What is the purpose of Ant Group s imminent application for a financial holding company as a whole?

Ant Group's official website published an article to rectify the five key business processes and various areas clearly proposed by the financial services supervisory authority. Full coverage of security supervision of financial products; Return the payment business process to the source of payment, and persist in the convenient and fast positioning of small loans and small loans for service projects; Enterprises applying for personal credit reporting will be set up to manage in accordance with regulations, reasonably and lawfully, and in compliance with regulations, vigorously strengthen the protection of personal information, and reasonably prevent the misuse of data and information; All Ant Loan and Ant Huabei will be included in the list of consumer credit enterprises, and in-depth consumer financial products will be carried out in accordance with regulations and compliance management.

Under the specific guidance of the financial services supervisory authority, the financial services supervisory authority has carried out a comprehensive comparison of safety regulatory regulations, and has recently completed the task of scientific research and formulation of rectification opinions. It will apply for the establishment of a financial service investment company as a whole, cover all financial products, return to the source of payment, make unremitting small loans to facilitate and benefit the people, and serve small and medium-sized enterprises; Enterprises applying for personal credit reporting shall operate in accordance with regulations, vigorously strengthen the maintenance of personal information, and reasonably avoid the indiscriminate use of data and information; All Ant Loan and Ant Huabei will be included in the list of consumer credit enterprises, and in-depth consumer financial products will be carried out in accordance with regulations and compliance management. vigorously strengthen the protection of consumer rights, and vigorously strengthen the management methods of financial service customer appropriateness;

According to the development trend of the platform economy in accordance with regulations and standards, the inclusion of financial service theme activities in the financial system supervision and management system is an important measure based on the overall aspect ratio, comprehensive development trend and security, which is not only conducive to the orderly development trend of physical and mental health in the field, but also the essential provisions for maintaining fair trade and promoting high-quality development. Under the specific guidance of the financial services regulator, Ant Group will carefully implement the relevant rectification tasks, ensure the operation and development trend of all-round standard financial products, and make every effort to ensure business continuity and service levels, and continue to improve the service quality for China's real economy, small and medium-sized enterprises and customers.

With this rectification as a breakthrough, we will unswervingly focus on small and medium-sized enterprises, unremittingly drive high-tech drives, keep integrity and innovation, and open up to the outside world with a win-win development strategy, take the initiative to include the company's development in the overall strategic situation, increase independent innovation capital investment, vigorously strengthen compliance management capacity building, continue to improve competitiveness, diligently create wealth for social development, and contribute to the new development layout of "dual circulation" of service projects.

The main purpose of this is to improve the platform and improve risk isolation, which can further ensure the safety of user funds, which is good.

Control investment risks, achieve better security for enterprises and users, and make up for their own shortcomings and defects.

The purpose of this is to make money in this way, increase visibility, and at the same time improve the competitiveness of the company.

1: Through cooperation with ** company, Ant packaged Huabei's loans to merchants and users, and then packaged them into ABS products and sold them on the market. The funds raised are then used to lend to Alipay users, and the new loans are repackaged into new ABS products to raise funds, and so on.

Small loans continue to roll through ABS, and the scale of loans is getting bigger and bigger.

2: Ant Technology Group Co., Ltd. **** (hereinafter referred to as Ant Group) started with Alipay, which was established in 2004.

In March 2013, Alipay's parent company announced that it would establish a small and micro financial services group with it as the main body, and small and micro finance became the predecessor of Ant Financial. In July 2020, Ant Financial officially changed its name to Ant Group.

3. With the vision of "making credit equal wealth", Ant Group is committed to building an open ecosystem, helping financial institutions and partners accelerate their progress towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers. Relying on mobile Internet, big data, and cloud computing, it is an important practice for China to practice inclusive finance.

It has sub-business segments such as Alipay, Yue Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, and Sesame Credit.

Fourth: business scale.

Ant Financial has sub-business segments such as Alipay, Yue Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, Sesame Credit, Ant Financial Cloud, and Ant Dake.

5. Alipay, a subsidiary of Ant Financial, is a life platform centered on everyone and based on real name and trust. Since its establishment in 2004, by the end of 2015, Alipay has reached cooperation with more than 200 financial institutions, providing payment services for nearly 10 million small and micro merchants, and expanding service scenarios is also increasing.

Over the years, Alipay has been loved by more users, and by the end of 2015, it had more than 400 million real-name users and provided more than 4,000 comprehensive services to 370 cities.

Six: Alipay continues to be committed to the development and innovation of technology. According to the data of Double 11 in 2015, Alipay's peak transaction processing capacity has reached 10,000 seconds. Alipay's payment risk probability is less than 1 in 100,000.

Seven: Alipay's business and technical capabilities accumulated over the years have also provided good support for Ant Financial's other businesses. Ant Financial's worry-free payment tool, Ant Huabei, has achieved a payment success rate.

In terms of financial management, by the end of 2015, Ant Financial's Yue Bao had more than 100 million users, bringing nearly 50 billion yuan in revenue to users.

