How much is personal accident insurance per year? Is it expensive?

Personal accident insurance premiums are very cheap, ranging from tens of yuan to hundreds of dollars a year, and the leverage is very high. However, there are many types of accident insurance products on the market, and it is not easy to choose the right one for you. If you want to know how to buy, you can read my article:

Below, let me briefly talk about how to buy personal accident insurance for different age groups?

1. Adults: Because adults shoulder family responsibilities, once an accident occurs, the family's economy may be broken, so adults should focus on death and disability protection, and the insurance amount of these two responsibilities should be higher.

2. The elderly and children: The elderly and children are not the pillars of the family, so there is no need to think too much about the insurance amount of accidental death and disability, and the accidental medical part should be considered. Because the physical condition of the elderly and children is not as good as that of adults, they will often use medical insurance, so when choosing accident insurance, pay attention to accidental medical insurance.

Generally speaking, adults buy accident insurance, and the amount of accidental injury insurance starts at 500,000 yuan, and if conditions permit, they can buy 1 million yuan, or even higher.

Whether it is an adult, the elderly or a child, the accidental medical treatment should be as free as possible, unlimited to social security, and 100% reimbursement.

If you still have any questions about accident insurance, please scan the *** below, pay attention to the insurance, we will provide 1-to-1 free consultation, adhering to a professional, objective and neutral attitude, to choose more cost-effective products for you, so that buying insurance becomes an easy task!

It's only about 300 yuan a year, and it's enough to go out for a big meal, and the money for a meal can reduce a lot of burden for yourself when there is an accident.

Accident insurance depends on the occupational level first, and only those who meet the requirements of their occupation can buy it.

Then look at the sum insured, the premium of accident insurance products with different sum insured is different.

Looking at the protection responsibilities again, the general premiums for many and complete protection responsibilities are relatively high.

The short-term (1-year) accident insurance has a lower premium than the long-term accident insurance.

The one-year premium range for short-term types is about 100-800.

I wish you peace, joy and good sailing.

May you prepare a sunny umbrella for life in advance.

There are many, there are more than 100, more than 200, and more than 100 a year, depending on your personal needs. Buy expensive natural compensation more. Accident insurance refers to an insurance in which the insured pays a certain amount of premium to the insurance company, and when the insured suffers an accidental injury during the insurance period and dies or becomes disabled as a direct cause, the insurance company pays a certain amount of insurance money to the insurer or beneficiary in accordance with the insurance contract.

It is short-term, flexible and has low premiums.

Hello, no one knows which one will come first, accident or tomorrow, so it is said that people who have no foresight must have near-term worries. Or do some planning for your future when you are proud, accident and illness insurance are the first choice to buy. Accident insurance has a return type, there is a consumption type, the consumption type is a year to manage a year, the premium is one or two hundred things, there is something to claim, nothing is just a donation, the return type is to pay for 10 years, 30 years of insurance, 500,000 general accidents, 2 million for aircraft and ships.

If you want to know more, you can contact.

There is a big difference in the types of this insurance, there are 100 a year, and there are 1000 yuan, and the liability is very different.

Personal accident insurance should be a few hundred yuan a year, but it will not be about 600 700 yuan, because some personal accident insurance is about 100 yuan.

Premiums depend on the occupation and age of the insured.

Generally ranging from more than a hundred to several hundred.

Personal accident insurance.

How much is it a year and whether it is expensive or not has always been a question that policyholders need to know.

There are many types of personal accident insurance depending on the insurance liability. There is protection for accidental death, there is protection for accidental medical treatment, and there is protection for small bumps. There are consumption-oriented, there are safe and satisfied returns, and so on.

In addition, the amount of premium is related to age and coverage, and it is also related to the occupational risk level.

If you want to know more about it, you can also send me a private message.

Hello answer, I'm happy to answer for you, here for you to find the information shows: 1. The ** of accident insurance cannot be generalized, it has nothing to do with the age of the insured, but with the occupation of the insured.

2. The higher the occupational risk, the higher the accident insurance.

3. Generally speaking, the insurance coverage of commercial accident insurance ranges from yuan to yuan.

4. Different insurance companies may have some differences, because some also add transportation accidents and accidental medical treatment, so it will be a little more expensive.

