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Different insurance companies and different channels for buying car insurance have different corresponding discounts, and the minimum discount can basically be achieved.
Choose the right car insurance methodCar owners choose different car insurance methods, the premium is not the same, and now the emerging online car insurance insurance method and the car insurance method should be the most cost-effective, compared with the traditional car insurance insurance method, you can enjoy a discount of up to 85%.
Because these two types of car insurance are part of the insurance company's direct car insurance model, there is no intermediary to charge from them, so it will be relatively affordable.
Moreover, online car insurance is now a car insurance insurance method promoted by insurance companies, and they often do a lot of preferential activities online, so that car owners can also save a lot of money.
In addition to the way of insurance, there is also a factor affecting car insurance** is the historical insurance claim record and bad driving records, because the current insurance companies are implementing the car insurance rate floating mechanism, so when the car owner insures the car insurance, the insurance company will refer to the car owner's previous insurance records to calculate the premium for the new year.
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There is no discount for new cars, compulsory traffic insurance must be bought, and it is recommended to buy the so-called full insurance, which includes (car damage insurance, third-party liability insurance, theft insurance,) and it is best to buy scratch insurance for new cars
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Generally speaking, new car insurance premiums are the most expensive, but you can ask the insurance company for a rebate.
1. In terms of compulsory traffic insurance, since it is the first year, there is no discount for new cars.
2. In order to give back to customers, 4S stores sometimes discount the insurance of car owners, and there will generally be discounts, but the insurance of 4S stores is higher than that of insurance companies, so the difference between the discounted insurance cost and the original price is not very large.
3. The vast majority of new car owners are novices, so they should insure as many types of insurance as possible to achieve more comprehensive protection. Generally speaking, it is recommended that novices in addition to compulsory traffic insurance, according to their actual situation, choose some additional insurance, new car accident rate is higher, the purchase of car damage insurance and body scratch insurance, for novice new cars is very necessary.
When renewing the insurance of the old car, the owner can enjoy a certain degree of discount according to the insurance situation of the previous year.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.
After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.
Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...
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There is definitely a second year discount.
It depends on whether you are making a claim for compulsory traffic insurance or commercial insurance. If it is a compulsory traffic insurance claim, there is no discount for the compulsory traffic insurance in the second year, and it may have to rise by 10%, but the commercial insurance can be discounted by 7 and then 85%, and the total discount is discounted.
If the claim is for commercial insurance, then the compulsory traffic insurance can be reduced by 10% in the second year, and the commercial insurance will still be discounted due to the small amount of claims.
Note--- I am from Pacific Insurance.
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Hello! There should be no discount on buying new car insurance! But my insurance is not made by a 4S shop, it is more expensive to do it than 1000 inside, when I bought Cruze, 4S stipulated that I must do it inside, ** almost forget it, and then I asked people who know to do insurance ** