charge interest on the loan according to the actual amount of user borrowing, and there will be no handling fee if you don't borrow after opening, and you don't need to pay annual fees. However, after the small amount of money is opened, the system will conduct a comprehensive credit assessment of the user's account from time to time, and will also adjust the user's credit line from time to time according to the results. To put it simply, if the user does not use the loan limit for a long time after activation, the system may cause the loan limit to be cleared due to the user's failure to use the loan limit for a long time.

The goose spends money, which is different from the general microloan, it can not only borrow money but also consume directly. It is also very convenient to use funds for small amount of money, for borrowing money can be directly withdrawn to the bank card, and the amount can be paid directly through WeChat after the amount is bound to WeChat.

It should be noted that the application for a small loan needs to check the borrower's credit, which means that if the borrower does not repay the loan on time, then the bad credit record will be uploaded, resulting in personal credit damage. The above is all about "what are the opening conditions for Little Goose to spend money, and the specific conditions are as follows", I hope it will help you.

The conditions for opening the Little Goose are as follows: it must be a user who is at least 22 years old, cannot be a student in school, holds a second-generation ID card, and has full civil capacity as a Chinese resident; The account opening application must be submitted in person, and the login password, transaction password, and mobile phone verification code must be verified; Users need to upload their real and valid ID cards on the Goose Spending Mini Program**.

If the above conditions are met, the user can try to open the goose to spend money, but whether the activation can be successful or not depends on the results displayed on the page.

There is a mistake downstairs, and you can't apply under the age of 22.

Must be a user at least 22 years old, not a student in school, a Chinese resident with a second-generation ID card, and full capacity for civil conduct; The account opening application must be submitted in person, and the login password, transaction password, and mobile phone verification code must be verified; Users need to upload their real and valid ID cards on the Goose Spending Mini Program**.

Similar to WeLoan, Little Goose Spending adopts an invitation system, and only users who receive the invitation can find and open Little Goose to spend money in the Tencent **app. Users who want to apply for Little Goose to spend money but have not received an invitation can try to use more products such as WeChat Pay and Tencent ** to improve their credit rating and get an invitation quota.

If you want to apply for a goose to spend money, you can pass if you meet the following conditions, and it is relatively easy to pass.

1. The borrower is at least 18 years old, not a student, holds a second-generation ID card, and has full civil capacity.

2. The borrower needs to submit an application for opening a WeBank account, and verify the identity through one or more verification methods such as login password, transaction password, and dynamic mobile phone verification code.

3. The borrower needs to upload the front and back images of his real and valid ID card on the mini program where Little Goose spends money.

Extended Information: 1. The following situations may occur when applying:

1. ID card recognition failed.

The borrower should check whether his ID card is covered or stained to see if it has expired, and confirm that the uploaded ** is clear, and the four corners of the ID card must be complete. When taking photos, be careful to take photos at the size of your ID image and do not upload an enlarged ID card**.

2. The name does not match the ID card.

If there is a mismatch between the borrower's name and the ID card, check whether there is a space in the name and ID number when entering the name and ID number, and there is a "·" in the name. Note that the input is using the Chinese input method.

If the borrower has migrated his/her household registration or reissued his/her ID card, the information verification may fail because the public security information is not synchronized. Or if the borrower is a military member who has just served in the military or is currently serving in the military, it is recommended to update the identity information before trying again.

3. The comprehensive assessment is not passed.

If the comprehensive assessment is not passed, it means that the borrower has not met the approval criteria of the system, and it is recommended to try to apply again after 3 months.

Second, the goose spends money.

WeBank provides personal bank account services, and licensed consumer financial institutions provide loan services, which are safe and reliable, and the product interest fee is transparent. According to the user's credit situation, the maximum amount is 50,000 yuan, supporting consumption, transfers, red envelopes, and withdrawals, 50% of the amount can be directly withdrawn to the bound bank card, and all the limits can be bound to WeChat payment.

Little Goose spends money to reapply after 30 days if it is not passed, but the application pass rate is not large, because it is impossible for personal qualifications to meet the application conditions within one month, and it is best to apply again after an interval of 3 months. Personal qualifications can be cultivated by increasing personal credit and reducing personal debts within three months.

Under normal circumstances, the failure of the goose to spend money on the review is caused by personal credit problems or high debts. If you want to apply for a goose to spend money, you must maintain a good personal credit and reduce your personal debts to have a chance to apply. In addition, it is necessary to reduce the number of online loan applications to avoid being rejected due to excessive credit inquiries.

The reasons why the goose spent money information review was not passed are as follows:

The application requirements for the little goose to spend money are very strict. When applying for a goose to spend money, the goose will check the applicant's personal credit, as well as personal debts as the basis for review and evaluation, if the applicant's personal credit has a bad record such as overdue, or the personal debt is high, then it does not meet the conditions for the goose to spend money, so the application for the goose to spend money will not pass.

In addition, when the goose spends money to borrow, the system will also evaluate the borrower, and only users who meet the borrowing conditions can borrow, otherwise even if there is a limit for the goose to spend money, because it cannot be borrowed.