Personal accident insurance can be purchased at a nearby insurance company**. The annual premium of personal accident insurance is about a few hundred yuan, but the specific premium will fluctuate on the basic premium. Personal accident insurance refers to the insurance in which the insured pays a certain amount of premium to the insurance company, and when the insured suffers an accidental injury during the insurance period and dies or becomes disabled as a direct cause, the insurance company pays a certain amount of insurance money to the insurer or beneficiary in accordance with the insurance contract; Personal accident insurance refers to a kind of insurance in which the insurance company pays a certain amount of insurance money to the insured or beneficiary in accordance with the agreement between the two parties due to the death or disability of the insured due to an accident, medical expenses or temporary loss of working capacity due to an accident within the agreed insurance period.

Extended Information:1How to calculate personal accident insurance: The first calculation method is calculated according to a certain percentage of the amount of personal accident insurance (i.e., the insurance rate).

For example, if the insurance rate is 2 and the insurance amount is 10,000 yuan, the insurance premium is 20 yuan, that is, 10,000 2 = 20 (yuan). How much is personal accident insuranceThe second method of calculation is based on a certain percentage of the relevant fee amount.

For example, the terms of traffic accident insurance of an insurance company stipulate that the insurance premium is charged at 2% of the ticket price, and when the fare is 10 yuan, the insurance premium is 10 yuan (10 yuan 2%). How much is personal accident insuranceThe third calculation method is based on the amount specified in the terms of personal accident insurance.

For example, the terms of travel personal accident insurance provided by an insurance company stipulate that each tourist will be charged an insurance premium per day.

2.What are the basic principles of insurance:

The principle of maximum good faith: This principle means that both the policyholder and the insurance company should maintain the greatest sincerity, and both parties should not deceive and conceal each other; Insurable interest principle: This principle means that the insured can enjoy legally recognized economic benefits according to the insurance contract, and the insurance company must implement it according to the effective contract; Principle of Compensation:

This principle means that after the occurrence of an insured event, the insurance company will only compensate the insured according to the actual amount of damage within the insured amount, and will not allow the insured to obtain additional income; Proximate Cause Principle: This principle means that the insurance company only compensates for the losses caused by the accident within the scope of the insurance liability, and does not compensate within the scope of the contract.

Well, personal accident insurance is generally 100 yuan a year, and some are 200 yuan a year, because the amount of insurance is different, and the proportion of reimbursement will be different. In this way, it will be purchased by a commercial insurance company.

Personal accident insurance is a commercial insurance, so you can go directly to the insurance company to buy it. This accident insurance is generally about 100 yuan a year.

How to buy personal accident insurance? How much is personal accident insurance per year? Personal accident insurance, you can apply for personal accident insurance by going to the insurance company yourself, and you can have as much money as you want.

For personal accident insurance, you can go to commercial insurance to buy it, and it is generally 100 yuan a year is not too expensive, however, the amount of compensation she pays is not too much.

Personal accident insurance can be bought directly from the insurance company for more than 100 a year.

Summary. Hello dear, happy to answer your <>

Personal accident insurance ranges from 100 to 1000 a year, and accident insurance can be divided into the following two types: 1. Consumption: insurance premiums range from 100-1000 yuan for 1 year, and the insurance amount ranges from 100,000 to 1 million.

2. Return type: 2217 for one year, 10 years, a total of 22,170 yuan for 30 years, 2 million self-driving accident insurance, 1.2 million public transportation accident insurance, 200,000 ordinary accident insurance, 100 yuan of accidental hospitalization allowance for 100 yuan, and 27,712 yuan after 30 years.

How much is personal accident insurance per year?

Hello dear, happy to answer your <>

Personal accident insurance ranges from 100 to 1000 a year, and accident insurance can be divided into the following two types: 1. Consumption: insurance premiums range from 100-1000 yuan for 1 year, and the insurance amount ranges from 100,000 to 1 million.

2. Return type: 2217 for one year, 10 years, a total of 22,170 yuan for 30 years, 2 million self-driving accident insurance, 1.2 million public transportation accident insurance, 200,000 ordinary accident insurance, 100 yuan of accidental hospitalization allowance for 100 yuan, and 27,712 yuan after 30 years.

How much is the accident insurance a year depends on the product you insure and the amount of insurance, but from the perspective of the mainstream products on the market, the accident insurance with an insurance amount of 500,000 yuan basically does not exceed 200 yuan per year, and the accident insurance with an insurance amount of 1 million yuan does not exceed 400 yuan.