What is the level of annual household income of 20 300,000 yuan in China?

What is the level of annual household income of 20 300,000 yuan in China? A family with an annual income of 20-300,000 yuan believes that it is a relatively ideal standard of living in China. Think about a family with an annual income of 200,000-300,000 yuan.

It is unattainable for ordinary people. For ordinary office workers, it is also a dream. For a very small number of working executives, this is a breeze.

For a very small number of big bosses, it is even more so. In a word, I dare to say that families with an annual income of 200,000-300,000 yuan are very few in China. Therefore, a family with an annual income of 20-300,000 yuan is the ideal well-off living standard.

The annual family income is 20-300,000 yuan, which is placed in Beijing, Shanghai, Guangzhou and Shenzhen.

and other first-tier cities, maybe they are nothing, they are all ordinary. But put it on the average of the whole of China.

In other words, it belongs to the upper middle level. In some fourth- and fifth-tier cities.

and some ordinary cities outside the line, the highest monthly salary is four or five thousand yuan, or lower. Even if it's the whole family.

Four or five people are not idle, all of them have a job, and they don't eat or drink for a year, and the risk reaches 200,000.

If one or two of them have a salary below this level, then don't expect it, an annual income of about 150,000 yuan is already good. The average family income is about 10-150,000 yuan. If you want to talk about the countryside, it is even worse, you can get an annual income of 15-200,000 yuan, which is almost rare, and it belongs to a wealthy family.

Generally, families with sufficient labor and superior conditions can only receive between 10-150,000 yuan at most, and 5-100,000 yuan are the majority. Most families have an annual income of less than 50,000 yuan, and some special households can't even reach 10,000 yuan a year. It can be said that the current annual income of 200,000-300,000 yuan can only be an unattainable astronomical amount for most Chinese.

The difference between 200,000 and 300,000 is very large. The basic living expenses of an ordinary family are 15,000 a month, which is not bad in China. With an annual income of 200,000 yuan, you can save 50,000 yuan a year, and a person with an annual income of 300,000 yuan can save 150,000 yuan a year.

So don't think that two or three hundred thousand doesn't seem to be a big difference. In fact, the difference is very large.

It should belong to the middle level, just in the middle of the rich and poor, and basically live a well-off life, although it cannot compare with the income of first-tier cities, but it can live comfortably in third- and fourth-tier cities.

It belongs to the middle level, because the average monthly income in the first-tier cities is about 10,000 yuan, and the annual income is about 200,000 yuan, so it belongs to the middle level.

I think it should be at the top level in China, because this kind of income is already very high, and it is considered rich in first-tier cities.

Below average, generally this kind of family with one person working, otherwise the combined income of the couple should be 40-100

In fact, if there is no mortgage and car loan can have 200,000 or 300,000 yuan in cash by the end of the year, the standard of living can exceed the level of 90% of the people in the country.

This depends on the location of the family, if it is in the first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, or the new first-tier cities, it is still very nervous! It's still very comfortable to be in the third line and below! In addition, it is also related to family debts (housing loans, car loans), and basic facilities (cars, houses) and no debts, regardless of the country's ** can live normally!

20 to 300,000 is not the same, the income is very, very high, the president, the chairman, the vice president, the manager, etc.

It's not worth much, you still have to buy a house and a car, the poor one.

I guess it's the lowest level.

With an annual income of 20-300,000 yuan, five years ago, it was definitely a high salary. But now that talents or job seekers are buyers, an annual salary of 300,000 is really not out of reach.

If you are a fresh graduate, your industry is semiconductor, especially the integrated circuit industry, as long as you graduated from 985 or 211 related majors, it is easy to get 240,000+. In computer-related industries, especially software algorithm engineers, it is easy to exceed 240,000. Counting the bonus at the end of the year, 300,000 is easy.

But if you are in a traditional industry, such as retail, machinery, chemical industry, etc., if you want to achieve an annual salary of 20-300,000 yuan, you must at least achieve the level of senior manager or above to be able to break through 20-300,000 yuan, and these industries are industries that young people are reluctant to go to.

Suppose you have an annual salary of 300,000 yuan in SuzhouAccording to the Suzhou Industrial Park Class A provident fund payment standard 44 (22 for individuals, 22 for the unit), the gross annual salary is 300,000 yuan * 10,000, deducting the year-end bonus, festival fee and other monthly unit benefits, even if it is 70,000! The monthly net income is only 8,167 yuan.

