What is the subject matter of property insurance in the broad sense?

Property insurance in a broad sense includes property damage insurance, liability insurance, credit guarantee insurance, etc.

Property insurance originated from marine insurance in Italy, and contained regulatory provisions in maritime regulations as early as the Middle Ages. After the 16th century, it developed rapidly in other Western European countries, when the purchase and sale of insurance contracts was quite common. With the shift of the maritime ** center, by the 17th century, London, England became the world's most important marine insurance market.

On September 2, 1666, the worst fire in history occurred in London, and the following year, someone began to cover the fire risk of the house.

Since then, in line with the practice of marine insurance, coverage for land-based property has been gradually expanded to cover almost all natural disasters and accident risks.

The subject matter of insurance extends from the house to any tangible property, and finally to many intangible assets, so that the benefits arising from the property can also be covered.

First, this is covered in the Insurance Act.

Second, in a broad sense, it includes all that can be the subject of insurance, and can be the subject matter of relevant insurance.

Thirdly, so it seems that many things can be the subject of insurance.

Fourth, I wish you a smooth work, a prosperous career, a healthy life, and a happy family.

Property insurance in a broad sense includes two categories: tangible property insurance and intangible property insurance. Tangible property insurance refers to insurance that takes tangible property as the subject matter of insurance. Intangible property insurance refers to insurance with intangible benefits as the subject matter of insurance.

The subject matter of property insurance is the object to which the rights and obligations of both parties to the insurance contract are directed.

The subject matter of property insurance is very broad, such as houses, machinery and equipment, means of transportation, etc. When signing an insurance contract, the parties should specify the name of the subject matter of the insurance. Write-off property insurance refers to the payment of insurance premiums by the policyholder to the insurer in accordance with the contract, and the insurer's failure to pay the insured property and its related interests due to natural disasters in accordance with the provisions of the insurance contract.

or insurance for liability for losses caused by accidents.

The subject matter of insurance is the object of insurance, also called the subject matter of insurance. The subject matter of insurance is the property and its related interests or the life and body of a person that are the object of insurance, and are the interests of insurance.

carriers. In the narrow sense, the insurance subject of property insurance refers to aircraft, satellites, power plants, and large-scale projects.

Automobiles, ships, plants, and equipment are insured for household contents.

and other property in material form.

The subject matter of enterprise property insurance includes the property owned by the policyholder or kept on behalf of others or jointly owned with other persons for which the policyholder is responsible. However, the premise is that the policyholder must have an insurable interest in the property he insured, otherwise the contract cannot take effect. The scope of application of basic insurance, comprehensive insurance and all risks of enterprise property insurance is very wide, and all industrial and commercial, construction, transportation, catering service industries, state organs and social organizations can be insured.

Property insurance is divided into broad and narrow senses.

Property insurance in a broad sense includes property damage insurance, liability insurance, credit guarantee insurance, etc.

Property insurance in the narrow sense is a kind of insurance that takes tangible material wealth and its related interests as the subject of insurance. Its contents include: fire insurance, marine rollover insurance, judgment car insurance, aviation insurance, engineering insurance, profit loss insurance, agricultural insurance, etc.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"