How can I become a P2P financial master?

If you want to become a P2P investment master, suggestion 1: visit more forums; 2. Read more relevant P2P books; 3. Review often, after several reviews, the knowledge learned will really become your own, otherwise it is just a few dry concepts in your mind. 4. Take immediate action to practice and summarize experience.

OneCoin is a concept set by OneCoin, which has set 2.1 billion coins, each with an initial ** of euros. OneCoin is 100% mined by members and is not issued by a company, and if it is issued by a company, it is not a real cryptocurrency. Like Bitcoin, Bitcoin is set by Satoshi Nakamoto, an institution with 21 million coins, each of which starts at USD 1,100 and rises to more than $1,100.

With the promotion and integration of the multi-level marketing model, more and more people will participate, and the value of OneCoin will rise rapidly, and the peripheral cryptocurrency players will come to speculate! Even if our members don't split the profits, and don't have multi-level rewards, we will still have physical goods. This physical object is Onecoin, like **, buy at a low price, sell it, and sell OneCoin to make money!

It truly avoids the drawbacks of multi-level projects that cannot digest bubbles in the end, effectively allows over-the-counter funds to enter, and the profit margin of members will be very huge!

If you want to help others manage their finances, you must understand the legal financial channels at this stage, obviously you already know that P2P is the mainstream mode of financial management in the future, now it is necessary to start from a little bit, really consider from the perspective of the customer, to plan his financial management method for him, go to Kaipeng Xi'an, in Qujiang International Building 1601 there to investigate, the company's boss said, many things are what kind of attention you give him, what kind of return he will give you, the same career, the same money, attitude, Hard work and planning are the foundation to win the future and win wealth.

What are the pitfalls of investing in P2P financial management?

1.Pools.

What is a pool? To put it simply, the money you invest in the platform is not in an account managed by a third-party bank, but in the platform's own account, which is like the platform's own capital reservoir.

This platform's own capital reservoir can ensure the liquidity of the platform's assets and allow the platform to turnover. However, if the platform does not take your money to invest, or the platform uses your money for its own use, or if the platform makes other bad investments that make it impossible to recover the principal, it will lead to the inability of the platform funds to circulate.

Of course, the darker story is that the platform boss ran away directly with the pool of funds.

2.Subprime mortgage crisis.

Subprime mortgages are subprime loan projects - those lenders are unreliable or the projects are too unreliable. Seriously, it is a subprime loan, a loan to a borrower with poor credit and low income. The upside is that it expands the mortgage market, but the scary thing is that once those with insufficient credit can't afford to pay ......

If there is collateral sold to cover the loan, it is fine, but what if the collateral is worthless or there is no collateral?

It is said that many P2P are expanding rapidly, because there are many platforms that provide unsecured loans, and this kind of loan is not a kind of "subprime loan"?

3.High-yield platform.

In recent years, some lawbreakers have taken advantage of people's psychology of pursuing high returns to put on attractive "vests" for various illegal fund-raising and flying-order activities, causing the participants to suffer heavy losses or even lose all their money.

For novice investors, a P2P platform with a low threshold and low learning cost is the first choice to get started. To join the ranks of P2P financial management, newcomers must first ensure the principle of safety first and income second to invest in financial management, maintain a rational and sober mind, avoid the three "pits" mentioned above, and choose some platforms with strong background and strength is the most important thing.

In the past two years, with the rise of Internet finance, the traditional financial industry has begun to decline, and P2P wealth management has become the first choice for many investors. First of all, it has a low investment threshold and high returns, and secondly, the term is free, but there are many novices who are not familiar with P2P financial management. So, as a novice, what common sense should we know when learning P2P financial management?

Common sense 1: Carefully screen "shop around".

Common sense 2: Safety first do not blindly pursue high returns.

Common sense 3: Pay attention to the risk control system.

Common sense 4: Pay attention to Internet finance and learn more.

Common sense 5: Conduct an investigation (a platform like Ding Ding Financial, they put the real-time pictures of the company on the Internet for live broadcast, which is a good way to investigate.) ）

If you are new to financial management, you can go to multiple platforms for comparison, and it is best to choose some reliable platforms at the beginning. For example, choose some big platforms, try the process of investment and financial management first, and then study further.

For ordinary investors, it is recommended to choose a P2P platform that guarantees principal and returns, and the platform will cover the risks. In this way, there is no need to delve into the borrower and the target of the project, and the investment choice is simplified to one step: just choose a good platform.

1.Look at the earnings. If the annual income exceeds 20%, it is excluded.

On the one hand, the borrower's willingness to pay the cost of borrowing is so high that it shows that he has fallen into serious financial difficulties and the likelihood of default has greatly increased. On the other hand, many unscrupulous platforms will attract investors through high returns, and the risk of such platforms running away is very high.

2. Understand the basic information. Who is the founder of the platform? What is the basic paid-in registered capital? To whom is the money lent? Who reviews the borrower's creditworthiness and more? Can I find out where the funds are going?

Of course, as ordinary investors, it may be difficult for us to distinguish the truth of this information, but a platform that can clearly list this information can be regarded as a good platform, which is the basis for choosing a good platform.

Most of the platforms are short-term targets for 1-3 months, and they may take advantage of the psychology of new users to invest again to increase the amount after the first small successful payment, and may run away as soon as possible in order to quickly collect funds.

There are also nominal returns that are higher, but there are various fees such as recharge fees, withdrawal fees, management fees, etc., or the waiting time for interest and payment is too long, which reduces the actual income of investors, and excludes.

On the one hand, the P2P industry is incentivized by competition, and these inferior P2Ps will be swept away by the waves even if they have no fraudulent intentions in the first place; On the other hand, investment and financial peace of mind are very important, but if the user is not satisfied and uncomfortable, he can not rest assured, it is better to give up investment.