If you are ready to buy a house and want to contact the owner directly, is there any way?

Second-hand housing? If it is a second-hand house, in fact, I suggest that it is better to have an intermediary, although it is more economical to talk directly, but the risk is relatively large, the intermediary is like this, once you find that you are a demand customer, you will always be called **.

Contact the owner directly, and you can find the information through the street office where the owner is located.

When I bought a house before, I talked directly with the owner, and the final transaction was very cost-effective, and I didn't have to pay a commission, I used this commission to decorate, it's so fragrant!

The owner is directly contacted by me on the platform of "home can be expected", because they are all owners on the platform to release **information, I just read all the second-hand ** on the platform, and then pick out the ** that suits me, and then contact the owner one by one through the platform to make an appointment to see the house, the whole process is only my communication with the owner, directly obtain first-hand information, high efficiency, from viewing the house to choosing a house to buying a house, I am through the "home can be expected" platform to complete, or that sentence: really fragrant!

After personal testing, it was found that this platform also has comprehensive services such as housing, housing finance and a series of other convenient tools, focusing on the "five true" characteristics, that is, real people, real houses, real prices, real benefits, and real convenience, and also uses "Internet + big data" technology. It allows users to publish their own houses with property rights through the Home Prospect platform**, or they can make an appointment to see the house, directly contact the owner, and there is no other fee! The service is safe, convenient and authentic.

The specific transfer process of buying and selling a second-hand house and applying for a mortgage loan is as follows:

1. Submit the materials and apply on the first day.

The buyer and seller bring all the relevant documents and go to the bank. Collect and fill in the application form for personal loan for second-hand housing, and submit all materials to the staff for review after filling it out.

The staff will make a preliminary assessment of the materials and give the approximate loan amount and term. Finally, the three parties agree on the time, and the bank will contact the designated real estate appraisal agency to go to the house for evaluation.

2. Day 2-7 Assessment.

According to the agreed time, the real estate appraisal agency will go to the ** place for evaluation. Upon completion, the appraisal agency issues an appraisal report to the bank. This stage will take time according to the agreed situation, and can be completed within 3-5 working days. The counterparty is required to pay an appraisal fee of 500 yuan.

3. 8th-10th day bank approval.

The bank will review the qualifications of the loan applicant, and after meeting the conditions, the bank will approve the loan amount and term according to the housing appraisal and the qualifications of the comprehensive lender. The approval process is generally about 5 working days, but the Zhongguancun Branch of Minsheng Bank and the loan approval department are located in the same office building, and the approval speed is fast, and the approval time for each business can be completed in 1-2 days.

4. On the 11th-33rd day, the down payment is made and the transfer is handled.

After approval, the buyer pays the seller a down payment on the house. Then the buyer and seller and the bank staff go to the real estate exchange to handle the transfer of property rights with the down payment certificate, the mortgage application review commitment letter issued by the bank and other materials. The transfer can be completed on the same day, and the buyer will wait about 20 working days to collect the title deed.

5. Day 34-35 Mortgage registration, insurance procedures, and bank loans.

After the buyer receives the real estate certificate, he will go through the real estate mortgage registration and insurance, and the insurance fee is about 2,000 yuan. Then, after the loan is disbursed, the bank deposits the money into the seller's account and the buyer begins to repay the current period on time according to the contract.