What should I do if Huabei is accidentally upgraded?

After upgrading, you can use it normally, don't worry. Huabei.

After upgrading, there will be no unnecessary handling fees, and there is no annual fee, usually only the amount is increased, and there is no impact.

At present, the upgrade of Huabei mainly requires you to authorize Huabei to inquire about personal credit, which means that it is very likely that your use of Huabei shopping will be reflected in your personal credit report, and there is no difference between it and the old version of Huabei, and it cannot be downgraded after upgrading.

If the user clicks on the option of Huabei service upgrade, further confirmation is required to be considered a successful upgrade, as long as there is no confirmation, then it will be deemed that the user has canceled the upgrade. After Huabei is upgraded, the services provided will not change, and some users' Huabei will connect with the People's Bank of China after the upgrade.

Huabei upgrade is not mandatory, if you accidentally upgrade, you can use it reasonably. If not in use, you can turn off Huabei.

It's a good thing to upgrade, as long as you can manage your own consumption convenience, don't buy indiscriminately.

Nothing to do with it.

There is no need to worry about this problem at all, just operate normally.

That's it, this thing has to be upgraded sooner or later, and it doesn't affect anything else.

After the upgrade of Huabei's service, it is connected to a new financial institution, and when upgrading, it is required for the user to agree to the "Personal Credit Information Inquiry and Submission Authorization Letter", which is actually to ask the user to agree to Huabei to upload the loan record and other information to the credit information system of the People's Bank of China.

It doesn't matter, you just need to control your spending.

Discharge cooling is another type of convection cooling. Unlike regenerative cooling, the coolant used for exhaust cooling absorbs heat to the thrust chamber and is discharged out of the combustion chamber instead of entering the combustion chamber to participate in combustion. Direct drain coolant reduces the thrust chamber specific impulse, so the coolant flow for drain cooling needs to be minimized while only using drain cooling at the outlet section of the nozzle that is relatively less heated.

There is also radiative cooling, in which the heat flow is transferred from the combustion products to the thrust chamber, and then the heat is radiated by the thrust chamber wall to the surrounding space. Radiative cooling is characterized by simplicity and small structural mass. It is mainly used in the extension section of large nozzles and the thrust chamber of small thrust engines using high-temperature resistant materials.

When cooling in the thrust chamber of the tissue, a relatively low temperature liquid or gas protective layer is established on the surface of the thrust chamber wall to reduce the heat flow to the thrust chamber wall, reduce the wall temperature, and achieve cooling. Internal cooling is mainly divided into three methods: internal cooling (shield cooling), membrane cooling and diaphoretic cooling of head tissues. After the internal cooling measures are adopted in the thrust chamber, the mixing ratio near the wall of the combustion chamber is different from the optimal mixing ratio in the central area (in most cases, the near-wall layer rich in fuel is used) due to the need to reduce the temperature of the protective layer, resulting in the uneven distribution of the mixing ratio along the cross-section of the combustion chamber, so that the combustion efficiency is reduced to a certain extent.

Membrane cooling is similar to shield cooling in that it cools the thrust chamber wall by establishing a uniform and stable coolant film or air film protective layer near the inner wall surface, except that the coolant used to establish the protective layer is not injected by the injector, but is supplied through a special cooling belt. The cooling band is generally arranged in a cross-section of the combustion chamber or the convergence section of the nozzle. There can be several cooling bands along the length of the combustion chamber.

In order to improve the stability of the membrane, the coolant often flows through the gaps or small holes in the cooling belts, and when sweating is used, the thrust chamber wall or part of the inner wall is made of porous material with a pore diameter of tens of microns. Porous materials are usually sintered with metal powders or pressed with metal mesh. In this case, the number of pores per unit area is increased by making the micropores in the material as evenly distributed as possible.

The liquid coolant penetrates into the inner wall, creating a protective film that reduces the density of the heat transferred to the wall. When the flow rate of liquid coolant used for sweat cooling is above a certain threshold, a liquid film is formed near the wall of the thrust chamber. When the coolant flow rate is below the critical flow, the inner wall temperature will be higher than the coolant boiling point at the current pressure, and some or all of the coolant will evaporate, forming an air film.

In addition to the above thermal protection, there are other thermal protection methods such as: ablation cooling, thermal insulation cooling, hot melt cooling and composite protection of chamber walls. 3. Thermal protection scheme of high enthalpy gas generator Based on the above methods and the actual situation, the thermal protection method of high enthalpy gas generator is obtained.

The combustion chamber of a high-enthalpy gas generator differs from that of a liquid rocket engine, eliminating the front thrust chamber part, making its structure simpler and more effective. Then, the thermal protection involved is the thermal protection part of the combustion chamber wall. As the fuel enters the combustion chamber, it quickly decomposes and releases large quantities.

In fact, it is the brand isolation of Huabei, which was previously provided by Ant Consumer Finance and other financial institutions such as banks. However, the upgraded Huabei page will become "Huabei|"."Credit purchase" is actually a new credit purchase product, and the service subjects of the two products are separately distinguished.

Among them, Huabei's service entity has become Ant Consumer Finance Company alone, while other financial institutions such as banks provide services for credit purchase alone. For users, the advantage is that they have two different consumer credit products at the same time, and the amount is independent and the use is also independent.

Why don't you point to Huabei's new upgrade?

Huabei was newly upgraded to Huabei|After the credit purchase, whether it is Huabei or credit purchase, it will be reported to the credit information center, which is the main reason why many people say that they should never order Huabei service upgrades. Some people may say that if you go to the credit report, you will be on the credit report, as long as the repayment is not overdue, there is no problem with the town, but you can develop a good credit record.

