I had a flat tire again, can I buy tire insurance?

Updated on Car 2024-07-07
24 answers
  1. Anonymous users2024-02-12

    Hello, there is no tire insurance, if it is a flat tire caused by an accident, you can take the car damage insurance.

  2. Anonymous users2024-02-11

    Hello, there is currently no insurance for tires, this case can not be purchased, you can repair it at your own expense.

  3. Anonymous users2024-02-10

    There is no separate insurance for tires in the terms of the insurance company, so the breakage alone will not be compensated! If it is not excessive, if it is scratched against other parts of the vehicle and causes a puncture, then it is compensated.

  4. Anonymous users2024-02-09

    Hello, for this situation, you can choose better quality tires, and at the same time consider installing some run-flat tires, which can effectively reduce the chance of punctures, and your tires are not insured.

  5. Anonymous users2024-02-08

    If you don't have tire insurance, as long as you pay attention to your driving, you won't get a puncture, you can refer to it.

  6. Anonymous users2024-02-07

    There is no tire insurance in the insurance, unless it is a tire burst caused by an accident, and you can only pay for a tire burst alone.

  7. Anonymous users2024-02-06

    Hello, this is no tire insurance, you can start ***, big brand tires, more secure.

  8. Anonymous users2024-02-05

    There is no tire insurance, but this year Chaoyang Tire took the lead in making tire insurance, I haven't used it, it's not an advertisement, you can consult the seller of Chaoyang Tire.

  9. Anonymous users2024-02-04

    Hello, there is no tire insurance in the insurance, because this is a wearing part, so she will not come out of this insurance.

  10. Anonymous users2024-02-03

    Tires are wearing parts, and all insurance companies do not have a separate tire insurance type.

  11. Anonymous users2024-02-02

    A separate tire burst, causing the rim.

    and other component losses.

    The insurance company does not pay, because the wheel gauge is a tire is a consumable and is not covered by the insurance. If the damage caused by a traffic accident caused by a punctured tire and collision with other vehicles, the insurance company shall determine the accident liability according to the accident of the car accident, according to the car damage insurance and the third party liability insurance.

    and other relevant types of insurance related to the car accident claim to the first high to make a claim.

    Car puncture will have the following situations: Tire leakage: After being punctured by iron nails or other sharp objects and not piercing the tire temporarily, the tire will leak, which will cause a puncture.

    Tire pressure is too high: Because the car is driving at high speed, the tire temperature rises, the air pressure increases, the tire is deformed, the carcass elasticity is reduced, and the dynamic load on the car also increases. This is also the reason why tire puncture accidents are concentrated in the summer.

    Insufficient tire pressure: When the car is driving at a high speed of more than 120km h, the lack of tire pressure is easy to cause carcass resonance.

    This causes a huge resonant force, and if the tire is not strong enough or has already been injured, it is easy to blow up. Moreover, the lack of air pressure increases the sinking amount of the tire, which is easy to cause the tire wall to hit the ground during sharp turns, and the tire wall is the weakest part of the tire, and the tire wall landing on the ground will also lead to a puncture.

  12. Anonymous users2024-02-01

    If the tire bursts, the owner needs to be insured with tire insurance, otherwise you can't go insurance, because car tires are consumables.

    The risk underwritten by the insurance company is relatively large, and it does not belong to the car damage spine insurance.

    Coverage.

    In addition, the new policy of comprehensive reform of auto insurance has added to the liability of car damage insurers for car theft, glass breakage, spontaneous combustion, engine wading, no deductible odds, designated repair shops, and inability to find a third-party special contract, and these protections will no longer need additional insurance in the future. Normally, if the tires of the car are damaged together with the body, the car damage insurance can compensate for the damage, but the damage to the tires alone is exempt from the liability of the limbs.

    For this reason, it is necessary for car owners to buy car tire insurance, which can generally compensate for accidents such as bulging and puncture of tires during use, which can help car owners pass on the economic risks caused by individual tire damage. Car tire insurance as a new commercial auto insurance.

