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Anonymous users2024-02-13The Postal Savings Bank of China is a state-owned commercial bank in nature.
The Postal Savings Bank of China is a state-owned commercial bank established on the basis of reforming the postal savings management system. Inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities formed thereby, and will continue to engage in the business of approval and approval of the original business scope and business license documents.
Postal Savings Bank of China was officially established on March 20, 2007 and is the fifth largest bank in China. According to the overall arrangement of the reform of the financial system, on the basis of reforming the original postal savings management system, the Postal Savings Bank of China Co., Ltd. was formally established in March 2007.
On January 21, 2012, with the consent of the Postal Savings Bank of China and the approval of the China Banking Regulatory Commission, the Postal Savings Bank of China Co., Ltd. was changed to the Postal Savings Bank of China as a whole in accordance with the law.
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Anonymous users2024-02-12Postal Savings is a newly established savings bank.
The outlets are relatively wide, and the nature of credit cooperative banks is similar. But than cooperative banks.
Or the credit union is poor because he started late, and the biggest flaw is that he can't lend.
Lending has just been implemented this year, but due to risk considerations, the intensity is still very small, after all, in rural areas.
This market has been taken over by credit unions.
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Anonymous users2024-02-11The full name of the postal service is China Post Group Corporation, and the full name of the postal savings bank of China is the difference between the two
1. The nature is different, the full name of the postal service is China Post Group Corporation, which is a large-scale wholly state-owned enterprise established in accordance with the Law of the People's Republic of China on Industrial Enterprises Owned by the Whole People on the basis of the operating assets and some enterprises and institutions owned by the former State Post Bureau. The Postal Savings Bank is a state-owned commercial bank established on the basis of reforming the postal savings management system.
2. The affiliation is different, China Post Group Corporation is the most authorized investment institution, and undertakes the obligation of maintaining and increasing the value of state-owned assets. The Ministry of Finance is the state-owned asset management department of China Post Group Corporation. The Postal Savings Bank of China is only a financial branch of China Post Group Corporation, and the competent authority is China Post Group Corporation, that is to say, Postal Savings is only a subsidiary of China Post.
3. Different businesses, China Post Group Corporation is mainly engaged in domestic and international mail delivery, newspaper and other publications distribution, postal exchange, postal savings, postal logistics, stamp issuance and other businesses. In accordance with the relevant provisions of the state, undertake the obligation of universal postal service; Entrusted by the state, it undertakes special services such as confidential communications services and conscription communications. The Postal Savings Bank is mainly engaged in banking and financial business.
That is, you have used your ID number to apply for a postal savings card, and you have opened online banking, and now you only need to sign a contract at the business outlet.
Hello, since April 1, 2012, the implementation of the new tariff standard; Postal Savings Bank's inter-provincial and non-local deposits are based on the transaction amount, with a minimum of 2 yuan and a maximum of 20 yuan; If the deposit in the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 20 yuan; Inter-provincial and non-local withdrawals within the bank are based on the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan; If the withdrawal within the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan; Intra-bank personal accounts are exempt from handling fees for intra-bank transfers in the same city; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; Hope mine is helpful to you.
He is a savings institution under the Bank of China and saves for the Bank of China. There is no loan business.
Hello, 1. Postal Savings Bank of China has three security authentication methods for personal online banking: mobile phone SMS, SMS + electronic token, SMS + ukey; The total daily accumulation of 10,000 yuan (inclusive) for mobile phone SMS customer transfer, online payment, and credit card repayment (me) business; SMS + electronic token customer transfer, online payment, credit card repayment (personal) business with a total of 200,000 yuan (inclusive) in a single transaction; SMS + ukey customer transfer, online payment, credit card repayment (personal) business in a single transaction with a total of 2 million yuan (inclusive). 2. For inter-bank transfers, if the daily cumulative amount is more than 5,000 yuan (inclusive), it is necessary to apply for large-value transfer at any network outlet in the county or city where the account is transferred out in advance; Hope mine is helpful to you.
Hello, 5 yuan of inter-bank remittance (through the large and small payment system of the People's Bank of China) with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); 0.2/10,000 of each transaction of more than 1 million yuan, with a maximum of 200 yuan; 1% of the transaction amount of inter-bank remittance (through the large and small payment system of the People's Bank of China) by cash, up to a maximum of 50 yuan; The Postal Savings Bank does not have a minimum amount of remittance; Hope mine is helpful to you.