Many people would rather owe money to strangers than to relatives What do you think?

When I saw these two words, I had a completely different picture in my mind, and these two words seemed to be related, but in fact they were unrelated.

01 Owing money does not mean owing favors.

Let's start with the matter of owing money. Many people think that if you owe someone money, you owe a favor, and I want to say that you may be making a fool of yourself.

I rarely borrow money from anyone, I can say almost nothing. I can't say why, but I know how people borrow money from you.

Many years ago, my early morning mountain female colleagues, because of the fast luck of work, we are relatively close, we can be regarded as friends, at noon will also make an appointment to eat together, drink afternoon tea, sometimes I pay, sometimes she pays.

It didn't take long for her to leave the company because she didn't have a relationship and didn't have much contact.

About three years later, she suddenly sent me a message, saying that she asked me to eat and chose a good hot pot restaurant.

At first I was happy that she remembered me. I thought we were just talking about the past, but she only talked about her work throughout the whole process, and my feeling at the time was: we are no longer at the same level, she already has her own career, although people like to be close to excellent people, but I think her "career" is far beyond my reach, "tall", and most importantly, "mysterious", I said a lot, but I don't say what I am doing.

After that get-together, I felt like I was a little more estranged from her (so friends who haven't been in touch for a long time, just keep up daily greetings, and don't meet and party).

Then, about three days later, I received a message from her: borrow money from me, no more, no less, 5,000. I didn't say the reason, I just said that I needed money urgently.

Although I also struggled with the fact that if I didn't borrow this money, we might not be friends at all, in the end I listened to my heart and didn't borrow.

Because my intuition tells me that if I lend it to her, she will not think that she owes me a favor, but because she has developed well and is not bad for money. Borrowing money from me is because she looks up to me and will be good for me in the future.

But in the same way, I didn't receive her "love", maybe our understanding of "love" is biased.

02 Owe favors, reflect life.

Let's talk about owe favors. China is a humane society, paying attention to courtesy and exchanges, and "human affection" can be said to be the bond between people.

In my cognition, the reason why we are willing to accept other people's favors is because we hope that there can still be intersections, and we are willing to maintain this friendship and relationship, and we still have the opportunity to repay this favor, otherwise, this favor must not be owed.

I remember that I just gave birth to a child, and many people sent us red envelopes, relatives and friends can understand, but there are some of my friends who send red envelopes, and I will see if I want to accept them depending on the situation. My principle at that time was: is there a chance to pay it back, for example, she will have some major life events, she will accept it this time, and she can pay it back next time; If you don't have a chance to pay it back, or you don't want to have too much involvement in "favors", you won't accept it.

If the relationship is very good, I will accept small gifts, such as clothes for children. Accepting it means that I have accepted her "favor", and this "affection" is in my heart.

Therefore, we should be cautious when we owe money, and the handling of "owing favors" is also a manifestation of our life.

Because, favors are always to be repaid.

I've never liked people giving me things, especially when I was emotional, and I always felt that it was unrewarding to call for a group. When I was younger, I always wanted to be reconciled with others to give me gifts on my birthday, all kinds of small things. I would feel very happy to receive even a dollar of ornaments, also because there was no money at that time, and there were few toys.

Later, when I grew up, I gradually stopped telling others about my birthday. It is better to know or not to know. I remember one time, a friend who I didn't know well brought me a gift and brought it to the class for me.

At that time, the first feeling I had was that I should send back what was better, and for what reason. I knew I received this gift only because I wanted to give it back.

It's not that you're sophisticated, but the more you grow up, the more you'll find that what you get will be given in another form. It is impossible for people to give things for no reason. It's okay for someone who has deep feelings, but if someone who doesn't have deep feelings and gives you something, even if you don't have other ideas in mind, you will guess whether others want something from you.

You see, human nature is like this, changeable.

When I was young, I liked it because I felt happy when I received gifts, and when I grew up, I felt that everything had to be returned. After all, if you come out to mix, you have to pay it back.

Of course, I'm not unreceiving. Old platinum is not accepted, but receives gifts from good friends, such as a set of books received when you graduate, such as a beautiful teacup when you move. These are well-deserved because of their dearest love.

And those who are not close to each other, after receiving it, will silently return it, it is better not to accept it at the beginning, right?

Most of us have probably encountered an embarrassing situation, when you pluck up the courage to borrow some working capital from friends and family, a word can get you back to the Pacific - no or tight money!

A buddy, 18 years want to go back to Chongqing to start a business, when the budget, the money is not enough, at the beginning I also want to find relatives and friends to match, planning to borrow three, an old cousin, a good brother and his cousin, each family is about 10,000.

Although my brother's cousin is ink, the money is still in place, what about his old watch, because he has borrowed money from him before, and this time he mentioned it euphemistically, saying that he can make up 20,000 yuan even with the loan?

He also has a good old watch, he doesn't have it, it's so difficult to straighten, and he talks a lot about the difficulties, but he still repays the money he borrowed from his buddies in time, and he knows that he needs the money urgently, and he is embarrassed to drag it.

In the end, this buddy thought that there was a brother who had a "fateful" friendship, and after thinking about it again, ** hit the past, and the answer didn't need to be guessed, and almost a mold returned to him, and others owed him the project money was not returned. ”

Later, he had no choice, so he borrowed a little money through the Internet, and although the interest rate was high, he was able to solve his urgent need.

Heipi Haipi thinks that the online capital platform, why can it become a new favorite, not all of that group of college students are the main force, there are also like that buddy, when the demand for funds is not available, there are not a few people who are on the scalp, under normal circumstances, the people who do business and start a business, are always stronger than the people who are pure consumers, and their repayment ability is still stronger!

Sometimes, it's not that you would rather owe a debt to a stranger, but that you can't owe a debt from your relatives and friends.

At this point, the Sichuan-Chongqing region is more prominent, they would rather lend to strangers and collect some interest, and the borrowing between relatives and friends is not particularly active.

There are also those who have borrowed money from relatives and have not repaid it for several years or more than ten years, which has ruined this trend. When people are familiar with collection, it is a troublesome thing, and "don't talk about money, hurt feelings" may be derived in this way!

I think this statement is very realistic and reasonable. Because it is difficult to repay the debt of affection, and the money owed to others does not need to be repaid.

This sentence is very reasonable, you can pay off the money debt you owe to strangers, but there is really no way to pay off the debt you owe to your relatives, and it will also put you under a lot of pressure.

I think it's right, because money is easy to repay, but it's hard to repay favors, you owe money to strangers, just pay back the money, but if you owe relatives a debt of affection, you must always be grateful to your relatives.