I m a black household, why did the goose spend money and give the quota

It may be because it is a black account but it is not on the blacklist of online loans, so Little Goose spent money to give the quota. Generally, if you have a bad credit record recorded in the personal credit reporting system, you will not be able to borrow from various financial institutions within 5 years, so it is likely that the quota is given because you have not entered the online loan blacklist.

Extended Information:1Black account: refers to the credit fee and later, and there is no provision for repayment before the date for more than two consecutive times. Credit card customers who cause bank collections. It can also refer to the national census.

There is no household registration information, no household registration card (permanent resident registration card), and no identity card.

of people. 2.Little Goose is the first Internet bank in China - WeBank.

A small consumer credit product launched in 2019, with a maximum loan amount of 50,000 yuan and an annual interest rate.

and other ways to scan the code to pay, which is called the pocket money in mobile phone payment by users, and WeBank Little Goose is a regular banking product, which strictly abides by national laws and regulations and operates in accordance with the law, which is very safe.

3.Limit: The amount that the lender can borrow from the borrower without providing financial security.

It usually refers to the maximum amount that a natural person borrows from a bank, and the bank is willing to provide the maximum amount of the loan according to the individual's credit status. This amount will be unilaterally determined by the bank due to factors such as income, revenue, debt ratio, job content, company, company position, property, etc. This type of lending relationship is usually the case where a bank lends money to a natural person.

On the other hand, the bank's lending to the organization is usually a commercial activity necessary for the commercial organization to conduct cross-border transactions.

4.Product positioning of Little Goose Money: Most of the users of WeBank Little Goose spend money are young people, and the product positioning is more inclusive.

It is understood that more than 8 percent of WeBank's goose customers come from third-tier cities and below, and more than 80% are between 22 and 35 years old, with men accounting for the majority. Most of them are new blue-collar workers with a college degree or less.

or small white-collar workers, covering workers, technicians, customer service and sales, and self-employed. Wait.

Is Little Goose a regular borrowing platform?

Little Goose spends money mainly on Tencent**. It is understood that there are 3 funding institutions behind Little Goose's spending, namely Home Credit Consumer Gold, Industrial Consumer Gold and Beiyin Consumer Gold. In other words, WeBank does not provide funds, but three licensed financial institutions provide lending services.

Does the goose spend a lot of money?

Little goose spending money is actually a combination of Huabei + borrowing, but it is different, little goose spending money can be applied in four scenarios: cash withdrawal, consumption, transfer, and red envelopes.

1. Cash withdrawal: It is understood that 50% of the amount spent by the goose can be withdrawn directly (the amount of cash withdrawal should be an integer multiple of 100, and the minimum cash withdrawal for a single transaction is 100 yuan). There is no handling fee for the goose to spend money to withdraw, but it can only withdraw half of the total amount of the goose's money, for example, the total amount of the goose spending money is 5,000 yuan, and the maximum withdrawal is 2,500 yuan.

2. Consumption: If you spend money with goose, then you can use as much as you want. For example, if the total quota is 5,000, then you can spend 5,000 yuan.

3. Transfer and send red envelopes: At the same time, Little Goose can also be bound to WeChat payment for spending money, including WeChat red envelopes, WeChat transfers, etc. However, the maximum monthly limit is only 500 yuan, and it will be automatically restored on the 1st of the following month.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (original name: Youqianhua, renamed in June 2018"There is money to spend"The big brands are reliable, the interest rates are low and trustworthy. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

Little Goose spends money to give the black account a quota, but it can't be spent if there is a quota.

1.WeChat (Android version: Little Goose spending money itself is a pure credit loan, and the credit requirements for the applicant are very strict, if the applicant is a black household, it means that it does not meet the credit requirements of Tencent Little Goose spending money, and Tencent Little Goose spending money will refuse to apply.

Little Goose spends money to give the black account a quota, but this quota cannot be spent. Black accounts are personal credit problems, and the application for a loan amount will definitely fail.

2.WeChat Little Goose spends money to apply, and it must pass the system review to obtain a certain loan amount, and there is no limit if it fails the review. If the page shows that the comprehensive assessment is not passed, it means that the user has not met the standard of the comprehensive evaluation of the system for the time being, and cannot successfully open the goose to spend money.

The opening results of the goose spending money are given by the system evaluation, and manual intervention is not possible. If the goose spends money to open a failure, it will also leave a record on the credit report, and you can see that there is a message in the query record that WeBank checks the credit for the reason for loan approval, and you can infer whether the opening is successful through the query time.

Extended Information:1Little Goose is a micro-consumer credit product launched in 2019 by WeBank, the first internet bank in China.

Little Goose is a bank loan product, advocating users to use it on demand, borrow reasonably, and fulfill the contract with sincerity. Little Goose supports binding a variety of payment methods, online and offline scan code payment; Provide borrowing services through WeChat mini programs, Little Goose spends money without an app, beware of fraud. According to the user's credit situation, the maximum loan amount of 50,000 yuan is more than 50,000 yuan.

and other payment methods, support QR code payment. The product is relatively safe and reliable, the fees are transparent and reasonable, and the privacy of consumers can be guaranteed. Little Goose is only open to non-school students who are at least 22 years old, can provide their second-generation valid ID card, and can be responsible for their own behavior.