Ant Financial Services Group ("Ant Financial") started as Alipay, which was founded in 2004. In March 2013, Alipay's parent company, Zhejiang Alibaba E-commerce, announced that it would use it as the main body to establish a small and micro financial service group (hereinafter referred to as "small and micro financial services"), and small and micro finance (preparation) became the predecessor of Ant Financial. In October 2014, Ant Financial was officially established.

1With the vision of "making credit equal to wealth", Ant Financial is committed to building an open ecosystem and helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program"2, providing inclusive financial services for small and micro enterprises and individual consumers. Relying on mobile Internet, big data, and cloud computing, Ant Financial's products and services have become an important practice in China's practice of inclusive finance since its establishment. Ant Financial has sub-business segments such as Alipay, Yue Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, Sesame Credit, Ant Financial Cloud, and Ant Dake.

Chairman and Chief Executive Officer: Lei Peng.

Group President: Jing Xiandong.

Chief Strategy Officer: Long Chen.

Chief Technology Officer: Cheng Li.

President of Payment Business Group: Fan Zhiming.

General Manager of Wealth Business Group: Huang Hao.

General Manager of Rural Finance Division: Yuan Leiming.

President of Insurance Division: Yin Ming.

President of International Business Division: Peng Yijie.

Vice President of Ant Financial: Jason Lu

President of MYbank and Vice President of Ant Financial: Yu Shengfa.

General Manager of Sesame Credit: Hu Tao.

Maybe in this society, we will see a lot of entrepreneurs, they will take advantage of a good investment opportunity to invest, and then make profits. Ant Group will apply for the establishment of a financial holding company as a whole, and perhaps for them, they will also have their own development strategy, and at the same time, they will also have their own plans for the company's future, and I think I am optimistic about Alibaba's long-term investment value. <>

1. Ant Group will apply for a financial holding company as a whole in our lives, maybe each of us will have our own way of life, but also have our own attitude to life, in our work, we will also work hard, work hard, and create our own performance.

Maybe for many excellent groups, they will also have their own development strategies, and at the same time, they will also have their own investment projects, and we see that Ant Group will apply for a financial holding company as a whole, which may also be a good development opportunity for them. Hopefully they can have a good development prospect. <>

Second, I am optimistic about the long-term investment value of Alibaba We live in a happy era, but the era is also an era of rapid development, everyone will have their own life, for Alibaba, many people will understand, because we need online shopping in life, I am optimistic about the long-term investment value of Alibaba.

Because I think Alibaba Group is a big group, they will be very serious and very dedicated in their work, and they will also be optimistic about this investment project, I think Alibaba's long-term investment value can be greatly reflected, and they will also have a good development trend. <>

Maybe everyone will have their own life situation, and I think Alibaba is really a very powerful company. For me,I am optimistic about the long-term investment value of Alibaba, because seeing how they have developed over the years, I think their company prospects are very good, and their investment projects are also very good.

Ant Group will apply for a financial holding company as a whole, and I am personally very optimistic about Alibaba's long-term investment value, Alibaba is a powerful company that is excellent in all aspects, so I am still quite optimistic.

I am not very optimistic about Alibaba's long-term investment, because now Alibaba itself has problems, their investment projects are basically a yellow one, and their investment projects are for their own products drainage, and recently fined more than 18 billion yuan by the state, this time proves that the company has gone downhill, so they should self-examine within the company, so as to do a better long-term investment.

I am bullish on Alibaba's long-term investment value. Alibaba has grown very fast in recent years, and the profits it has created are also very huge.

I am very optimistic, because Alibaba's development and reputation over the years have been very good, and I believe that they can do better and better, and there is long-term investment value.

The main reason for the optimism is that the overall scale of their group is too large, so it has caused a lot of influence.

I'm not optimistic because I think the company's reputation is very bad now, so it won't have good investment value.

I am very optimistic because Alibaba is very promising. There is also a lot of room for appreciation.

I am very bullish on this long-term investment, I feel that it is very valuable, and it will definitely bring the returns and results I want in the end.

Alibaba, as a monopoly industry of the domestic Internet, has always had a good investment vision. I believe in his business leadership. This time it will also create a new brilliance.

Optimistic, because for so many years, Alibaba has been developing very well, and the vision is also very good.

I think if this rumor is true, then it can show that Ant Financial can be controlled by the state, and it will become more and more formalized, and I think the state will support any company that meets the laws and requirements of the country.

This shows that the state is increasingly supervising enterprises involved in finance and people's livelihood. Ant Group's products Alipay and Huabei have a great impact on people's daily consumption, and once they thunder, it will have bad consequences for the general public, so it is imperative for the central bank to supervise them.

This has released a signal that the ant will appear in the public eye with a new look, and the prospects of the financial stock control companies supervised by the central bank will be broader.

This shows that the control of the financial market has begun to be strengthened. Because ** has previously issued a document to strengthen financial control, especially Internet financial products.