Of course, some netizens proposed that the 22% of the unit should not be included in the gross annual salary, which depends on how you talked about it when you identified the labor contract at that time, but this part of the social security payment ratio ultimately belongs to you。Of course, you can also pay according to the payment standards of grade B or C, or urban areas and new districts, depending on the specific employer in **, the monthly net income may be a little more limited, but your social security ratio will also be reduced, low price and low quality. In terms of buying, renting, and medical insurance, they also suffer some losses, and the out-of-pocket ratio is also a little higher.

After deducting the housing loan, there are thousands of months left in your pocket, and the overall price level in Suzhou is also very high, especially the housing price, and then deduct socializing, eating, entertainment, etc., a person has a tight life！This is still based on the premise that I am healthy and free of serious diseases, otherwise I will return to the rhythm before liberation every minute and night, and I am serious about ......

That's the status quo！Tell ...... truthBut then again, such an income can be regarded as a "link between the upper and the lower" - less than the upper and more than the lower, it is considered an entry-level middle class, and the revolution has not yet succeeded and needs to be redoubled. Isn't it true that those who are content are always happy?

It belongs to a medium level, because there are more powerful people in China, and many people earn millions a year, so this level is not particularly high.

In China, it is at a medium level, because China's development speed is very fast, and people's income is also very high, so the annual salary of 20-300,000 yuan is at a medium level.

I think an annual income of 20.3 million yuan is a very high level in China, because there are many people who do not meet this standard.

Summary. Hello! With an annual income of 300,000 yuan and an average monthly income of 10,000 yuan, this income level can enter the ranks of wealthy people no matter which city in the country.

However, this is the city where you live, if you are in a first-tier city like Beijing, Shanghai, Guangzhou and Shenzhen, the annual salary of 300,000 yuan is only at the average level; In second-tier cities and below, it is a high level, and life will be very nourishing. It is enough to support the mortgage for children's education and family daily living expenses.

Hello! With an annual income of 300,000 yuan and an average monthly income of 10,000 yuan, with this income level, no matter which city in the country, you can enter the ranks of wealthy people. However, this is the city where you live, if you are in a first-tier city like Beijing, Shanghai, Guangzhou and Shenzhen, the annual salary of 300,000 yuan is just at the average level; In the 2nd tier cities and below, it is a high level, and life will be very nourishing.

It is enough to support the mortgage for children's education and family daily living expenses.

For the vast majority of people, this level of income is certainly considered a high income.

If the annual income of the individual can reach 300,000 yuan, then the family's assets can probably exceed 5 million within 10 years, and they can be among the ranks of wealthy families.

All in all, it can reach the level of annual income of 300,000 yuan, which is a high-income group in the country, which is more than 3 times higher than the highest disposable income.

With an annual income of 300,000 yuan, it is basically considered a high-income group in China.

That is, the monthly income is close to 30,000 yuan, which is already said to be a very high-income group, basically in some big cities, all of which belong to the management level, of course, the higher the income, the higher the consumption.

If it is in a second- or third-tier city, it belongs to the middle class. If it is in a first-tier city, then this income is relatively ordinary, and it can only maintain a normal life, and it will be a little difficult to buy a house to pay the mortgage or something.

Factors influencing income:

1. The efficiency of the enterprise: refers to the position of the service enterprise in the industry, which also reflects the value of the enterprise to the industry.

2. The industry engaged in: that is, the overall efficiency level of the industry engaged in relative to other industries illustrates the relative ability of the industry to create value, and also directly determines the relative level of the industry in the process of social value distribution, and the value creation ability is positively correlated with the level of value distribution.

3. Performance performance: different salaries for the same post refer to the fact that even in positions with the same or similar value, the different performance of different employees will reflect the different levels of contribution to the value creation of the enterprise, so the final performance of the individual is also an important factor affecting its income level.

According to the current income standard in China, an annual income of 300,000 yuan is considered the middle class level. Converted to a month's salary of about 25,000 yuan, whether in a big city or a small city, it belongs to a relatively high level of treatment, generally at the management level.

Of course, the above is only a theoretical data comparison, back to the actual situation, buying a house, buying a car and other multiple-choice questions, for the vast majority of families, is a necessary process. The key to whether a family with an annual income of 300,000 yuan can live well or badly in real life depends on the location of the city where the family is located.

In terms of housing prices, the number of houses that buy a small apartment in first-tier cities is at least 3 million 4 million. Taking 4 million as an example, with an annual income of 300,000, even if you don't eat or drink, it will take 3 years to make a down payment of more than one million. In the next 30 years, the monthly mortgage will be subject to a temporary deduction of 10,000 yuan, and the family's monthly income of 10,000 yuan will be left with 10,000 yuan.

