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A house that is about to be demolished can be purchased, but it is not recommended. Article 9 of the Property Law stipulates that "the creation, alteration, transfer and extinction of immovable property rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law.
For the houses that are about to be demolished, the housing management and land departments will no longer go through the property rights procedures, that is, freeze. If the house cannot be transferred, the buyer is not the legal property owner, and the demolition and relocation office handles the specific demolition and compensation procedures based on the property rights procedures. In other words, under normal circumstances, the purchase and sale of a house to be demolished will not be recognized, and it is very likely that the corresponding demolition compensation will not be obtained.
Therefore, it is not advisable to buy a house that is about to be demolished. Extended Information: Precautions for Buying and Buying a Demolished House:
1. In order to achieve the purpose of increasing income, some development enterprises can provide name change (transfer) services after the transaction of demolition houses, and appropriately charge some fees. Therefore, when buying a demolished house, it is crucial to understand the nature of the demolished house. The purchaser can consider changing the name of the demolition agreement, which needs to be notarized when changing the name to prevent unnecessary disputes in the future.
2. Be clear about the nature of property rights before demolition, if the procedures for the demolition house are incomplete at the time of demolition, the actual demolition agreement cannot be transferred. Title Deed.
It is usually handled in accordance with the demolition agreement and other relevant materials, so that the property rights still belong to the original owner after the real estate certificate is processed, which is not conducive to safeguarding the rights and interests of the buyer. Therefore, when buying a demolished house, you can confirm the relevant matters with the ** unit and carefully check the signed purchase agreement.
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Look at the location, look at the location, combine your own economic strength, and what your own impact is before and after the move, all of which are listed and compared, so that it will be very clear.
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The difference between a relocated house and a commercial house is:
1. Commercial housing is higher than that of relocated housing.
2. There is no restriction on the purchase and sale of commercial housing, and there is a five-year restriction on moving housing.
3. The real estate certificate is very easy to handle, and there are restrictions on moving the house.
4. Relocation housing and commercial housing are not in essence the same category.
5. The relocation tax is small, and the commercial housing is ***.
I suggest that you first consider your financial ability, in fact, what kind of house to live in, comfortable and warm.
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Relocation housing is due to urban planning, land development and other reasons for demolition, giving the demolished people a place to live, and the relocation housing has certain particularities compared with commercial housing. So what should we pay attention to when buying and moving a house? Let's take a look.
1. It can only be listed after three years: the relocation house needs to obtain the real estate certificate for three years before it can be listed and traded; 2. Clarify the type of land: it is necessary to clarify the type and nature of the land for the relocated housing, and understand whether it is collective land or state-owned land; 3. Determine the owner of the house
It is necessary to find out whether the property owner of the relocated house is owned separately or jointly, and if it is a jointly owned house, the co-owner must sign the purchase agreement.
What is the relocation loan process?
1. Loan application: The borrower needs to apply for the purpose, amount, and duration of the loan.
2. Loan materials required: Prepare the required documents for loan application, including: ID card, household registration booklet, income certificate, marital status, house ownership certificate and other materials.
3. Conduct house inspection and evaluation: The appraisal agency will conduct on-site investigation and evaluation of the mortgaged house.
4. For the loan for approval: send the loan application information, evaluation report and survey opinion to the bank for approval.
6. Mortgage registration procedures: The bank will go to the property rights office to handle the mortgage registration procedures with the house ownership certificate and the notarial certificate of the loan contract.
7. Account opening and lending: Finally, the borrower also needs to open a repayment account at the bank, and then the bank will lend money to the account.
Summary: The above is about what to pay attention to when buying a moving house and the relevant content of the loan process for moving a house, I believe everyone understands it! The difference between a relocated house and a commercial house is quite big, both in terms of property rights and the quality of the house, so you have to pay attention to the purchase of a relocated house.
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