What is the inter bank transfer limit of Postal Savings Bank of China Personal Internet Banking?

Updated on Financial 2024-03-12
13 answers
  1. Anonymous users2024-02-06

    Hello, 1. Postal Savings Bank of China has three security authentication methods for personal online banking: mobile phone SMS, SMS + electronic token, SMS + ukey; The total daily accumulation of 10,000 yuan (inclusive) for mobile phone SMS customer transfer, online payment, and credit card repayment (me) business; SMS + electronic token customer transfer, online payment, credit card repayment (personal) business with a total of 200,000 yuan (inclusive) in a single transaction; SMS + ukey customer transfer, online payment, credit card repayment (personal) business in a single transaction with a total of 2 million yuan (inclusive). 2. For inter-bank transfers, if the daily cumulative amount is more than 5,000 yuan (inclusive), it is necessary to apply for large-value transfer at any network outlet in the county or city where the account is transferred out in advance; Hope mine is helpful to you.

  2. Anonymous users2024-02-05

    The upper limit of the general verification method is 10,000, and if you need a larger amount, you need to go to the business hall to add a UK (something like a USB flash drive) and make an application for a large transfer, with a maximum of 5 million for a large amount of applications, and a maximum of 1 million for online banking!

  3. Anonymous users2024-02-04

    If you do not apply for an inter-bank large-value transfer at the window, the cumulative amount in 24 hours cannot exceed 5000If you have made large-value transfers and large-value inter-bank transfers, a single transaction can be up to 1 million per day.

  4. Anonymous users2024-02-03

    Hello, 10,000 yuan for general SMS password users; 100,000 SMS 10 electronic token users; 1,000,000 SMS 10 ukey users; In addition, for inter-bank transfers, for the daily cumulative transfer amount of more than 5,000 yuan (inclusive), it is necessary to apply for a large-amount transfer at any network outlet in the county or city where the account is transferred out in advance, and apply for a large-amount application of a UK (something like a USB flash drive) in the business hall, with a maximum of 5 million; The maximum transfer of online banking is 1 million. Hope it helps.

  5. Anonymous users2024-02-02

    10,000 SMS password users; 100,000 SMS 10 electronic token users; 1,000,000 SMS 10 ukey users; I don't know if I can help you, if you can!

  6. Anonymous users2024-02-01

    The postal savings card has a transfer limit of 50,000 yuan per time and per day.

    If you want to complete a transfer higher than 50,000 yuan, then the specific regulations are as follows:

    1. If the amount of a single inter-bank transfer is 50,000 yuan or more, it is necessary to complete the application for large-value transfer at the local network outlet of the transfer-out account in advance;

    2. After the opening of large-value transfers, the daily cumulative transfer limit for each household in each channel will be increased to 5 million yuan;

    3. For ATM transfers, the daily cumulative transfer limit for each household is 50,000 yuan (inclusive);

    4. If it is an intra-bank transfer, if the transfer amount is 50,000 yuan or more, you need to show your identity document.

  7. Anonymous users2024-01-31

    The general limit of inter-bank transfer in mobile banking is 50,000 yuan, if the limit is insufficient, the cardholder can bring his ID card and bank card to the bank branch to adjust the limit on the spot.

  8. Anonymous users2024-01-30

    There is a limit on inter-bank transfer in mobile banking, and you can check or set and modify the limit in the settings after entering the mobile banking.

    The limits are different for different business types.

  9. Anonymous users2024-01-29

    There is a daily limit on mobile banking transfers, and you can log in to mobile banking to check it.

  10. Anonymous users2024-01-28

    Summary. Hello, dear. We'll be happy to answer for you.

    The postal savings bank transfer limit is 50,000 yuan. The specific operation methods are as follows: 1. If the amount of a single inter-bank transfer is 50,000 yuan or more, it is necessary to complete the application for large-value transfer at the local network outlet of the transfer-out account in advance; 2. After the opening of large-value transfers, the daily cumulative transfer limit for each household in each channel will be increased to 5 million yuan; 3. For ATM transfers, the daily cumulative transfer limit for each household is 50,000 yuan (inclusive); 4. If it is an intra-bank transfer, if the transfer amount is 50,000 yuan or more, you need to show your identity document.

    What is the postal savings bank transfer limit?

    Hello, dear. We'll be happy to answer for you. The postal savings bank transfer limit is 50,000 yuan.

    The specific operation methods are as follows: 1. If the amount of a single inter-bank transfer is 50,000 yuan or more, it is necessary to complete the application for large-value transfer at the local network outlet of the transfer-out account in advance; 2. After the opening of large-value transfers, the daily cumulative transfer limit for each household in each channel will be increased to 5 million yuan; 3. For ATM transfers, the daily cumulative transfer limit for each household is 50,000 yuan (inclusive); 4. If it is an intra-bank transfer, if the transfer amount is 50,000 yuan or more, you need to show your identity document. <>

    <>Why can't I transfer 5000 today?

    If you can't transfer money from the Postal Savings Bank, it may be that you have not opened the mobile banking transfer function of the Postal Savings Bank. The Postal Savings Bank is also a large state-owned bank in China, and there are business outlets of the Postal Savings Bank throughout the country. If the user wants to transfer money on the Postal Savings Bank, he must go to the business outlet to open the transfer function of mobile banking, so that the transfer can be completed on it, otherwise it does not have the transfer function, and can only be queried on it.

    The reason why the transfer cannot be received is that when the transfer is made, the beneficiary's bank card number entered is inconsistent with the name of the card issuer, and the name of the beneficiary's bank card is incorrect. The self-service machine used by others for transfer is not the self-service machine of the Bank of the transferor. The beneficiary's bank card has not been used for a long time and is automatically cancelled by the bank.

