Do you have to buy accident insurance, do you have to buy accident insurance?

Accident insurance. It is not necessary to buy it. However, the following groups of people are more in need of accident insurance:

accident insurance. 2. Business travelers: People who often travel and travel need to take various means of transportation frequently.

Products such as aviation accident insurance and vehicle accident insurance can be purchased.

3. Children and the elderly: This part of the population has weak mobility and is not strong in resisting accidents, so it is recommended to choose comprehensive accident insurance.

In addition, if you want to have cost-effective, cheap, and daily travel protection, you can consider buying accident insurance; However, the speed of update and iteration of accident insurance products on the market is very fast, and the products will only get better and better.

Traffic accident insurance is a type of commercial insurance, which is not a mandatory insurance, and you can decide whether to buy it according to your own needs.

According to Article 10 of the Insurance Law of the People's Republic of China, an insurance contract is an agreement between the policyholder and the insurer to stipulate the relationship of insurance rights and obligations. The policyholder refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium in accordance with the contract. An insurer refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money in accordance with the contract.

Article 11 When concluding an insurance contract, consensus shall be reached through consultation and the rights and obligations of all parties shall be determined in accordance with the principle of fairness. Except where laws and administrative regulations stipulate that insurance is mandatory, insurance contracts are concluded voluntarily.

Accident insurance is not required, it depends on your actual situation.

1. Advantages of accident insurance:

1. Risk transfer: The vast majority of people buy accident insurance because they feel that they really need to buy a guarantee to transfer the impact of accident risks.

2. Cheap. When you buy it, you may not have a strong demand, and it just so happens that someone around you has also purchased this type of insurance, and you spend hundreds of yuan a year, and you feel that the premium is not high, so buy one, at least have a protection.

2. Disadvantages of accident insurance:

If you don't have enough budget, you can wait until you have enough budget before buying accident insurance.

The "accident" of accident insurance refers to the objective facts that are external, sudden, unintentional, and non-diseased. The consequences of an accident can lead to accidental disability, accidental death, and accidental medical treatment.

As we all know, there are many traffic accidents in our country, and there are also a lot of people caused by traffic accidents, and car accidents are also an accident.

There are other accidents that may occur, such as swimming drowning, climbing and falling, falling objects from high altitudes, some small bumps at ordinary times, being scratched and bitten by cats and dogs, etc., which are closely related to everyone's daily life.

Therefore, it is necessary to buy accident insurance! Since we can't avoid these accidents, we can buy an accident insurance in advance to transfer the risk and damage caused to us by accidents.

Accident insurance is necessary. Because it is not easy to survive in society, it is too easy to have accidents, and it is very important to give yourself or your family a guarantee. However, the choice of accident insurance needs to be very deliberate, and it is best not to choose the kind that requires very harsh conditions to obtain the sum insured.

Only by reading the terms and conditions and the company's protection and explanation can you choose a better type of accident insurance. Moreover, if you exceed your spending power, you should not buy insurance, insurance is also an investment, risk investment. And you can't count on his gains.

Therefore, if the financial conditions allow, you can buy one.

Accident insurance is necessary. Accident insurance has low premiums and high sum assured, and is used to protect against unexpected situations in life, no matter who it is, accidents are inevitable. In the event of an accident, accident insurance can reduce the economic loss caused by the accident, and the compensation of accident insurance can allow the policyholder to get better**.

Very practical and cost-effective.

From the perspective of safety and security, accident insurance.

It is necessary to buy.

The first role is to take care of yourself. After an accidental disability, one's ability to work will be greatly affected, and one's income may be interrupted, and one's career may be interrupted.

Facing stagnation. At the same time, the family also needs to pay a large amount of medical expenses, follow-up expenses, and living expenses. Having an accident insurance claim can help us better compensate for our losses, and we can also obtain better medical resources, so that we don't have to worry about the cost of ** and **, and reduce the financial impact on the family.

The second role is to compensate the family. In the event of an accidental death, the benefit of this accident insurance can continue to be used to take care of one's parents, children and compensate for the subsequent life of one's loved one. Do not cause huge economic losses and burdens to the family because of their own departure.

