Ant borrowed 616 points and can t open it yet

Ants borrow to open the path.

Ant borrowing to open the operation path:

Log in to Alipay on your mobile phone, click [My] - [Ant Borrow] in the lower right corner, and try to open it.

What should I do if the ant borrowing can't be opened?

1.Ant borrowing opening conditions:

To open Ant Borrowing, the following conditions must be met:

1) Alipay account completion real-name authentication;

2) The account status is normal and has not been appealed;

3) Bind the account to the mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive evaluation based on your account usage, and whether it can be used or not is subject to the system evaluation, and manual intervention is not possible.

2.What to do if there are no ants to borrow the entrance:

If you do not find the entrance to borrow according to the above path, it means that you do not meet the conditions for the use of borrowing for the time being, please do not be discouraged, the system will evaluate from time to time, once the access conditions are met, you can use it, it is recommended that you maintain a good account status and pay attention from time to time.

There may be several reasons why Sesame Credit is more than 600 and you still can't open Ant Loan:

Real-name authentication issues.

Alipay activity.

The assets are not up to standard.

Not a **Tmall seller.

Conditions for the opening of ant borrowing:

If you don't have a credit limit, you can't open Ant Loan, as long as you use Alipay to spend more and maintain a good credit history, the credit limit will slowly accumulate;

First of all, the Alipay account needs to meet the following basic conditions: a. real-name authentication, b. normal status and no appeal, c. binding mobile phone number, you can click "Sesame Credit" on the home page to measure the quota;

At the same time, the opening of ant borrowing is a comprehensive evaluation of the account, this function is still being optimized step by step and gradually opened, if it cannot be used now, it is recommended to continue to maintain good credit, as long as the credit is getting higher and higher, you can open the opening qualification!

This Alipay borrowing, not just looking at the sesame credit score, but also depends on whether all the comprehensive evaluation information of your Alipay meets the use standards, and if you can't reach it, you can only consume more.

Sesame Credit is an independent third-party credit bureau under Ant Financial, which objectively presents an individual's credit status through cloud computing, machine learning and other technologies, and has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.

Ant Financial Services Group ("Ant Financial") started as Alipay, which was founded in 2004. In October 2014, Ant Financial was officially established. With the vision of "bringing small but beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers.

On January 9, 2018, due to excessive leverage and violation of relevant regulatory regulations of the central bank, some user accounts were voluntarily closed to control the loan balance.

Let me tell you, there is a reason that you have opened a ** store before, and he will open a loan for you, which is an online business loan, so individuals use borrowing, and merchants use online business loans, and the amount is the same, but in other words.

With the increase in people's demand for borrowing, many loan platforms have been born on the market, among which Alipay's borrowing has a high popularity, and many friends will consider borrowing to apply for loans when they encounter financial difficulties. At the same time, many Alipay users find that they are not yet able to use the borrowing function. So, how to open a borrowing?

The activation of borrowing is the result of system review, and users cannot take the initiative to open it. To open Ant Borrow, the following conditions need to be met: (1) the Alipay account has completed real-name authentication; 2) The account status is normal and has not been appealed; 3) Bind the account to the mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive assessment from time to time based on your account usage, and whether it can be used or not is subject to the system assessment, and manual intervention is not possible.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

Sesame credit score is ridiculously high, but it has never been able to open a loan? Here's why!

600 points is just a bottom line score for opening, maybe you just enough 600 points, you have a borrowing, borrowing is actually the same as a credit card, you need to comprehensively examine whether you have the ability to repay, it is not a simple sesame point can consider whether to open for you, such as the size of your Alipay transfer amount, how much Alipay payment and shopping amount, Alipay, the use of Yuebao, whether there is a deposit, etc., and whether the bound credit card is overdue, etc., Huabei's inspection standards are obviously different from borrowing, Mainly in terms of online shopping, but borrowing is more about whether you have the ability to repay the money, if you are not capable, isn't it a meat bun beating a dog? Since a company dares to lend you money, it will definitely conduct a corresponding risk assessment, so there is a reason why there are more than 600 sesame points, but there are 30,000 or 50,000 borrowing amounts, and maybe you have more than 730 points, but there is no hair.

If the ant borrowing is overdue and paid off a few days after the deadline and the personal credit record is good, then you can communicate with the customer service to open the ant borrowing again, but the system will evaluate the credit again, if the opening conditions of the ant borrowing are met, then there may be a chance to open it again, if the conditions cannot be met, then it will not be opened. If the overdue period is serious, you will not be able to use the ant borrowing. If the specific situation of the individual will be different, you can consult customer service.

After Ant Huabei is overdue for 7 days, the user will be temporarily unable to use Ant Huabei, and the user will return to normal after repaying the overdue amount. If you use Ant Huabei to repay the loan on time, you will incur overdue interest, and the overdue interest will be charged on a daily basis on the unpaid amount of the current period. Moreover, overdue records can affect the Sesame Credit Score, which can lower the Sesame Credit Score.

1. The borrowing is assessed based on the comprehensive situation of the account, not only based on the Sesame Credit score.

2. If you have used the loan before, or if the repayment is delayed, there will be no limit.

1. A good way to get the Alipay borrowing limit.

1. See if you have real-name authentication, whether you tie a card, bind a mobile phone number, whether the information is complete, whether there is a fixed delivery address, whether there is a Huabei quota, these conditions are generally met by Alipay veterans, if you are still a novice, then often use Alipay for online and offline consumption, use Alipay to make an appointment for a taxi and don't cancel it casually, remember to evaluate the merchant in time when trading, and repay the credit card under your name in time, don't overdue, these have been done, Alipay will feel that you have good credit.

2. Now teach you how to check whether you have a borrowing limit: open Alipay, enter "borrow" in the upper right corner of the search handle, find "ant borrowing" under the service window, and click "Add".

3. After entering, click "Immediately have money", see if you have a quota, you can borrow money at any time if you have a quota, support borrowing and repaying, interest calculated on a daily basis, up to 12 months, no quota is still need to work hard, then continue to look down at the method.

4. "Transfer" a deposit of at least 10,000 yuan to Yu Bao for 20 days, and after 20 days, see if you have a borrowing limit, and avoid weekends to see, the general limit will be about 10,000 yuan.

6. Usually transfer money to others, transfer and send personal red envelopes function alternately, don't always use transfer, I wish you success!