How to activate the bank s corporate account when it is asleep

Dormant account activation.

1. Investors can check whether their A-share account and capital account are dormant accounts and are placed in another warehouse according to the account inquiry service provided by the account designated transaction or the original entrusted transaction** company; You can also apply to any ** company with your valid identity documents to check whether your A-share account has been placed in the registration and settlement system in accordance with the current regulations and practices of ** account inquiry.

2. The investor's application for activating the dormant A-share account and the corresponding dormant capital account in the Shanghai Stock Exchange shall be accepted by the ** company designated for trading in the account; Activation of a dormant A-share account with no designated transactions can be done at any ** company.

Investors can apply for activation of **dormant A-share accounts, which can be handled by the ** company where the original transaction was entrusted, or by other ** companies; Activate the dormant fund account, which is handled by the ** company that originally entrusted the transaction.

3. Investors who apply for activation of dormant A-share accounts and corresponding dormant capital accounts should provide valid identification documents, ** account cards, capital account cards and other materials. **If the account card or fund account card is lost, the account card should be replaced in accordance with the relevant regulations and then apply for activation.

**The company should strictly review the application materials of investors, and if it is an unqualified account, it can only be activated after the account is standardized.

**The Company shall not charge any fees for the activation of the investor's dormant account.

4. **The Company shall submit an activation application instruction to the Company to activate the dormant A-share account that has been placed in the registration and clearing system for additional storage. The Company refers to the application as follows:

Order the account to be activated in the registration and clearing system, and notify the exchange to resume trading privileges, and the A-share account can be used normally on the next trading day. The ** company that has designated a dormant A-share account or the original entrusted transaction shall first complete the activation in its counter trading system and then submit the activation application instruction to the company.

The dormant account can only be used normally after being applied by the investor and activated in the registration and settlement system and the company's counter system to participate in ** trading, new share subscription and other businesses. **The company should remind investors to declare** transactions and new share subscription entrustments before the activation of dormant accounts takes effect, which will be treated as invalid entrustment declarations.

5. Each ** company should strengthen the management of the dormant account in the counter system, and before opening a new capital account or handling a designated transaction for investors, it should check the status of the investor's ** account through the company's real-time account opening system and other information to avoid issuing trading orders (including ** trading, new stock subscription, etc.) before the activation of the dormant account takes effect.

6. When the dormant account is activated, the company must guide and assist investors in handling the relevant procedures of the capital account in accordance with the requirements of the third-party depository.

7. Investors who hold dormant A-share accounts can choose not to go through the activation procedures, and apply for the cancellation of the original dormant A-share account and apply for opening a new A-share account at the company that is qualified to open an account. There is no account opening fee for opening a new account.

The banking industry's "Operation Guidelines for the Management of New Dormant Accounts" stipulates the following rules for activating dormant accounts:

1. The investor's application for activation of the dormant A-share account and the corresponding dormant capital account in the Shanghai Stock Exchange shall be accepted by the ** company designated for trading in the account;

2. Activate a dormant A-share account without designated trading, which can be handled in any ** company.

3. Investors can apply for activating the **dormant A-share account, which can be handled in the ** company where the original entrusted transaction is made, or in other ** companies;

4. Activate the dormant fund account, which will be handled by the ** company that originally entrusted the transaction.

There are two ways to activate your bank card:

1. Bring your bank card and ID card to the bank counter and go through the bank card activation procedures to use it.

To bank customer service, self-service voice or manual service - select Card Activation (or Card Activation and Password Setting). Enter your ID number or manually check the cardholder's information (workplace, mobile phone, address, etc.).

Note: 1. You must bring a valid certificate to handle it in person.

2. The information must be correct.

The bank-to-corporate account becomes a dormant account and needs to be reactivated before it can be used.

Go to the bank with the basic account opening permit, organization certificate, tax registration certificate, and ID card of the legal representative or person in charge to the bank to go through the procedures for activating the basic account.

If it is a dormant account and has not gone through the annual inspection of the account, the bank will deal with it according to different circumstances.

For long-term dormant accounts that have not yet been used by customers in future business operations and are considered to have retained value after investigation, activation requires an increase in the deposit balance;

Accounts with no retained value are confirmed to be invalid and closed;

Bring the seal originally reserved for the bank, write a special application, report to the bank, wait for the bank's notice, and you can use it after it is completed.

