Why did I borrow a 300 quota but failed to apply?

In the process of using borrowing, some users say that the quota is often insufficient, so how can Ant borrow quickly raise the amount?

1. Use borrowing frequently and maintain a good repayment record.

2. Complete Alipay's personal information. The borrowing system will evaluate the user's personal comprehensive situation from time to time, and when the evaluation results meet the criteria for raising the amount, the system will take the initiative to increase the amount for it, so Alipay users can supplement and improve their personal information, such as personal real estate information, vehicle information, provident fund information, etc.

3. Fully use Alipay. In addition to frequently using Alipay to pay, you can also use Alipay to pay for living, order takeout, buy movie tickets, etc.

For some users, borrowing supports active quota increase. If "Withdrawable" is displayed in the upper right corner of the quota on the borrowing page, users can take the initiative to apply for a borrowing amount. At present, the maximum amount of borrowing is 300,000 yuan.

If your borrowing quota is not enough, you can also consider other reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable, the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Credit verification is not normal.

Huabei prompted that there was a maximum borrowing amount of 300,000, and the reason for the rejection of the application was that the opening of Alipay borrowing required multiple aspects to review whether it was qualified, because the account did not have the qualifications to open a borrowing, so it could not be opened.

If you want to open a loan, the credit score has become the primary factor affecting the opening of a loan. As long as the sesame credit score reaches 600 points, you have the right to apply for opening, sesame points are only the primary condition, in order to successfully open the loan, you need the following points, and you can open the loan only if the conditions are met. The opening of borrowing is closely related to the user's activity in using Alipay.

The opening of the loan will also take into account the user's ability to repay. Alipay will judge whether it can open a loan based on personal information and personal occupation. Because students still have a job and do not have much ability to repay, it is more difficult for students to open a loan.

This is definitely not sharing, the maximum amount of Huabei is only 30,000, and the maximum amount of borrowing can be up to 300,000, and Huabei is mainly used for usual consumption, borrowing is like a bank loan, and the essence is also a bank loan, so the amount will definitely not be shared, it will be different, and some people may not have a loan in Huabei, and there may not be a loan in Huabei.

The borrowing quota is gone, perhaps because of the following tricks:

1. After opening, you will use very little, so even if you have a quota before, it will slowly disappear, and when you come to borrow, it will be 0, because if you don't use it often, you feel that it is a waste to give you a quota;

2. If you often repay the loan in advance, it may damage the interests of the borrower, and if you can't make a profit from it, your limit may be reduced or turned off;

3. If there is an illegal operation in the process of using borrowing, such as using Huabei to withdraw cash, then Alipay may judge your bad credit, and once it is determined that your lending risk is high, it will cancel your limit and not lend to you;

4. If the mobile phone number or bank card bound to the borrower is replaced frequently, then the system determines that you are an unstable user, and you will close your limit for fear of potential security risks.

The reasons for the above analysis depend on whether you have been hit, if you have been hit, you can correct it accordingly, if it is not the above reasons, it is better to find the official customer service of Ant to borrow it, and find out the problem before taking the corresponding measures.