However, everyone should be clear that it is also an interest-free overdraft product on the credit report, and the types of credit cards and Huabei and credit purchases are different, especially in the case of housing loans, as long as the amount owed by the credit card is not large and not overdue, there is no problem; However, Huabei and credit purchase will be treated as small loans, and banks with strict requirements will let them settle the arrears before they can handle the mortgage.

If Huabei is upgraded to service, most of the Huabei accounts that have not been connected to the central bank's credit information system will indeed be authorized to access the credit information.

And once you agree to Huabei's upgrade service, there is no way to cancel it.

However, if the system only prompts Huabei to upgrade the service and has not yet agreed, you can choose to skip it and turn off the prompt directly.

However, it should also be noted that Huabei is gradually completing the credit reporting work according to the requirements of the national credit management department, and if you do not agree to the upgrade, it may affect the normal use of Huabei in the future.

Of course, you can rest assured that Huabei's authorized credit investigation will not bring any adverse effects.

Because the consumption and repayment records are all normal information, as long as you pay more attention to your personal behavior when you usually consume Huabei, and do not have bad operations such as illegal cash-out and overdue repayment.

If it is overdue, it will leave bad information on the credit report (overdue records are generally kept for at least five years after paying off the arrears before they may be deleted by the system), which will lead to damage to personal credit.

As long as you find: Beijian Quick Check, you can query your own online loan big data report with one click, which will have your credit rating score, whether there is a blacklist and other important data.

Extended information: What are the signs of Huabei unblocking?

After Huabei is unblocked, if the system is going to be unblocked, the comprehensive score of the system will definitely be improved compared with before, and the possible sesame credit score will also be improved.

It is precisely because of the increase in the credit level that the account risk has decreased, and the system will recover Huabei.

Of course, it should be noted that even if Huabei is unblocked, the amount that may be restored may not be the same as before, and it may be reduced.

However, the Huabei quota is not fixed, as long as you accumulate more good credit in the future, the quota can continue to increase.

It should be noted that if Huabei wants to be unsealed as soon as possible after being frozen, it is necessary to find out the problem as soon as possible.

For example, if the repayment is frozen due to overdue repayment, you need to pay off the arrears quickly, and then you can participate in more credit tasks and ensure that you perform the contract on time, enriching your personal compliance behavior; However, if it is frozen due to illegal cash-out, score brushing and other risk-sharing operations, it is necessary to pay attention to avoid such risky operations again, and then patiently wait for the end of system risk control.

Huabei. The reason for the upgrade is also shown as follows.

The reason is that Alipay's official customer service said that according to the requirements of the national credit management department, the credit reporting work is being completed gradually and orderly, and we need to obtain our valid authorization before reporting the credit report, so the Huabei prompt service upgrade is to obtain our credit authorization. This means that after the service is upgraded, if we have overdue behaviors, we will be reported to the credit bureau, which will affect our personal credit.

Main introduction: Many users use Huabei, occasionally there are relevant tips for service upgrades, sometimes not upgraded or even unable to use the reason is that the so-called Huabei service upgrade is equivalent to an update of Huabei, the reply given by customer service is that the service upgrade is mainly due to the introduction of more financial institutions in Huabei to provide services for users, and the role of the upgrade is to help users get more opportunities to raise the amount.

At the same time, users can also get better services. In addition, there is a reason for prompting the service upgrade that we can no longer cancel after we agree to the service upgrade, but we can still continue to use it normally after the upgrade, and it will not have a negative impact on Huabei's service rights.

When logging in to Alipay and entering Huabei, if we see the prompt window for Huabei service upgrade, if you want to upgrade, you can click on it and click the "Agree to the agreement and upgrade the service" option to complete the upgrade. If you don't have the idea of upgrading the service for the time being, then click Close after the Huabei service upgrade window pops up.

Although we can temporarily suspend the service upgrade, the official clearly informed that if we do not do the Huabei service upgrade, it will affect our use of Huabei payment, but it will not affect Huabei repayment and other operations. That is to say, if you want to use Huabei to pay later, it will not work without upgrading, and we can also see it as Huabei will be forced to upgrade.

If the user does not want to upgrade, the pop-up window can be closed.

Extended Information] Huabei's full name is Ant Huabei, which is a consumer credit product launched by Ant Financial, and after applying for opening, you will get a consumption limit ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

On September 22, 2021, Huabei has been connected to the central bank's credit information system, and it will not be available if the user refuses to access it.

Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

Ant Huabei has only been online for half a month, and more than 1.5 million merchants have opened Huabei on Tmall and **. Many merchants who respond faster have begun to modify the description of the baby and directly add the words "support Huabei", in order to attract consumers more accurately. The person in charge of Durex Tmall*** told reporters that for new users of Ant Huabei, a product specially launched sold more than 10,000 copies a day, and the inventory was sold out for a week.

The data shows that after merchants access Ant Huabei installment, the transaction conversion has increased by 40%.

During the 2015 Double 11 period, Ant Huabei gave full play to its product capabilities of worry-free payment, with a total of 60.48 million payments throughout the day, accounting for the overall transactions of Alipay.

Industry insiders believe that banks and other financial institutions have experience in capital and risk control, and Huabei has consumption scenarios and risk control data, and the two sides have their own strengths and complement each other. Therefore, cooperation can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and benefit the development of the industry.