Bring all the relevant information when opening an account to the bank, and you need to go through the account opening procedures again before you can continue to use it.

You need to call your bank to confirm that you have not been deregistered.

Since 2017, the People's Bank of China (PBoC) has stipulated that corporate accounts cannot be reactivated after they are dormant, and new accounts must be opened after being cancelled.

If the bank sleeps the corporate account to activate, you need to bring the basic account opening license, organization ** certificate, tax registration certificate, and the ID card of the legal representative or person in charge to the bank to go through the procedures for activating the basic account.

Article 56 of the Measures for the Administration of People's Bank Accounts Article 56 The bank shall notify the unit to go through the formalities of closing the account within 30 days from the date of issuing the notice to the bank settlement account of a unit that has not received or paid any debts and has not incurred debts to the opening bank.

With the rapid development of society, each of us has multiple bank cards in our hands, but these bank cards have not been used for many years, resulting in a lot of "dormant accounts". On the other hand, it is very necessary for some banks to clean up such "dormant accounts". However, various problems will arise in the process of cleaning up, so we should look at the work of cleaning up "dormant accounts" dialectically.

For banks, cleaning up and restricting the use of "dormant accounts" can help banks reduce operating costs and improve their service efficiency. For customers, there is also a risk of illegal theft of "dormant accounts", and cleaning up "dormant accounts" can also help prevent telecom network fraud. In general, the main purpose and significance of cleaning up "dormant accounts" is not only to improve the service efficiency of banks, but also to better ensure account security.

However, it is very likely that the relevant materials are not destroyed in time due to the imperfection of facilities, equipment and technology, resulting in losses to customers; In addition, the time for temporarily freezing the "dormant account" is also controversial, and the activation of the "dormant account" for too long or too short will have a certain impact on the customer; In addition, after a "dormant account" is destroyed, if the user wants to retrieve the corresponding information, it may not be possible to restore it to its original content.

When cleaning up "dormant accounts", banks should do so on the premise that they do not infringe on the interests of customers and do not affect their use. Don't easily cancel an account with a balance, you can take more measures such as restricting transactions, including restricting some functions such as account transfers, suspending non-counter services of the account, etc. In addition, banks should also set some strict screening conditions so that accounts that meet the conditions will be included in the scope of liquidation.

As long as you deposit a sum of money after paying the arrears, you can activate it, and it is best to communicate with the bank, some banks need to do unlock transactions on the system.

Make a payment or withdraw a sum of money to this account, and you're good to go.

Of course, you can also go to the bank counter to get it.

Hope it works for you, thanks.

Just take the initiative to make a transaction! Transferring or withdrawing a sum of money is all you need.

(1) When activating the debit card, the debit card sleeper can bring his or her valid identity documents and bank card to any branch of the Agricultural Bank of China nationwide, and you can apply on your behalf, and you need to bring your bank card and the valid identity documents of both parties. Tips:1

Remittance cannot be accepted before activation, but it can be used normally after activation, that is, it becomes a normal account; 2.The passbook with the card fold in one can be activated with the passbook, and the passbook must be swiped when activated; The card account cannot be activated for the reconciliation fold and supplementary card that are integrated with the card fold; 3.After activation, there is no need to pay the outstanding annual fee and small account management fee.

2) The activation transaction of the sleeper account of the quasi-credit card can be handled at any outlet within the jurisdiction of the issuing bank. After activation, you can only cancel your account or replace your card. Activating a transaction does not require verification of passwords and identity documents.

If the sleeping card is activated, the system will automatically charge the account management fee and annual fee.

Generally speaking, if a bank is idle for a long time, for example, if there is no business for more than two years, it will enter a dormant state. At this time, it is not possible to transfer or withdraw money, and can only be used after activation.

The first activation method is: the cardholder needs to bring his ID card and sleeping bank card, and go to the bank counter where the account is opened to handle the normal business of sleeping account to reactivate the bank card.

The second activation method is to pay the annual fee and small management fee owed, and the card can be converted to normal after depositing or withdrawing the money. In addition, it should be noted that dormant cards may leave a negative record on your credit report, so it is best to cancel the bank card if you do not use it.

