Can I get a refund from my newly signed Xinhua policy? Thank you 5

Surrender is absolutely possible. Hurry up. If you just sign it, it seems that there is a deadline (I don't know how many days) you don't need to deduct any money. It seems like it's only 10 bucks. You can return it. After that deadline, it seems that you have to deduct a lot of handling fees.

But then again. There is no need to return commercial insurance after buying it. Buying insurance is a kind of protection.

It is also a kind of financial investment. It is also a manifestation of a sense of responsibility. Besides, in the current society, can you guarantee yourself anything?

If you have an insurance, you can at least have no worries.

Can I get a refund from my newly signed Xinhua policy? Thank you.

Of course, you can return it.

In addition, the policy has a cooling-off period, within 10 days from the date of signing the contract, the premium paid can be refunded in full, and only 10 yuan of production cost will be charged. After more than 10 days, the balance is calculated according to the cash value, which is generally very small.

Yes, if there is a 10-day hesitation period under the contract, the policy will be surrendered in full within this time.

Upstairs is right, you have a 10-day hesitation period to completely withdraw your premium, but if you feel that the insurance is useful to you, I would recommend that you do not refund it!

Depending on when the policy contract is in effect, the policy can be surrendered in full within 10 days after it takes effect.

If there is a 10-day hesitation period for life insurance, only 10 yuan of the cost will be deducted.

If it is accident insurance, there is no hesitation period.

What varieties do you buy? Why Buy? What do you think?

Pacific Life Insurance near Quanzhou, Fujian**.

Insurance has become a very common industry, and everyone's ability to accept insurance is getting higher and higher, and more and more people are buying insurance, and some people even buy several insurances alone. However, some people buy insurance when they are hot-headed, and after a few years, they begin to calm down and do not want to continue to buy this insurance, so can they surrender the insurance in this case? How do I surrender my policy?

Can I surrender the policy after paying for three years?

According to the relevant laws of China, no matter what kind of insurance it is, consumers can choose to terminate the contract after purchase, even if Xinhua Insurance has been paid for three years, consumers can also surrender the insurance. However, because this insurance has been paid for three years, it also means that the hesitation period has passed, and this insurance has officially taken effect, so consumers can surrender the policy, but the insurance company will not surrender the policy in full.

How does it work?

In fact, the procedures for surrender are very simple, as long as the information required for surrender is complete, and then go to the front desk of the insurance company to go through the surrender procedures. The required information is also very simple, one is the policy contract (if the policy contract has been lost, you can also do not need to bring the policy contract), the original ID card of the policyholder, a copy of the bank card of the policyholder, after bringing these information, you can fill in some information to the insurance company.

What are the precautions?

Once the policy is surrendered after the cooling-off period, the insurance company will not surrender the policy in full, and you must not trust the black insurance business personnel who can help handle the "full surrender". The surrender of the insurance company will only be refunded to the customer according to the cash value of the product, and the cash value of the product is also clearly listed in the policy contract. You can check the policy contract.

Of course, if you really don't want to continue to buy this policy, of course, the sooner you get the refund, the lower the loss.

It is possible to surrender the policy, because it has been paid for three years now, and you can apply for a refund if you don't need this thing, and this is all clearly stipulated in the contract.

You can surrender the policy, go to the insurance company to apply for a surrender. To prepare the surrender application, you should provide the contract and insurance policy signed at that time, the last payment certificate, and also take your ID card and go to the insurance company.

If you can surrender the insurance, you should first tell the person in charge of yourself, and then you can apply to Xinhua Insurance Company, and you can surrender the insurance after the application is approved.

Of course, the policy can be surrendered. You go directly to the staff and say that you need to surrender the policy, and then they will deduct some of your handling fees, and after you sign the contract, they will give you a refund within working days.

It should be possible, but you need to go to the company to apply in advance, communicate with their person in charge, and then deal with some follow-up things.

I paid six years ago, a few years ago, I paid 9,000, and I returned 6,000.

We don't let the surrender here, what does the salesman eat when the insurance is surrendered?

New China Insurance can be surrendered. The policyholder needs to provide the following materials and go to the customer service center to handle the surrender of the policy:

1. Original insurance contract;

2. The original ID card of the policyholder;

3. If the account is opened in the name of the policyholder, a copy of the passbook or bank card with the function of current settlement;

4. Receipt or invoice for the first premium (only provided when the policy is surrendered during the hesitation period).

Founded in September 1996 and headquartered in Beijing, New China Life Insurance Co., Ltd. (hereinafter referred to as "Xinhua Insurance") is a large-scale professional life insurance enterprise in China. The main shareholders of the company are ** Huijin Investment Co., Ltd. and China Baowu Iron and Steel Group. In 2011, Xinhua Insurance was simultaneously listed on the Shanghai Cracking** Exchange and the Hong Kong Stock Exchange, with A-shares** 601336 and H-shares** 01336.

In 2019, New China Insurance achieved original insurance premium income of RMB 100 million and total assets of RMB 100 million, and has been listed in the Fortune China and Forbes Global 500 for many consecutive years.

New China Insurance has established a nationwide sales network, with a total of 1,767 branches, 36,504 back-office employees (employees who have signed labor contracts with New China Insurance) and 10,000 salesmen, providing comprehensive life insurance products and services for 10,000 individual customers and 10,000 institutional customers.

The procedures are as follows:

A copy of the insured's ID card, contract, final payment invoice, and passbook.

Surrender process: 1. Submit a surrender application to the insurance company and write an application letter, explaining the reason for the surrender and when the policy will be surrendered, sign or seal it, and hand it over to the business management department of the insurance company.

2. The business department of the insurance company will issue a surrender approval form according to the surrender application, which indicates the surrender time and the amount of the premium to be refunded, and at the same time withdraw your car insurance policy.

3. Go to the financial department of the insurance company to get the refundable insurance premium, get the surrender approval and ID card, and go to the financial department of the insurance company to get the refundable insurance premium.