    Additional insurance, responsible for compensating for the loss of hunger caused by the individual breakage of car tires, car owners can only buy this insurance to make car tires get good protection.

  13. Anonymous users2024-01-31

    Driving on the road is often very likely, and occasionally being hit by nails or other foreign objects is very high, and a flat tire has become a common thing. So can I apply for insurance if I have a flat tire? What is the way to take insurance if the tire bursts?

    Can I get insurance if I have a flat tire?

    A separate tire burst, causing the rim.

    and other parts of the loss.

    The insurance company does not pay because tires are consumables and are not covered by insurance. However, if there are other losses caused by a traffic accident caused by a punctured tire, as long as the owner has purchased the corresponding car insurance, the insurance company will pay for it.

    The tire burst and the way to take the insurance

    Because the insurance does not explicitly cover the situation of a tire burst, if you want to go to the insurance, you can only fake the scene of the accident. Some car owners will continue to crash their car into the guardrail next to it after the tire bursts. As a result, other parts of the vehicle were also damaged, and the guardrail was a public facility.

    The damage caused by the owner is also to be compensated, in this case, as long as the owner has car damage insurance.

    The insurance company will have to pay for the corresponding losses.

    In addition to this, some repair shops and 4S shops offer "fraudulent insurance" services, which can help fake accident phenomena. However, it is strongly not recommended to fake the behavior of on-site insurance fraud, because it will hurt the interests of the insurance company, and it will also bring bad credit black spots to yourself, and no insurance company may take the car insurance in the future.

  14. Anonymous users2024-01-30

    <> "Car tires are used for a long time, different degrees of wear and tear will occur, and if the tires are pressed on the road to small stones, nails and other sharp things, it is easy to burst the tire. So can you take insurance if you have a flat tire?

    If the tire of the car bursts, you can't take insurance, because the tires of the car themselves are consumables and are not covered by the insurance.

    However, if there is a traffic accident caused by a flat tire, the insurance company will pay according to the insurance policy as long as the car owner has purchased the corresponding car insurance. Such as cherry blossoms.

    If it is just a flat tire, the owner of the car friends do not need to apply for insurance, insurance does not pay, but many insurance companies can provide free roadside assistance services, and when the slag Kai bursts the tire, you can also seek services from the insurance company.

  15. Anonymous users2024-01-29

    Whether the car puncture insurance is settled should be judged according to different circumstances: there are two main situations for tire burst accidents: one is that only the wheels are damaged alone, that is, tires and rims.

    Damage to one of the wheel covers or both, according to the car damage insurance.

    The clause is within the scope of the exclusion of liability, but if the subject car is insured with a separate wheel damage clause, it is within the scope of compensation; In the other case, the loss caused by the accident is within the scope of compensation according to the terms of the vehicle damage insurance, but the tire that caused the accident is not within the scope of compensation, because it is only the antecedent cause of the collision or overturning accident, not the loss caused by the collision or overturning accident.

    According to the provisions of the motor vehicle damage insurance, if a traffic accident caused by a tire burst collides with other vehicles and causes the loss of other vehicles, the insurance company shall determine the accident liability according to the accident of the car accident, according to the vehicle damage insurance and the third-party liability insurance.

    and other types of insurance related to the car accident claim. Insurance companies will compensate for car damage caused by a flat tire hitting the side of the road and causing damage other than tires. However, if it is a traffic accident caused by a flat tire, the insurance company will pay a claim based on the accident.

    Extended information: Insurance does not pay for injuries caused by items in the car:

    Currently, most car owners are insured in their vehicles.

    , the main purchase is compulsory traffic insurance and third-party liability insurance, but both types of insurance exclude the driver of the vehicle from the scope of compensation. Suppose you are injured by something in the car because of sudden braking, then you can only be insured with "Occupant Liability Insurance."

    to have compensation.

