How do I know if I m suitable for studying investment and financial management?

You can learn on your own. Financial planners can also study on their own at the same time, and they can refer to it directly after applying for the exam. (In some areas, as long as you have a college degree in a related major, and the tuition fee for a financial planning class is about 5,000 in the local area, you can also sign up for reference.)

You can ask. ）

1: Finance and economics related majors are acceptable.

2: It is recommended to take a self-examination or find a special training course for financial planners.

3: Financial planners, psychological counselors, and nutritionists are all high-paying professions in the future, but the relative competition will be fiercer, because major commercial banks are equipped with special financial planner positions, and there will be continuous popularity for doing well, and doing not well can only serve as a consultant, without performance.

4: Even if you finish the practice certificate, you will not be able to achieve results without about 3 years of practice.

5: This industry needs you to grasp the domestic and international economy, financial forms, insurance, legal knowledge is perfect, a good planner plans the life of family members, not a moment.

Good luck!!

Professional casual, you can do investment and financial management if you want to do it, there is nothing professional in this industry, everyone can learn, everyone is professional. In fact, it is impossible to determine which major it belongs to, and there is no school that can teach good investors. To put it bluntly, this line of work is completely self-taught, and it has nothing to do with choosing a major.

One piece of advice is that no matter what the profession is, you should learn about investment and financial management, if you don't want to be poor.

Take a look at your own grasp of the economy. Try to get it hands-on.

Find out what you need to know or what you need to know.

I think it's very important to learn how to invest and manage your finances. Whether or not to sign up for a class depends on each person's specific situation and the course he wants to report. The ability to manage money is not achieved overnight, and the knowledge involved in financial management is also very extensive.

It is very necessary to learn financial knowledge and investment skills. For example, you can read books such as "Index Investment Guide", "Interpretation", and "Investment from Beginner to Proficient".

Expand the information high-excavation:

1.The term "financial management" was first seen in the newspaper in the early 90s of the 20th century. With the expansion of China's first-class bond market, the increasing enrichment of commercial banking and retail business and the increase in the overall income of citizens year by year, the concept of "wealth management" has gradually become popular.

Personal financial management varieties can be roughly divided into personal assets and personal liabilities, such as common assets, bonds, deposits, life insurance, etc., which belong to personal assets; Personal housing mortgage loans and personal consumption credit belong to the varieties of personal debt. Scattered auspicious thoughts.

2.To the bank, ** corporate wealth management needs to open a corresponding wealth management account. Generally speaking, through the wealth management account opened by the bank, you can handle savings products and bank wealth management products and ** products, and large banks can also purchase them through the banking system.

Due to the wide distribution of bank outlets, investment and wealth management accounts opened through banking channels can be handled at the bank counter.

3.The wealth management account opened by the company can be used for investment in a series of investment and wealth management tools such as (including A shares, B shares, H shares, etc.), bonds (including treasury bonds, corporate bonds, corporate bonds, etc.), (including finance, such as stock index, foreign exchange, etc., commodities, agricultural products, etc.). **Account opening can be handled at the business department of each **company, which needs to be handled within the trading day.

4.The procedures of the investment company are more convenient, and generally only need to provide a copy of your ID card and bank card. Investment companies will also customize exclusive financial plans for customers.

5.Financial management level: The first level is to effectively and reasonably handle and use money, so that one's money can be spent to the greatest extent, so as to achieve the purpose of meeting the needs of daily life to the greatest extent.

The second level is to invest the surplus money to generate the best financial returns, that is, the level of making money.

The third level is to make life planning from a financial point of view, using the existing economic and financial conditions to maximize oneself.

I wish him good health and a happy life!

1. "Structured" wealth management products. "Structured" wealth management products are often linked to international commodity trading, which is risky.

2. Don't confuse yields. Fixed income products are different from floating income products.

3. Liquidity of funds. Determine your own capital needs during the period before the maturity of wealth management products, so as to avoid urgent need for money halfway, and many products cannot be redeemed in advance.

4. Contracts need to be treated with caution and beware of text traps.

5. Do not choose unfamiliar products. Such as art investments, but with professional requirements.

high, in order to judge its value, true or false.