1. If the information filled in by the user is not true, such as falsifying information such as work, income, age, etc., it will soon be recognized by the system.

2. The user's credit is bad, and it is necessary to check the credit when applying for the goose to spend money, and if the user's credit has records such as overdue and bad debts, then it will not be able to pass the information review.

Don't borrow money online, you will regret it later.

If you don't pass the application, it's useless, how much money will it take.

I asked customer service, the minimum age is 22 years old to open .........I'm 21 years old and not qualified.

The conditions for the opening of the little goose are as follows:

1. Chinese residents who must be at least 22 years old, and must be non-school students to apply for opening, hold a second-generation ID card, and have full capacity for civil conduct;

2. The account opening application must be submitted by the person and the login password, transaction password, and mobile phone verification code must be verified;

3. Users need to upload the front and back of their real and valid ID cards in the Little Goose Money Mini Program**.

Little Goose Money is a small consumer loan product owned by the bank, which is favored and recognized by consumers by virtue of its advantages of safety and formality, simple operation and so on. Little Goose spends money to serve customers through the applet, which is very smooth to use, and can be bound to WeChat payment, QQ payment and other payment methods, so it is also known as "pocket money in mobile payment".

The way in which the goose spends money to raise the amount is as follows:

1. Borrowing and repaying, and repaying on time is the key to raising the amount of money spent by Little Goose, in addition to spending money on Little Goose to repay the contract, any other loans should not be overdue, and maintaining a good credit record is conducive to increasing the limit;

2. When applying for and using Little Goose to spend money, it is necessary to complete personal information as much as possible, and any updates to personal information must be fed back to the official in a timely manner. It is important to know that all consumer loan products will evaluate the personal qualifications of customers from time to time, and clear and complete personal information can reflect the good personal credit situation to a certain extent, which will help increase the loan amount.

Little Goose is a micro-consumer credit product launched in 2019 by WeBank, the first internet bank in China. Little Goose is a bank loan product, advocating reasonable lending and honest performance.

Based on online services and consumption, Little Goose strives to provide the public with an affordable and convenient consumption experience, and implements the current strategic deployment of expanding domestic demand and promoting consumption in China. While providing consumers with convenient services, it is also actively carrying out publicity and education on honest performance and strict prevention of online loan fraud, advocating reasonable borrowing and reminding consumers not to over-indebted.

Characteristics of the customer group where Little Goose spends money:

80% of the customers served by Little Goose are from third-tier cities and below, and the age is concentrated in 22-35 years old. The customer base is in.

First- and second-tier cities work hard to create better living conditions for themselves and their families through personal efforts.

Little Goose spends money to advocate the life attitude of "dare to have, be happier", and is committed to meeting the yearning of these new blue-collar workers, small white-collar workers and the wider group of people for a better life. It is worth mentioning that Little Goose spent money to provide them with the necessary financial support during the outbreak of the epidemic, helping them smoothly through this difficult period of almost no income.

The above content reference:

Encyclopedia - Goose spends money.

The little goose has just opened this month, and one day has passed, which can be counted from the second month.

It's just opened and one day has passed in this month, how is it calculated? He must be counted by the day, this.

One day of the month has passed, and the calculation is made from the next month.

You're going to get on that account of yours, do the math. Everything has a specific breakdown,

Xiaohuaxian has just opened this month, and one day has passed, so it will also be charged according to one month.

It should be calculated according to the volume of his transactions, and it should be mainly transactions.

Hello, you can consult the customer service on their official website, and they will tell you how to operate.

There are drawbacks. 1. To apply for opening a goose to spend money, you need to check the credit information of the loan applicant, and the inquiry record of loan approval will be left on the applicant's credit information. There are too many inquiry records of this type, which can easily lead to the loss of its credit information, and will have a certain negative impact on the application for other credit products.

2. When the goose spends money to borrow, if the borrower has been repaying on time and there is no overdue behavior, a good loan and repayment situation will help to accumulate personal credit, but if the repayment is overdue, it will lead to poor credit information, and it is also necessary to pay a certain amount of overdue penalty interest.

Extended information: 1. Little Goose spends money on WeBank.

After binding WeChat, all of them can be used, and some of the funds can also be withdrawn to the bank card. For WeChat users who need a small amount of capital turnover, it is very convenient for Little Goose to spend money and use, and there is no need for additional loan apps, simplifying the loan process.

2. Little Goose spends money based on the actual loan funds to calculate the loan interest, if it is opened, there is no handling fee, and there is no annual fee to pay, no interest is charged. However, it should be noted that the system of Little Goose Spending will evaluate the comprehensive situation of the borrower from time to time, and will adjust the amount accordingly. If you do not use the amount of the goose spending amount for a long time after opening, the system may determine that there is no loan limit for the time being, resulting in the limit being scattered and cleared.

3. There are two ways to apply for the opening of the goose to spend money, one is to open it in the official account of the goose to spend money, and the other is to enter the little goose to spend money WeChat mini program to open. Activation is free of charge, only interest is charged during use, and there are no other additional fees. If someone says that he can help you open a goose to spend money by giving him a fee, you must be vigilant, this is **.