    The Postal Savings Bank limit can be logged in to the Postal Savings Bank APP first; Click Settings on the home page; Once you're in Settings, click on Security Center; In the Security Center, click Limit Management; Click on the number to modify the limit; Click Confirm to change to get the correct payment password and verification code, and then you can change it successfully.

  11. Anonymous users2024-01-27

    The postal bank transfer limit depends on the type of bank card.

    Postal savings cards require a PIN to perform services such as POS and ATMs. The number of withdrawals at ATMs should be integer multiples of 50 yuan, the upper limit of each withdrawal is 1,000 yuan, and the maximum limit is 3,000 yuan per day, and the balance on the card should be at least 10 yuan after withdrawal.

    The postal bank transfer limits are as follows:

    1. The mobile banking transfer limit is adjusted to 50,000 yuan for a single transaction for ordinary customers, and the daily cumulative transaction limit is adjusted to 50,000 yuan. The single transaction limit for token customers is adjusted to 500,000 yuan, and the daily cumulative transaction limit is adjusted to 500,000 yuan;

    2. Bank online banking transfer limit. The single transaction limit for personal online banking token customers will be adjusted to 500,000 yuan, and the daily cumulative transaction limit will be adjusted to 500,000 yuan.

    3. Intra-bank transfer. The limit of a single transaction of intra-bank transfer is 50,000 yuan, and for a single transfer amount of more than 50,000 yuan, it is necessary to apply for a large-value transfer at any network outlet in the province of the transfer account in advance;

    4. Inter-bank transfer. The limit of a single inter-bank transfer is 5,000 yuan, and for the daily cumulative transfer amount of more than 5,000 yuan, it is necessary to apply for a large-amount transfer at any network outlet in the county or city where the account is transferred out in advance;

    5. Large-value transfers. After the large-value transfer is opened, the daily cumulative transfer limit of each household in each channel is 5 million yuan;

    6. ATM transfer. Through ATM transfers, the cumulative transfer limit per household per day is 50,000 yuan.

    Postal savings ATMs have functions such as withdrawal, inquiry, and password change, and savings can be realized at any ATM connected to the Internet.

    1. Follow the on-screen prompts to insert your green card savings card;

    2. Enter your PIN and press the "Confirm" button.

    3. After the machine automatically checks the password, select the "Withdrawal" transaction and enter the withdrawal amount;

    4. After the withdrawal transaction is successful, the receipt will be automatically printed, the green card savings card will be withdrawn, and the cash will be paid;

    5. The account balance after withdrawal shall not be less than 10 yuan, and the upper limit of each withdrawal and the daily cumulative withdrawal limit shall be implemented according to the regulations of the issuing post office (usually 1,000 yuan each time, 3,000 yuan or 5,000 yuan per day).

  12. Anonymous users2024-01-26

    The steps to modify the transfer limit on the online banking of China Postal Savings Bank are as follows:

    1. Click on the personal online banking of the Postal Savings Bank, enter and log in with the password.

    2. Log in to Personal Internet Banking and click Account Settings - Limit Management - Personal Internet Banking Limit Management.

    2. Select the correspondence, then click Settings, select the business type, where you can set the transfer business limit, online payment limit, payment business limit, and cross-border Huitong payment limit.

    3. For example, select the type of online payment and click the "Settings" button on the page that appears.

    4. Enter the single limit and daily cumulative limit in the displayed page, and finally click the "OK" button.

    5. At this time, click the "Get Password" button, the post will send a text message to the user, enter the SMS verification code obtained by the mobile phone into the text box on the page, and finally click the "Confirm" button.

  13. Anonymous users2024-01-25

    For postal mobile banking.

    Customers: The single and daily cumulative transfer limit for ordinary customers is 20,000 yuan (including 20,000 yuan), and the single and daily cumulative transfer limit for universal customers is 2 million yuan (including 2 million yuan). Personal online banking.

    The single and daily cumulative limit for SMS customers will be increased to 50,000 yuan (including 50,000 yuan).

    The personal online banking identity authentication tool is U shield.

    The single and daily cumulative limit for SMS gold card customers is 5 million yuan (including 5 million yuan), platinum card.

    The single and daily cumulative limit for Diamond Card customers is 10 million yuan (including 10 million yuan). The single and daily cumulative limit for personal online banking SMS customers will be increased to 50,000 yuan (including 50,000 yuan).

    Precautions for mobile banking transfers.

    ATM transfers to others take 24 hours to arrive, which means that citizens are at the ATM.

    If something is wrong after the transfer, you can withdraw the funds within 24 hours.

    Outlets in remote areas that have not completed the system upgrade should be manned by professionals in front of each ATM, and you can call customer service ** to ask for the cancellation method if you want to transfer quickly, you can transfer money through counters, online banking and other channels.

    The above content refers to People's Daily Online - Mobile Banking Transfer and Remittance is free.

Related questions
17 answers2024-03-12

Hello, since April 1, 2012, the implementation of the new tariff standard; Postal Savings Bank's inter-provincial and non-local deposits are based on the transaction amount, with a minimum of 2 yuan and a maximum of 20 yuan; If the deposit in the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 20 yuan; Inter-provincial and non-local withdrawals within the bank are based on the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan; If the withdrawal within the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan; Intra-bank personal accounts are exempt from handling fees for intra-bank transfers in the same city; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; Hope mine is helpful to you.

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Hello, the Postal Savings Bank of China is exempt from handling fees for transfers between personal accounts in the same city within the bank; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; Hope mine is helpful to you.