3. What are the ways of investment and financial management?

There are many investment methods and investment channels, such as **, **, bonds, banks, etc., here.

It mainly introduces several investment methods suitable for financial novices.

1. Yue Bao.

The average rate of return of Yu'e Bao is around 4%. A small amount of money can be put into Yue Bao, after all, it is still very convenient to use now.

2. Bank wealth management.

Most of the bank's wealth management products have a return of about 4%-6%, which is stable, safe and has a flexible investment period.

If you purchase bank wealth management products, if you redeem them in advance, different products have different attachment conditions. Some stipulate that investors can redeem early, while others cannot. Even for some products, early redemption not only does not have any income, but also bears about the amount of liquidated damages2.

3. This kind of product is popular among fixed-income wealth management products, such as Aicaike Wealth Management, with an investment period of 1-6 months, ranging from 50-5000, and an annualized return of about 13%. The cycle is short, the operation is simple, flexible and fast, the risk is low, and the income is higher than that of bank wealth management and Yue Bao, which is the most suitable for financial novices.

4. Is online investment and financial management credible? Nowadays, online banking is also a hot time, and novice financial management can choose from the following three main aspects.

A trusted online investment and wealth management platform.

1. Whether the online platform is open to information.

The Internet itself is an open environment, and formal online financial management companies dare to make their own information and project information open and transparent if they dare to be a platform on the Internet.

2. The business model of the online platform.

Can you trust an online banking company? It can also be seen from its business model. A formal platform should be a pure intermediary third party.

The business model of the third party can guarantee its neutral and impartial nature, and the platform is not involved in the collection of funds and does not participate in the project. For example, it is a pure third party to reduce risks from the root.

3. The business philosophy of the platform.

Let's learn the theory first.

Then follow the big cow to learn practical operations.

Then you can do it yourself independently.

In short, there must always be a process of imitation learning.

Managing money is a big deal.

We must establish a complete theoretical system, and we must not enter the investment market as soon as our minds are hot.

To strengthen learning, now the bank **, **APP and, each**, there is an introduction to this knowledge, it is recommended to learn theoretical knowledge first, understand the operation process, and then if there is a simulation system, you can simulate the operation first. When you understand it, you can try it with a small amount of money. Don't fill your position at the beginning, and set aside some working capital for your life.

Don't let your finances affect your quality of life. In addition, it is best not to affect your life with idle funds for financial management, so that the mood can be natural when you lose money, otherwise it will affect the quality of life.

If ordinary people want to learn investment and financial knowledge, they must first assess their financial situation, and then choose a part of the financial products according to their own needs to learn. After all, it's the right financial knowledge that counts.

It is recommended to learn theoretical knowledge first, understand the operation process, and then if there is a simulation system, you can simulate the operation first. When you understand it, you can try it with a small amount of money. Don't fill your position at the beginning, and set aside some working capital for your life. Don't let your finances affect your quality of life.

Learn the theory of financial planning, and at the same time combine it with practice and insist on continuous improvement.

It is recommended to start with the basics, and gradually become familiar with the skills.

Find someone to tell you about the software, take a look at it, don't invest first, take a look at it first, and then invest in it, and then look at the returns, and then talk about it later.

It is recommended that you do not act rashly, it is best to practice first and master the basic knowledge.

Xiaobai must first reserve basic knowledge, practice makes perfect.

As an ordinary person, we should all know some basic financial knowledge, and here are some important knowledge points:

1.Consumption should be rational: it is necessary to plan spending reasonably according to one's own economic situation and avoid unnecessary consumption. When buying large items, you should compare **, Changqingsong to find the most suitable purchase plan.

2.There is a clear distinction between saving and investing: saving for the urgent needs of everyday life, while investing for growth. If you want to get high returns in a short period of time, you can consider riskier investment methods, but pay attention to risk control.

3.Reasonable financial planning: Budget and plan well, and develop a detailed financial plan, including savings plans, investment plans, loan plans, etc.

4.Be cautious in borrowing: If you need to borrow, you must carefully consider your ability to repay and the purpose of borrowing to avoid unnecessary waste and loss. Nai Zheng.