Is there a more flexible financial product, the most important thing is safety and security

Hello, other people's opinions and suggestions can only give you a reference, I think you still have to understand the current situation of the entire P2P industry, and your own optimistic platform. Now that the platform is good or bad is just based on his own opinion, everyone's perspective is different, I suggest that you first understand the platform, you must understand the background strength of their platform, financial products, see if the financial products are suitable for themselves, in a series of dimensions such as security, interest rates, the underlying term of the platform, etc., and then according to the information they have collected, talk to the old investors who have invested in this platform You are judging whether this platform is good or not suitable for you to invest.

Personally, I think that if you really want to choose a platform according to the ranking of financial management companies, the top 200 can be considered. There are still more than 2,000 platforms in the country, and 1 10 is considered a safer platform to pick out 1 10 from the screening probability. Personally, I will consider three dimensions from this, one is that you can choose the top 10 platforms, which are relatively bullish in terms of strength, and the low income can at least protect the capital.

The second is to choose a platform with higher income but mortgage loans, and the repayment is guaranteed, such as enterprise loans. The third is to choose a platform with more short-term projects, and the funds can come out when they are urgently needed. Anyway, it's your own money, so you have to put more thought into it.

At present, the "safest" wealth management product is, of course, "deposit", according to the deposit insurance protection system, 100% compensation within 50w. Of course, "deposit" does not mean that you can go directly to the bank for the survival period or fixed term, you can pay attention to the smart deposit products or large-amount certificates of deposit issued by small and medium-sized banks, and the yield can be about 4%. Other "wealth management products", including bank wealth management products, will no longer guarantee principal and interest according to the requirements of the new asset management regulations.

At this stage, there are some products on the Du Xiaoman Wealth Management APP (formerly wealth management) platform, including current and regular wealth management products, and selected ** products for users to choose according to their liquidity preferences and risk preferences. For example, the current product "Sanxiang Bank Current", the income can be withdrawn in advance, deposited and withdrawn at any time, interest from the same day, no restriction on holidays, withdrawal on any natural day, real-time arrival on the same day, no trading day limit, no limit limit, 100% compensation within 500,000 yuan; For example, the fixed-term bank wealth management product "Revitalization Smart Deposit", with an annualized rate of return of about it, is a bank deposit product, with 100% compensation within 500,000 yuan, which is suitable for stable and above investors. Investment is risky, and financial management needs to be cautious!