What is the mindset of financial intelligence? How can I learn financial quotient better?

With the continuous development of social economy, in real life, we will encounter a variety of problems, especially for the financial quotient of what is the concept of thinking, but also many friends are very puzzled about this, in fact, we must know that the term financial quotient was first proposed by the American writer and entrepreneur Robert Porter, and the concept of financial quotient thinking, refers to the ability to learn to understand and control money, is a person's financial cognition and money-making thinking, if we want to better master such ability, Then we have to learn to master money and use it.

First of all, we must understand such a problem, financial quotient actually refers to our ability to control money and understand money, is a person's financial cognition and money-making thinking, and the concept of Siwei is that we want to master money and use money These two concepts are the core points we have, and if we want to learn such things, then we must develop our own intelligence, to regulate our own insight, thinking and memory ability, by adjusting these abilities. to change your perception of money.

In addition, if we want to learn these things, then we must keenly judge our grasp of investment in real life, let ourselves continue to study hard, constantly discover our own shortcomings, create our own core values, let our financial thinking into the values of modern society, and let ourselves learn to plan our wealth to manage money. Excellent financial quotient books, sound investment strategic planning, sustainable business models, and correct investment values, etc.

To sum up, we can obviously know what the thinking concept of financial quotient is, and how we should develop our financial quotient, these things are very important for each of us, and learning such things can make us more able to get better development in real life.

Financial quotient is generally composed of 4 aspects of knowledge:

The first is accounting, which is financial knowledge, that is, the ability to read and understand numbers;

The second is investment, known as the science of making money;

The third is to understand the market, which is the science of supply and demand, in the market, there are always buyers, there are sellers;

The fourth is the law, and people who understand the tax cuts will get rich faster than employees and small business owners.

Financial quotient is actually a combination of skills and talents, the above 4 skills constitute the basic financial ability, if you want to get rich, recommend the bottomless boat financial quotient learning center, the combination of the above will greatly increase your financial ability.

How to improve financial thinking?

All your investments are to sow the "seeds" under your own assets, and in any project investment, the way to succeed is to use your technical knowledge, wisdom and love for this to reduce accidents and reduce risks, risks must exist, but financial quotient can improve your ability to deal with accidents.

Good opportunities are seen with your brain, not your eyes, and most people can't get rich simply because they are not trained in financial management and therefore do not know that opportunities are in front of them.

It is necessary to have a corresponding sense of thinking and a corresponding planning scope. Understand financial knowledge, and at the same time master the overall theory of finance, and learn to draw inferences from one another, so that you can learn financial quotient.

It will create a lot of opportunities for itself, and it will also understand the changes in the market and choose ** in combination with ability. You can learn financial knowledge, understand the situation in the market, and also grasp the investment goals.

The concept of financial quotient first became popular through Robert Kiyosaki's best-selling book "Rich Dad Poor Dad", but most people still have little understanding of financial intelligence and its thinking, and do not understand the essence of financial quotient thinking.

In fact, financial thinking is not a particularly difficult concept to understand, and it can be summarized in five points in a simple way:

2. How to keep your money.

3. How to budget your money.

Fourth, how to leverage money.

5. How to improve your financial information.

Learn to borrow money when you don't have money, borrow money from the bank! i.e. the ability to finance! When you learn the ability to raise money, through some leveraged financial thinking and operation methods, you can buy the highest value assets with the least amount of money, which is what we often call the method of making money!

Financial thinking is the basic skill to understand the rules of the game of money. Financial quotient is the ability to control money, if a person does not have financial quotient thinking, the more money, the faster he will die!

For example, did you know that most of the people who win millions of lottery tickets will not only not improve their financial level after one to two years, but will become more indebted? This makes some people lack financial thinking, invest a lot of cash in debt, and finally not only do not improve their lives, but fall into a more aquatic and hot life of repaying debts.

Joining the shirt today gives you a million, do you know how to spend it? Give you 10 million, do you know how to spend it?

Therefore, financial quotient is a kind of thinking that allows you to know how to multiply your existing wealth into more wealth after you have money, that is, the thinking that money makes money. Learning to think financially is the quickest way to help people achieve financial freedom.

Which one do you belong to? How can you achieve financial freedom? This course consists of 5 sections:

Open the financial quotient thinking, crack the financial quotient code, start the wealth plan, and improve the wealth ability.

What you will gain from learning is that you will learn to think financially and intelligently, and your macro attitude will make you realize that no matter how high your active income is, you are poor. How to improve your circle with the fastest speedWhy can Tong Ren Tang stand for 350 years?

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Financial Intelligence Quotient (FQ) is the ability to control money, which has become the most basic, important and most important ability to be cultivated.

Financial quotient education is the overall theory of a person's life planning. It is reflected in wealth knowledge, earning ability and the ability to manage money.

Therefore, if you want to become rich, you must not only be able to make money, but also have wealth knowledge and the ability to manage money, which is why the rich are the more rich the center of the feast, the poorer the poor, the poor blindly think about how to save money, and if you have money, you will save it in the bank. And what about the rich? You will continue to learn about wealth and learn how to manage your wealth.

The correct thinking of the rich must first cultivate their correct understanding of financial management, then understand various financial management tools, and then further learn how to use the right method to invest, and then think about how to improve the family's money-generating asset allocation, step by step to improve themselves, and be friends with time, in order to manage money and become rich.

Financial quotient is the ability to learn to identify money-generating assets, money-consuming assets, other assets, and perhaps money-generating assets.

For example, if you have a house without a loan, and you rent it out to get a monthly rent, it will bring you a net inflow of money, which is a money-generating asset (income) expenditure, or a loan, but the rent obtained can cover the monthly payment, property fees and other expenses are still leftover, which is also a money-generating asset (income" expenditure). On the contrary, if you buy a house with a down payment, you are autonomous, not only do you have no rental income, but you also have to pay a large amount of monthly payments and property fees every month, which is a money-consuming asset (income "expenditure"). If the house is bought with a down payment, the rent is just enough to cover the monthly payment and property fees, and it belongs to other assets (income = expenses).

And what we call financial quotient by understanding where their own advantages are, so as to decide what way they can pass, can be to choose a side hustle other than work, earn extra income, and then persevere to do, in the face of problems is not to be frustrated and give up, but also to cultivate their own concept of postponing enjoyment, that is, to prolong the desire to satisfy, you can set yourself a 3-5 years, or even 10 years of planning, so as to better pursue future returns.

In terms of the ability to manage money, it is reflected in two aspects. One is to pay less taxes in a reasonable way. The second is investment and financial management.

This is a need for continuous learning, how to make tax refunds more, and in addition to saving money, how to make money, money is the focus of financial management, which is divided into three types of emergency money (used to deal with unexpected expenses such as unemployment, family illness, etc.).), life money (one's own pension and children's education funds) and spare money (money used to engage in investment risks）。

The real rich think is the family's non-wage income" living expenses.

It can be seen that learning financial quotient is essential, through the study of financial quotient, we can be more aware of our earning potential and direction, how to better manage our money, so as to give full play to our potential and create more wealth for ourselves.