Young people earn well in big cities, but can they really save money?

Although young people have a good income in big cities, they may not be able to save money, which varies from person to person, and depending on what factors affect it, young people can save very little.

First of all, in terms of everyone's personality and living habits, some young people will be influenced by their parents, learn to save money, and may be reluctant to spend money due to family reasons, coupled with personal thrift and thrift, if it is easy to satisfy, then it is possible to save money in a big city with a good income. But if this person spends money lavishly, does not know how to save, starts to think about how to spend money as soon as the salary is paid, and does not know how to be diligent and thrifty, then the money cannot be kept. This kind of person is also known as the moonlight clan, a group of people who have all the money they earn every month before the beginning of the next month, and they spend as much as they earn every month, and it is almost impossible to save money.

Secondly, aside from everyone's spending habits, as far as young people are concerned, in big cities, even if you have a good income, you can't afford various small expenses such as room fees, car fares, food and drink, housing and transportation, and in the city, you may have to pay a sum of money for social interaction, which adds up to a large amount, plus if you have a partner, a family, and your parents are here, then you are not only responsible for your own expenses, but you may face the situation that it is difficult for a smart woman to cook without rice. Prices in big cities are not comparable to those in small places, and even if you want to save money, you will not be allowed to save money on the necessary expenses, unless you have a high salary and a low desire to spend.

In addition, young people, especially those who come from rural areas and enter cities, are often confused by the glitz and glamour of big cities, and they may want to buy new things when they see them.

It can be seen that in big cities, the income is not high, and it is still very difficult to save money. Of course, it is not impossible, which requires you to work hard and find a better job, and secondly, you must be careful in your calculations, make a good record of every money, do know what you can buy, don't follow the trend to buy, learn to start saving from a little money, so that after a few years, you will find that you will have a deposit, and it makes sense to think about it.

<>Nowadays, many young people are yearning to work and live in big cities, and the income from working in big cities is high, but the consumption of various expenditures is also high! I also said before that I went to Guangzhou to look for a job after graduation, and my mother immediately scolded me: "It's beautiful, I just graduated and found a job without much money, and I have to pay rent, utilities or something...

When she said this, it was as if she had poured a basin of cold water on me and woke me up.

It is true that many people have worked hard in big cities for a few years to increase their income, but the rest of the miscellaneous expenses are also spent more. Transportation expenses for commuting, eating a few meals outside the restaurant from time to time, buying a few sets of clothes, shoes and skin care products every month, and many other consumer expenses.

As a result, at the end of the month, there was basically no money left in the card. The so-called "more than enough but not enough", I want to save money but can't save much.

This kind of situation also depends on the situation, some young people are capable and have a very high monthly income, and they can't spend so much money on weekdays, so most of the remaining money can be saved and used. For example, the technical tycoons who work in large Internet companies have a monthly salary of tens of thousands at every turn, and there are other bonuses and benefits, which have long exceeded the money required for daily expenses, I am really envious!

There are also some people who belong to the category of "saving if they can".As long as you choose to rent a cheaper house, eat in a restaurant on weekdays, cook at home honestly on weekends, shop less when shopping, and buy less cosmetics and skin care products for girls, so as to minimize unnecessary expenses. If you save money little by little and accumulate over time, you will gradually get a lot of income.

I think it depends on the situation whether you can save money or not. First of all, there is a premise that young people have a good income in a big city, how to understand the words "good income". For young people who work hard in big cities, these four words mean that they have a stable job with enough salary to live on their own and still have surplus.

However, whether you can save money has nothing to do with savings, the focus is related to the person's views on saving money, his future plans and his own consumption outlook. Next, I will analyze the situation in which young people with good incomes can save money and when they cannot.

The first situation is that they don't want to spend time saving money, don't want to think about the future, and only care about the current people with high consumption levels, that is, people with high material desires.

Their wages are enough for the balance left over after their daily life, which is generally spent, and they may buy what they want, and they will go to entertainment in their free time. They will feel that the money they earn is just to spend it, and they have no plan to save money. It is difficult for this group of young people to save money, because they have no intention of saving money to achieve their goals, mainly because they have no long-term plans.

However, this type of person can easily run out of money at the end of the month, spend it and have no savings, which is very difficult when funds are urgently needed.

The second situation is that you have the heart to save money and have no ability to save money.

This kind of young people are relatively common in today's society, although they have a good income in big cities and have plans to save money, but they don't have a plan, and they can't be ruthless about themselves, maybe the money will be spent here and there. The same as the first category is that they spend money without planning, the difference is that they sometimes really want to save money and have plans for the future. It's just that the ability is limited and there is no perseverance to realize the plan, which ultimately leads to the inability to save money.

The third situation is to have the idea of saving money, make it clear what the purpose of saving money is, and still have enough strength and will.

For example, those who save a certain amount of money in the bank as soon as they get their salary, such young people are more likely to have their own ideas, and they also know what to spend and what not to spend when it comes to spending, and may have lower material desires. Such young people save persistently every month, and naturally they can save a lot of money throughout the year.

I think whether you can really save money is mainly different from person to person, and the specific problem is analyzed on a case-by-case basis.

Nowadays, young peopleMost of them chose to stay in the big city and work hard. There are many jobs in big cities, there are many opportunities for young people, and the average salary for young people in big citiesThe income is quite impressiveI just suck itIt has attracted many young people to stay in the bustling metropolis and display their talents. But did they really save money?