The third role is to cover unexpected medical expenses. After all, death and disability are unlikely events. Daily small accidents and small bumps are inevitable, and accidental medical liability plays a greater role in reducing the family's property losses.

The cost of the little yellow hat accident insurance product is ultra-low, with an insured amount of 1 million.

Starting from only 168 yuan per year, you can buy a very high-quality accident insurance, which is very cost-effective.

Risk is everywhere, we go out every day, but accidents can happen at any time, so it is necessary to buy an accident insurance.

Choosing the right accident insurance policy requires you to choose the coverage according to your life situation. If you often run outside, you should pay attention to the protection of public transportation when purchasing accident insurance. Pay attention to the coverage of medical expenses in accident insurance.

When buying accident insurance, you should pay attention to the reimbursement of medical expenses. Understand what it means to be unexpected. The insurance clause stipulates that the accident is "foreign", "sudden", "unintended", and "not sick".

For example, if it is a sudden illness, then even if it is sudden, it is not intended, but because it is a disease, it is not in the category of accidental injury. Understand the exclusion of liability for accident insurance, the scope of coverage, the insurance conditions and the hospital you visited. Accident insurance has restrictions on the occupation of the policyholder, and high-risk occupations will be denied.

Most accident insurance products have requirements for the hospital you visit. The general requirement is a second-class hospital or above. Pay attention to the provisions of the insurance clause on the deductible, out-of-pocket ratio and maximum reimbursement limit for medical expenses, and try to choose accident medical insurance with low deductible, large reimbursement ratio and high reimbursement limit.

It is very necessary to buy accident insurance, accidents are something that no one can predict, and the losses caused by accidental injuries are also incalculable.

It is very necessary to use a small premium to leverage a large amount of insurance, especially for men who have a mortgage and a car loan, and have a loan.

A 30-year-old man pays 90 yuan a month, which corresponds to a driving value of 500,000 yuan, and there is a maturity payment after the expiration date. It is equivalent to the money in the left pocket in the right pocket, and there is also a high amount of protection.

Accident insurance is necessary. Accidents are everywhere in life and cannot be avoided and avoided. Purchasing accident insurance can provide additional protection for the life of the insurer.

Moreover, accident insurance** is generally not high, and the one-year consumer-based comprehensive accident insurance covering accidental death, accidental disability and accidental medical treatment in the accident insurance is suitable for most people.

Of course, it is necessary to buy, there are unforeseen circumstances, people have bad luck, if you buy accident insurance, you will not have worries, in case you encounter an accident, this accident insurance can help you tide over the difficulties.

It is necessary for everyone to buy accident insurance, because the insurance conditions for accident insurance are relaxed, as long as the people who can take care of themselves can basically be insured, and the premium is not high, only dozens or hundreds of yuan can get a higher amount of protection, and the cost performance is very high.

It is still necessary to buy accident insurance, but pay attention to the insurance company you buy, so that no one compensates for the accident.

There is no need to say anything about commercial insurance.

Only whether the subject wants to or not, whether you need to say it. Accidents are a great way to solve the problem of financial risks to families caused by unexpected events.

For example, cats scratching dogs, falling objects from high altitudes and so on.

The one-year premium of accident insurance is not much, a few hundred yuan, but you can buy millions of insurance amounts, which is a type of insurance with super high leverage.

I think it is still necessary to buy accident insurance, because his insurance payout ratio is quite high, and the insurance premium is not very high, so it is recommended to buy it.

Accident insurance must be bought and bought as soon as possible, just like the foundation of a building, if the foundation is not solid, it will be easy to collapse, especially the pillar of the head of the family is like a house, if there is no accident insurance, in case of risk, the whole family will collapse.

In our lives, accidents are everywhere, as small as cat claws and dog bites, burns and scalds, as big as plane crashes, ** hurricanes, are constantly staged around us, small injuries can cost hundreds of dollars to go to the hospital once, and it is more expensive to go to a private hospital, of course it is good to be cured, but what if you encounter accidental death or accidental disability? If the death is the breadwinner of the family, it can bring great disaster to the family, and it may be that the elderly parents have no one to support, the children's education level will decline, and the mortgaged house will be confiscated......Therefore, it is very necessary to spend a small amount of money every year to buy a highly leveraged accident insurance.

