How can I open Ant Huabei, and how can I open Ant Huabei?

If you are using a vivo mobile phone, you can enter the mobile phone Alipay - mine - you can open Ant Huabei, Huabei will review Alipay when you open it, and it may fail or succeed after the review.

Log in to the Alipay wallet - service window - add "Huabei" service window - I want to [open Huabei], and then bind the credit card, apply for the limit, the system will judge whether to open Huabei for you according to your personal situation, and how much the limit, you can know the result within a few minutes.

Huabei is not an ordinary member that can be opened, it depends on your consumption record, and it takes a certain amount of time to shop before the system can allow it to be opened.

However, it should be noted that not everyone can open Huabei, and the following basic conditions must be met.

1. Be a real-name authentication user of Alipay in Chinese mainland, aged 18 years old or above, and the Alipay account is bound to a mainland mobile phone number.

2. The status of the Alipay account is normal and has not been appealed.

3. Good personal credit, with a sesame credit score of 600 points or above.

When applying for the opening of Huabei, the system will also conduct a review and evaluation, and if the comprehensive score is insufficient, it will not be able to successfully open Huabei (manual intervention in the system evaluation results, and there is no forced opening).

If it is successfully opened, there is no need to wait after opening, and it can be used as soon as it is opened (the credit line is determined according to the credit level).

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Extended information: Can Huabei still rise if it drops to 500?

Huabei is reduced to 500, and the subsequent quota can be increased.

Huabei has been reduced, indicating that the user's comprehensive credit score has declined, and as long as the comprehensive credit score is actively improved, the follow-up credit will have the opportunity to recover or even increase.

The Huabei quota is determined by the system evaluation, and the system will evaluate the user's Huabei quota from time to time, so that Huabei has more opportunities to increase the quota.

The Huabei quota is reduced to 500, and as long as the page has an available quota, users can use Huabei normally.

In addition, the frequent use of Huabei and the timely repayment of each installment are conducive to improving the user's comprehensive credit score.

In addition, during the use of Huabei, you must not have a default record, once a default record is generated, it is very unfavorable for Huabei to raise the amount.

If it is determined that the quota is a temporary adjustment, then usually within a few weeks to a month or so, Huabei's quota will be restored.

There are many ways to open Ant Huabei, and here are a few common ones:

Go to the "Huabei" activation page and select "Activate Now". The ants trembled and suffocated.

Enter your personal information, including your phone number, ID number, and more, and verify it.

After the verification is passed, you can activate Ant Huabei.

In addition, the opening of Huabei can also be opened by using Huabei payment when consuming at Alipay's cooperative merchants, or through Alipay's bound savings hole search card, credit card automatic repayment, etc.

It depends on whether your Alipay can be opened, and Huabei can't be opened if you want to.

1. First go to your Alipay and log in to your account. 2. Log in successfully to enter the home page, click [My] below. 3. Enter the personal interface and click on the ant [Huabei].

4. Enter the Ant Huabei interface and click the [Agree to Activate] button. 5. Enter your payment password, activate successfully, and click on the limit. 6. Enter the Huabei details interface, you can check the billing date and your limit.

Log in to Alipay on your mobile phone, you can see the option of [Ant Huabei], click to enter;

2. After seeing the following page, click Open;

3. After entering, you will see the following page, which has been opened, and the above display is your quota. According to each person's different consumption records, each person's amount is different.

Alipay has a product comparable to a credit card - Ant Huabei. The chopper no longer has to worry about running out of money and not being able to buy beautiful clothes. If you open Huabei, you can temporarily use Huabei to pay when you have no money.

The amount borrowed from Huabei can be repaid in the next month. How to do it, silently to support!

Tools Raw materials.

Alipay, mobile phone.

Method steps.

5 6 Step by Step Reading.

First of all, we need to log in to our Alipay account. Switch to the "My" interface.

Long Figure 2 6 Then, click "Ant Huabei" at the bottom right of "My" to enter the next step.

Long Figure 3 6 Then, click "Open Ant Huabei" to enter the next step.

Figure 4 6 Then, enter your Alipay payment password to confirm the opening.