However, after taking children into account, the accompanying education expenses (such as cram schools, training classes) make this family living in a first-tier city "precarious".

In 2021, the per capita disposable income of residents nationwide was 35,128 yuan.

In 2021, the per capita disposable income of residents nationwide will be 35,128 yuan, a nominal increase over the previous year, and a real increase after deducting the first factor; Compared with 2019, the growth rate (unless otherwise specified, the following is a year-on-year nominal growth rate), the two-year average growth, and the two-year average real growth after deducting ** factors.

In terms of urban and rural areas, the per capita disposable income of urban residents was 47,412 yuan, an increase, deducting the most important factors, and the actual growth; The per capita disposable income of rural residents was 18,931 yuan, an increase, deducting the first factor, a real increase.

In 2021, the median per capita disposable income of residents nationwide was 29,975 yuan, an increase, and the median was average. Among them, the median per capita disposable income of urban residents was 43,504 yuan, an increase, and the median was average; The median per capita disposable income of rural residents was 16,902 yuan, an increase, and the median was average.

It's considered to be above average

Counting the family property of 3 million is not much, and it is not enough or anything, and now he is a billionaire at every turn. But in fact, many multi-millionaires do not necessarily have that much net worth. So having a net worth of 3 million is actually very good.

But if it is an annual income of 3 million, then it tastes. or an annual income of 300,000, which is also relatively good.

The net worth of the family is actually a very virtual thing, such as houses, savings, cars, **, and of course, external liabilities such as mortgages and car loans must be deducted.

The question is, what parts can be monetized? What cannot be realized is a "silent asset" in a sense, note that it is not a "sunken asset".

That is, these assets cannot create or bring new benefits. Cars, for example, will only continue to depreciate in value and become less and less valuable. This is the "silent asset".

So, it's more valuable to look at income than to look at assets. A person with an annual income of 300,000 yuan, but the current family net worth is not much, compared with an annual income of 30,000 yuan, a person with a family net worth of 3 million may have a much brighter future.

However, it is very good to have a net worth of 3 million, and there must be a medium level. After all, in an era when the per capita GDP income is only more than 20,000 yuan, 3 million net assets need a person and about 15 years of net income to support it, and the key is not to eat, drink or buy new clothes.

The annual income before tax is 300,000, and the after-tax income is about 270,000, and this income level, I personally believe that it should belong to the top 5% of the class nationwide.

For example, in an accounting firm, 300,000 yuan before tax, even in the top 8 domestic firms in first-tier cities, it is at least the level of a project manager, and in the firm, only the salary of department managers and partners is higher than that of a project manager. For migrant workers working in enterprises, 300,000 yuan before tax, even in most companies in first-tier cities, belongs to the department manager level. Whether it is the project manager of the firm or the department manager of the company, they are all middle- and upper-level personnel within the unit.

Therefore, with an annual income of 300,000 yuan, it is no exaggeration to say that for many people, it may be a salary level that cannot be reached in a lifetime. It's just that in today's era of information, whether people are from various film and television works, or from various self-improvements, what they see are the voices of the so-called "high-paid class".

Recently, I realized that in addition to doing business, the salary of finding a job is really directly linked to the profession. My classmate Nankai has a bachelor's and master's degree in chemistry, and he is only 15-20 a year. We IC, as long as we sign 35+, big factories are about 45, small companies can give 60 [cover face] in order to grab people, so I don't think there is anything to say, in the whole industry, the annual income of 30 is definitely not low.

The annual income is 300,000 yuan, which is calculated according to the after-tax income! This one is pretty high! It is equivalent to nearly 30,000 a month after tax.

Such an income is almost equivalent to the treatment of department-level and above, factory-level managers of state-owned enterprises, middle-level managers of foreign enterprises, and general managers of general-scale private enterprises! Belong to the best of the part-time workers! If you're an entrepreneur, this income is also good, but if you're self-employed, it's pretty good.

If it is a high-profit industry and a high-risk industry, it is relatively not so much.

Let's put it this way, algorithm engineer, 800,000 a year.

It is similar to the interest of buying a 100-square-meter commercial house near the central area of Shanghai (more than 10 million) [sneer].

It is a very common thing in the real estate industry before, and the real estate industry generally does not pay and the bonus is relatively high, and many people can reach it in a year.