Car owners can buy several copies of accident insurance, and you can buy up to a few copies of accid

Frequent traffic accidents often bring huge unhealable pain to family members, and if passengers buy a professional traffic accident insurance in advance, then after the traffic accident, at least they can get some financial comfort.

Is it possible for all car owners to buy traffic accident insurance?

Traffic accident insurance is not a product designed for car owners, so it is often not for car owners, but for people who travel by various means of transportation. If you travel by a lot of means, it's a good idea to buy one in advance. The following aspects should be paid attention to when purchasing traffic accident insurance:

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Choose according to your actual needs. Only by comparing carefully can you find the most suitable product for yourself.

3. You can choose to choose freely online. For office workers, policyholders can choose to insure according to their own needs.

4. Insurance period: It is more cost-effective to choose "annual package". For comprehensive traffic accident insurance with flexible insurance terms, the longest period of 12 months is actually the most cost-effective, and the average daily premium is the cheapest.

In order to pass on the financial losses caused by traffic accidents, it is necessary to purchase a suitable traffic accident insurance in advance. The traffic accident insurance provided on Duobao Fish not only has many types, but also is convenient to insure and operate, and consumers are welcome to come to comprehensively compare and choose. The following products are recommended for you:

Sunshine vehicle accident insurance all the way.

AIM Miles Travel Protection Plan.

Can I buy more than one copy of accident insurance?

Accident insurance can be purchased in a maximum of several copies, depending on the situation. Usually each insurance company will limit each accident insurance to buy up to three accident insurance, if you want to buy more accident insurance, you need to find a different insurance company to buy, but it is still necessary to pay attention to the fact that if you buy too much, it may make the insurance company think that there is a suspicion of insurance fraud. However, the insurance company will still underwrite the insurance at the time of purchase, and will review various factors such as occupation type, income and health status.

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Commercial insurance is generally divided into two payment methods, one is the payment type and the other is the reimbursement type. For accident insurance, there are both types of compensation, because accident insurance covers accidental death, accidental dismemberment, and accidental medical treatment.

Accidental death and accidental disability are pay-type, when an insured accident occurs, the insurance company will pay the corresponding sum insured in a lump sum in accordance with the contract, so accidental death and accidental disability can be reimbursed repeatedly, and multiple copies can be bought.

As we all know, medical expenses are reimbursed, and the reimbursement will not exceed the total medical expenses spent, so accidental medical treatment can only be reimbursed once, and even if you buy multiple copies, you can't make repeated claims.

However, it should be noted that some insurance companies will stipulate that the same insured person can only purchase one accident insurance product during the same coverage period, and some insurance companies that purchase more insurance will not be liable for insurance.

To sum up, accident insurance can be bought in multiple copies, and whether it can be stacked depends on what the protection responsibility is. If it is accidental disability, accidental death, and accidental hospitalization allowance, the compensation can be stacked, and the accidental medical treatment cannot be reimbursed repeatedly, because the accidental medical treatment is reimbursement-type, and the amount spent is reimbursed.

With the same insurance company, one person can insure about 3 accident insurances. With different insurance companies, a person can purchase multiple accident insurance products at the same time, and there is no limit to this. However, just because you have multiple accident plans doesn't mean you can get multiple payments.

Accident medical insurance in accident insurance is a reimbursement type, even if multiple copies are purchased, the reimbursement expenses cannot exceed the actual medical expenses spent. Accidental disability Death is a compensation type, multiple accident insurance, the insurance company can stack the claims, and will not refuse to pay because other companies have paid.

Theoretically, there is no restriction at all, and you can buy as many copies as you want. However, in order to avoid risks, many insurance companies will only allow you to buy three copies, and if it is an overseas travel insurance, you will only be allowed to buy one.

You can buy up to three copies, mainly because you have to make corresponding changes in the process, so as to ensure that you can have a certain amount of protection after an accident, and you also have a certain amount of control in this regard.

It depends on what kind of accident insurance you buy, some can only buy one, and some can buy four or five copies.

Usually, accident insurance is not limited to a few copies in a company, but limits the total sum insured, and the total sum insured does not exceed a certain amount. In the case of accidental injury insurance, in the event of the death or disability of the insured, no matter how much you buy, you can get compensation. However, it should be mentioned that if it is an accident injury medical insurance, it is only responsible for reimbursing the medical expenses caused by the accident, and at most it can reimburse all the money spent, no matter how many copies you buy, it is impossible to use it to make money.