    According to the "on-board personnel liability insurance", its covered liability is in the process of using the vehicle, due to an accident caused by the person on the car suffered personal **, the exemption part does not include the injury caused by the collision with the uninsured items on the car or related description, so "as long as the vehicle personnel liability insurance is purchased, the injury of the person on the car will be compensated." ”

    Four Tire Theft Insurance Doesn't Payout:

    Many car owners have some misunderstandings here, such as: if the whole car is insured, as long as the things on the car are stolen and robbed, the insurance company should pay the claim; Actually, no, the whole car theft insurance only pays for the theft of the whole vehicle. If a single part of the vehicle is stolen, there is no claim.

    There are car owners with tires and rims.

    It was stolen and was told in the process of reporting the case to the insurance company that the situation would not be claimed.

  16. Anonymous users2024-01-28

    Usually, if the car bursts a tire and hits other vehicles, it is the full responsibility of the owner of the accident, and the insurance company will deduct 20% of the deductible odds, but the car owner can get the full amount of the claim if he buys the deductible insurance. If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.

    <> depends on how the puncture occurred, if the test driver operated improperly, such as pressing on the stone, the road tooth, or deliberately going to some obstacles to cause a puncture, then the 4S shop let you compensate for no problem, and you must always be responsible for your own affairs. The general causes of a puncture are bad road conditions, long-term speeding, overloading, tire quality problems, tire pressure problems, etc.

    4S stores will have a specific route and time when they provide test ride and test drive services. During the test drive, the salesperson will also give you a hint on the controls in the passenger seat. If the car is damaged due to an accident caused by a flat tire, you will be compensated.

    A test drive is like borrowing a car for you to drive a lap, and I ask you if you borrow someone else's car and get a flat tire, will you pay someone a new tire? If you don't lose, you win! If a car hits a guardrail due to a flat tire, then the insurance company needs to determine the liability for the accident, and will also make a claim according to the type of insurance related to the owner's insurance.

    General car tire insurance is an additional type of car insurance, which is only responsible for the loss of individual car tires damaged due to accidents. If you have purchased car damage insurance, car damage insurance can also compensate for the loss of tires if the tires are damaged together with the body, but if the tires are damaged alone, the car damage insurance can exempt you from liability. If the car body is damaged and the tire bursts in the accident, it can be reimbursed.

    If the tire is punctured alone during normal driving, the insurance will not pay. Tires and glass are wearing parts, so glass insurance and so on are derived.

  17. Anonymous users2024-01-27

    If your car is damaged due to a flat tire, the insurance company will pay for the damage to your car due to a flat tire. If the tire bursts, you have to pay for a tire change yourself.

  18. Anonymous users2024-01-26

    As long as you buy the corresponding insurance, the insurance company will pay the claim.

  19. Anonymous users2024-01-25

    If the car has a flat tire, the insurance will not pay compensation, unless the car itself has been seriously injured, some injuries and collisions, so that the insurance company will compensate.

  20. Anonymous users2024-01-24

    No. If the accident occurred due to a flat tire, the insurance company will determine the compensation standard based on the situation at the scene. However, if the car is damaged only due to damage to the tires, the insurance company will not compensate under normal circumstances.

  21. Anonymous users2024-01-23

    If the damage is carried out alone, the insurance company will not pay compensation because it is not an accident or accident.

  22. Anonymous users2024-01-22

    No compensation will be paid. Because this is a problem of poor quality of the car, it is not caused by a traffic accident.

  23. Anonymous users2024-01-21

    Of course, if it is not for your own personal reasons that cause the car to burst a tire, the insurance will pay for it.

  24. Anonymous users2024-01-20

    Tire damage alone is not compensated.

    Driving on hot roads, punctures are also a frequent occurrence. Since tires are consumables, they are not covered by any insurance company if they are damaged individually.

    In accordance with the terms and conditions of the motor vehicle damage brother silver insurance:

    In the event of a traffic accident caused by a punctured tire, the insurance company shall determine the accident liability of the car accident and pay compensation according to the relevant types of insurance related to the car accident claim, such as car damage insurance and the third party liability insurance. The insurance company can also pay compensation for damage caused by a flat tire hitting the side of the road and causing damage to the car except the tire.

    Therefore, the insurance company will not pay for the separate damage to tires and steel rims caused by punctures.

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