Summary. Hello dear, glad to answer for you! <>

The Agricultural Bank of China can activate the <> when the company sleeps

The deposit in the bank can not be activated, the customer needs to go to the bank counter to apply, and fill in the application, by the opening bank and then to the People's Bank of China for approval, after approval, can be reused, in fact, the corporate account, in the annual business, will not enter the dormant account, even if only one yuan is deposited every year, you can also keep the corporate account normal. <>

Can the Agricultural Bank of China activate <> the public sleep?

Hello dear, glad to answer for you! <>

The Agricultural Bank of China can activate the <> when the company sleeps

The deposit in the can not be activated, the customer needs to go to the bank counter to apply, and fill in the application, by the opening bank and then to the state of the people to call the people to shut up the bank for approval, after approval, can be reused, in fact, the corporate account, in the annual business, will not enter the dormant account, even if only one yuan is deposited every year, you can also keep the corporate account normal. <>

<> related expansion: ABC will be automatically cancelled if it has not been used for three years, and ABC requires that the balance of debit card account and its contract deposit is 0 (debit cards with other related businesses will not be transferred to dormant accounts), and cards that have not had receipt and payment transactions (excluding system interest) for more than 18 months (inclusive) will be converted into dormant accounts. Debit cards that have been transferred to the management of dormant accounts may be liquidated for more than three years from the date of the transaction account.

If you want to restore the normal of YHK in this state, you can activate it to avoid the card being cancelled by the bank, and of course, you can also apply for cancellation by yourself. Requirements for the activation of the Agricultural YHK Sleep Card: The activation of the debit card can be handled by the cardholder himself with his or her valid SFZ document and YHK at any branch of the Agricultural Bank of China nationwide, and cannot be handled on behalf of the cardholder.

Remittance cannot be accepted before activation, but it can be used normally after activation, that is, it becomes a normal account; The passbook with the card fold in one can be activated with the passbook, and the passbook must be swiped when activated; The card account cannot be activated for the reconciliation fold and supplementary card that are integrated with the card fold; After activation, you still need to use the debit card, and you need to pay the arrears <> such as small account management fee and annual fee

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Bank of China holds personal consumption loan term:

1. The term of Bank of China's personal unsecured consumer loan limit: no more than 1 year. For customers who meet one of the following conditions, the quota period can be moderately extended to a maximum of 3 years:

1) High-quality corporate management and key employees with strong strength, well-known brand, standardized management, and stable wages and benefits;

2) Wealth Management, Wealth Management and Private Banking customers of BOC with good credit standing;

3) Bank of China's existing housing loan customers with good credit standing.

2. The term of the personal mortgage consumer loan of Bank of China: if it is mortgaged by housing, the maximum period shall not exceed 30 years; If it is mortgaged by commercial buildings, it shall not exceed 10 years. The sum of the term of the quota and the age of the building shall not exceed 30 years, and shall not exceed the remaining tenure of the construction land within the scope of the mortgage.

If the borrower applies for the quota with multiple collaterals combined, the validity period of the quota that can be applied for by a single collateral shall be the shortest.

The maximum term of a single loan for Bank of China's personal unsecured consumer loan shall be determined according to the specific purpose of the loan, and the maximum loan term for different purposes is as follows: for the purchase of automobiles, large-amount durable consumer goods, the loss of immediate family members, and the legal guardians who have been promoted to study abroad, education and training, etc., and the maximum loan term shall not exceed 3 years; For other general consumption purposes, up to a maximum of 1 year. The term of a single loan shall not exceed one year after the maturity date of the credit amount.

For those who belong to special customer groups such as the enterprise annuity cooperation object of Bank of China, the loan term shall still be implemented in accordance with the requirements of the relevant administrative measures.

The term of a single loan of Bank of China's personal mortgage consumer loan shall not exceed 10 years if it is mortgaged by a residential property, and a maximum of 5 years if it is mortgaged by a commercial building. and not exceed the remaining tenure of the construction land within the scope of the mortgage occupation, and shall not exceed the maturity date of the quota.

The maturity date of the loan shall generally not be later than the date of retirement of the borrower and the cessation of production and business activities, and the borrower's age shall not exceed 65 years old when the loan matures, and the age of 70 may be appropriately relaxed for customers who meet the BOC's private banking and wealth management standards.

The above content is for your reference, and the actual business regulations shall prevail.