What are the requirements for applying for Suning Bank Xinyi Rong?

Hello, Suning Bank Xinyi Rong application conditions:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

Extended information: "Xinyi Rong" is a cooperation between Jiangsu Suning Bank and a leading enterprise in national tax information services to design and develop invoice loans for small, medium and micro enterprises. The product effectively solves the legitimate needs of small and medium-sized enterprises such as operation, production protection, and expansion of production funds.

Due to the limited number of offline outlets and remote account opening restrictions, Internet banks have been actively looking for entrances and channels to reach offline customers. Recently, Suning Bank has entered the field of "invoice loan" and launched a financing "weapon" for small, medium and micro enterprises - Xinyi Rong, which uses invoices as the entry point to broaden the space for small, medium and micro credit groups and lines.

It is understood that small and medium-sized enterprises only need to provide a unified social credit certificate and legal representative ID card online to obtain a credit loan of up to 5 million yuan.

Suning Bank Xinyi Rong, you can borrow if you have invoice income.

At the beginning of this year, the outbreak of the new crown pneumonia epidemic has affected all walks of life, which has a particularly great impact on small and medium-sized enterprises that are just starting or struggling to develop, many of which are experiencing cash flow constraints, and some are even facing the dilemma of closing down. Suning Bank quickly launched the invoice loan business - Xinyi Rong to help small and medium-sized enterprises resume work and production.

An express delivery company in Yizheng, Jiangsu Province, was the first customer of Xinyirong. This express company has more than 10 outlets in Yizheng, and the daily express delivery volume is 20,000-30,000 pieces. At the end of 2019, the company won the national delivery business of a large local trade city, and needed funds to expand its outlets, so it applied for Suning Bank Xinyi Rong online with the attitude of giving it a try.

Unexpectedly, the application was approved on the same day! Mr. Zhang, the owner of the express delivery company, said that he was very surprised, and what surprised him even more was that he got the loan about 30 minutes after being approved, "It's really fast and convenient!" ”

Hello, Suning Bank Xinyi Rong application conditions:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

Micro, small and medium-sized enterprises.

There is real invoice income.

3.The enterprise has been established for 2 years, and the enterprise and legal person have no bad credit records, and have a unified social credit ** certificate and legal representative ID card.

4.The monthly interest rate of the loan is 6%4, with a maximum of 2 million, and the equal principal and interest are paid for one year.

Xinyi Rong is a "sharp weapon" for the financing of small, medium and micro enterprises launched by Suning Bank, with invoices as the entry point, mainly to broaden the space of small and medium-sized micro credit groups and lines, and the application is simple, as long as the unified social credit certificate and legal representative ID card are provided online, you can get a credit loan of up to 5 million yuan.

No guarantee, no mortgage, as long as the company's billing (issuance) record is continuous and stable, and the legal person has good credit, you can apply for a loan. To put it simply, you can get a loan if you have invoice income!

It should be pointed out that the invoice income here refers to the real confirmed invoicing income, that is, the face amount of the valid VAT invoice issued by the small, medium and micro enterprise applying for the loan through the invoice anti-counterfeiting tax control system.

As long as the enterprise has been established for 2 years and the enterprise and legal person have no bad credit records, they can successfully apply for an operating loan of a minimum of 10,000 yuan and a maximum of 5 million yuan. Shini Rong implements online application, online approval, and online loan disbursement, and the funds arrive in real time, saving manpower, material resources and time costs for enterprises at any time, and solving the problem of financing difficulties for small and medium-sized enterprises. <>

Hello, there is no penalty or handling fee for the early repayment of Suning Bank Xinyi Rong loan, and it currently supports the settlement of all relevant IOUs.

You can borrow up to 5 million, with a daily interest rate as low as low, and after applying for a loan, users can initiate early repayment at any time except on the day of borrowing.

Suning Bank Credit Easy Rong Application Requirements:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

Even the bank information financing and loan interest rate depend on how you bring and how much you can bring. I'm staying for a general amount of time.

The interest rate of Suning Bank's credit financing loan should be about 5%, which is also very high for other banks.

Early repayment is subject to liquidated damages, which are generally three to five points of the remaining principal.

Hello, you can apply. To apply for Suning Bank Credit Ease, the following conditions must be met:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

Hello, no mortgage is required to apply for Suning Bank's blind lease credit and easy financing loan.

Extended information: Suning Bank Xinyi Rong product features:

1) The quota is high.

The maximum quota is 5 million yuan.

2) Line of credit.

No guarantees, no collaterals, no paper materials.

3) Fast disbursement of loans.

4) Pre-liquid quota circulation.

Revolving line of credit for up to 1 year.

5) Flexible use of money.

Interest is calculated on a daily basis, supporting borrowing and repaying at any time, and providing a grace period for repayment; Users can settle the loan at any time from the second day of borrowing, and there is no penalty or handling fee for early repayment.

Hello, there are many ways to apply for a loan now, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which is a credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services, and borrows money on the Du Xiaoman Financial APP (click on the official measurement). With money to spend on consumer loans, the daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: between 18 and 55 years old. Special note: If you have money to spend, please refuse to provide consumer installment loans to students, such as Xianyin, you are a student in school, please let your brother give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Hello, "Shini Rong" application conditions:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

Hello, Suning Bank Xinyirong currently operates in Jiangsu, Zhejiang, Shandong and Anhui.

If you want to apply for a credit loan, you need to meet the following conditions:

1) Borrower's age: 20-65 years old;

2) The company has been established for more than 2 years and can issue invoices normally;

3) normal operation of the enterprise;

4) Good credit and no bad credit record.

In addition, Shini Rong does not charge any pre-loan fees, and there is no manual application, manual amount increase and other operations, and the loan amount of Shini Rong is systematically evaluated, and manual intervention cannot be made, so if you have any questions, remember to contact the official customer service of Suning Bank (95177-8), do not trust private customer service, etc., and beware of fraud.

In this case, you generally need to submit a credit report of your personal assets and credit report, which is very important, that is, you can be well connected with your personal information in future loans, and can be good with you to issue loans, or you can make an assessment of your ability to repay the loan.