Long picture 5 6 At the end, you can see that you have successfully opened Ant Huabei.

See 1 image remaining.

6 6When it is time to pay, after the balance is insufficient, you can check the payment with Huabei. Friendly reminder, after paying for the goods with Huabei, you will receive a text message reminding you to pay off the amount on time.

For Alipay that has just been opened, it is generally necessary to open Sesame Credit, and the newly opened Sesame Credit is 500, and for Huabei, Sesame Credit is required to exceed 600 to have the capital to return to the town. If all of them have been satisfied, you can open Alipay and open Huabei first.

2. After clicking [Apply Now], [Open Huabei] will appear, and we can click on it.

3. Then after passing the verification as required, you can successfully open Huabei;

The conditions for the opening of Huabei are:

1. Alipay real-name authentication users in Chinese mainland;

2. Age 18 years old;

3. Alipay account is bound to a mobile phone number;

4. Under the same ID card or the same mobile phone number, only one Alipay is allowed to open Huabei, that is, two accounts A and B under the same user name, account A has opened Huabei, and account B can no longer be opened;

5. The status of the Alipay account is normal. Bizen.

Secondly, under the condition of meeting the above basic conditions, whether Huabei can be opened is evaluated by the system based on the overall situation of Alipay's account, and manual intervention cannot be made. Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. Users can advance the amount of Ant Huabei when they consume, and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

To open Ant Huabei, you need a calendar stool to meet the following conditions:

1.Meet credit history and ability to pay.

2.Valid documents such as ID cards and bank cards are required.

3.There is a fee and interest to pay.

4.It is necessary to bind a payment account on the payment of Fubao.

5.Other conditions need to be met.

6.After the activation is completed, you can use Huabei on Alipay for consumption.

Mandatory activation is not possible.

There are two conditions for applying for "Huabei":

1. There must be Alipay;

2. The sesame score is above 600 points. Be between the ages of 18-60 and have a mobile phone number bound to your Alipay account; Under the same ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function; Alipay account status is normal; Need to use Alipay more to consume.

3. Breach of contract. Since Alipay can now take a taxi to travel, share a series, book a hotel, buy a ticket, watch a movie, etc., to see if there is a breach of contract. And the family.

Credit card: The limit of the credit card is related to the level of the credit card application, and the amount of the application within the level range depends on your salary and proof of assets. The amount increase is also relatively generous, reaching the highest amount of hundreds of thousands of black card levels.

Ant Huabei: The initial amount will be determined by the system according to your consumption, generally 500-5000, although the amount can also be raised in the later stage, but the maximum will not exceed 50,000.

The opening method of Huabei is as follows:

1 Log in to Alipay and click [My] - [Huabei].

2 Click [Activate Huabei].

Open Alipay, on the [My] page, there is an Ant Huabei option, and there is a line of small print below to open it immediately.

02 Then click Activate on the Activation Quota and Terms page.

03First, enter the payment password to verify.

04 Then send the verification code to the mobile phone to verify that the verification is complete.

After entering Huabei in the second step, we can see the amount of Huabei, and we can click "Understand Huabei" first.

In the third step, we can see that there are various introductions about Huabei here.

Step 4: After learning about Huabei, go back and click "Open Huabei", you need to verify your identity and enter your payment password correctly.

The fifth step needs to send the verification information to the bound mobile phone number, enter it correctly, and the sixth step can be seen as shown in the following figure: it has been successfully activated.

Basic conditions for the opening of Huabei:

1.Mainland real-name authentication users, aged 18 and above, and Alipay account bound to a mainland mobile phone number;

2.Alipay account status is normal.

If there is no Huabei entrance, it means that you cannot open Huabei temporarily. Whether Huabei can be opened is comprehensively evaluated by the system, and manual intervention cannot be made.

In order to open Huabei as soon as possible, you can:

1.Try to use Alipay as much as possible to pay, and Huabei consumption quota is more willing to be given to users in need;

2.Open Sesame Credit, try to use its related services, and increase the sesame score is conducive to the opening of your Huabei;

3.If you have a credit card, you can bind Alipay, and repaying it on time is conducive to accumulating your good credit history.

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This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.