When you go out or have something to do, it is recommended to buy an accident insurance.

First of all, it depends on your financial strength, if your economic conditions are good and you have money on hand, you can choose to buy accident insurance, because everyone can't guarantee that they won't have accidents, and if they have an accident, accident insurance can also be used.

I think people should still raise awareness about insurance. Because we live and work every day, we say that we go to work and get off work. Do anything, so it is still necessary to buy, after all, it is also a guarantee for yourself and your family.

I feel that 1 needs to be bought, because many people will have some unexpected accidents in many cases, so they need to buy accident insurance.

Accident insurance is generally not high, most of them are less than 200, you can buy one, after all, who can guarantee that you will not fall, bruise or bruise.

Is it necessary to buy accident insurance? Is it based on personal reasons? You can buy it if you want to, but I will buy it, because why do you run outside all day, ride a bicycle all day long to work, you buy a traffic accident insurance is a must, in case there is something, you have some protection, right?

All insurance is a rainy day, whether you need to buy it depends on your own situation and cognition. If you have loved ones, it is still possible to purchase an accident insurance.

This question corresponds:

It is necessary, and the cost is cheap, so it is good to buy it with confidence.

If you agree, please give it a thumbs up, thank you.

If you feel the need, buy a peace of mind.

Don't be afraid of 10,000, just in case, in fact, it is most worthwhile to buy accident insurance.

It's better to buy a job that is more dangerous.

It is recommended to buy. Because the general accident insurance has a low premium and a high sum insured, it can protect against all kinds of sudden accidents in daily life, which is practical and cost-effective. However, although accident insurance is simple, it is also important to pay attention to the key points when choosing:

1. Pay attention to the responsibility for accidental disability.

Some accident insurance only covers total disability but not disability, which is equivalent to raising the threshold for claims, compared to products with disability protection, which is more beneficial to everyone.

2. Accidental medical liability depends on three parts.

Accidental medical liability is very practical, and hospitalization medical expenses caused by accidents can be reimbursed on request. When choosing, you can pay attention to the lower the deductible, the better; The higher the reimbursement ratio, the better; The scope of reimbursement is not limited, and social security is preferred.

You can choose according to your own situation.

In case of a critical illness, it will bring huge medical expenses to the family, and there will also be loss of income such as ** expenses, family debts, and living expenses. Critical illness insurance, which can be paid in advance, can hedge these risks, and its sum insured can not only be used to treat diseases, but also to make up for the loss of family income.

Of course, accident insurance is useful, the price is low and the insurance amount is high, so it is very recommended for everyone to configure!

After hundreds of accident insurance reviews, I carefully selected the best accident insurance to buy in 2020Don't miss it!

In 2020, the most worthwhile accident insurance is here

Accidents are everywhere, with bigger accidents such as floods, car accidents, etc., and smaller accidents such as burns and burns. The number of people who die in car accidents in China every year has exceeded 100,000No one knows if the accident will happen to their heads in the next second!

I summarized it for everyoneThere are two reasons why you must buy accident insurance

1. The premium of accident insurance is low, and you can buy hundreds of thousands of accident insurance for 200 yuan. A few hundred yuan a year for a meal can add hundreds of thousands of guarantees to the family, why not?

2. For children and the elderly, critical illness insurance is also a type of insurance that needs to be configured. Due to the slowdown of the elderly's reaction ability and the child's mind is not yet fully developed, it is easy to have accidents such as burns, scalds and car accidents.

For the breadwinner of the family, accident insurance is even more soMust be equippedThe type of insurance. Once the breadwinner of the family dies or becomes completely disabled due to an accident, the whole family will fall into financial difficulties, if you buy critical illness insurance, the insurance company will pay a large amount of money, which can maintain the family expenses for a period of time, which is the best umbrella for you and your family!

Therefore, it is very necessary to buy accident insurance【Accident insurance】Whether to buy, how to buy, what are the types, comprehensive analysis, comparative evaluation

Ultra-complete! Comparison table of popular domestic accident insurance

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