The same is true for the type of insurance purchased by different companies, and when purchasing the insurance of the latter company, it is necessary to truthfully inform the insurance type of the other company that you have purchased. This way, the latter company will decide whether to cover or not based on the total amount of accident insurance you have purchased. If it is covered, it is still possible to receive cumulative benefits for death or dismemberment, and medical expenses can only be reimbursed for as much as you want.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear, glad to answer for you. It is necessary to make a purchase. Because vehicle insurance and personal insurance are not the same, personal accident insurance can be claimed in addition to traffic accidents.

There is personal insurance on the big car, accident insurance on the car, can I buy 1-4 types of accident insurance? Is it necessary to buy 6 types of accident insurance?

Dear, you are sleepy, I am happy to answer for you. It is necessary to make a purchase. Because vehicle insurance and personal insurance are not the same, accident insurance can be claimed in addition to traffic accidents.

Accident insurance is one of the life insurance businesses. Personal insurance with death or disability caused by accidental injury of the insured as the condition for the payment of insurance benefits. Its basic content is:

The insured pays a certain amount of insurance premium to the insurer, and if the insured suffers an accidental injury during the insurance period and takes this as a direct or proximate cause, and causes death, disability, medical expenses or temporary loss of working capacity within a certain period of time from the date of the accidental injury, the insurer shall pay a certain amount of insurance money to the insured or its beneficiary. There are two types of benefits, namely death benefits and disability benefits.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Auto insurance is a kind of property insurance, in the field of property insurance, auto insurance belongs to a relatively young type of insurance, which is due to the emergence and development of auto insurance along with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

I want to give people an accident insurance, he has insurance in the car, there is no insurance under the car, there is no protection under the door, I buy 1-4 class or 1-6 class which waiter Hong, 1-4 class insurance is much cheaper, 1-6 class expensive insurance is less, in the case of full insurance on the car, people buy shouting 1-4 class OK.

You look at what kind of people are working.

Different types of jobs are different.

He drives in the 6th category, and when he doesn't drive, doesn't he belong to the 1-4th category.

What is his profession.

Large truck drivers.

Buy 6 classes.

It's not about getting on and off the bus, but about applying for insurance according to the classification of occupations.

According to the author's inquiry, it is found that a person can buy more than one person with accident insurance. In other words, although they are all accident insurance, the specific details may be different, and the scope of protection is also different. Some people may buy multiple accident insurance products because of their own needs for insurance products, leaving protection for their future and sharing their own risks.

However, we must also understand that accident insurance is a typical reimbursement insurance product, which will only partially reimburse our medical expenses and will not pay more.

In the end, accident insurance with different names may only cover different areas, but the level of protection may be the same. For example, some may be onshore and some may be offshore. Because this division of space has led to the division of multiple accident insurance products.

If a person does not have any space change at all, and there is no need for other insurance products, one insurance is enough to meet all his needs, then in this case, there is still no need to buy multiple accident insurance, even if you have enough financial affordability.

Because no matter how much you buy accident insurance, it won't reimburse you more than your medical expenses. In other words, if the accident insurance is stacked on top of the same reimbursement item, they will not let themselves be reimbursed more than your medical expenses. Otherwise, if the reimbursement will exceed the cost of medical treatment, or even give you additional subsidies, then in many cases, it will have an extremely bad negative impact on the insurance company, and many people may cheat the insurance under the banner of injury.

Of course, if you do need to buy multi-point accident insurance, then you can consult with the relevant insurance company and ask them to recommend some more suitable accident insurance for you, and you can maximize your coverage. As long as it is within your own financial affordability, it doesn't matter how many accident insurance policies you buy, as long as you are happy and at ease.

You can also buy a lot of copies, which you need to insure yourself in different insurance companies, and in the end it will also ensure personal safety.

Yes, you can choose different types of accident insurance, and one person can buy more than one copy, but there are also relevant requirements.

No, one person can only buy once. Because everyone needs to show their ID when buying accident insurance.

OK. It is also possible to purchase insurance repeatedly, but it should be negotiated when making a claim, and only one can be claimed.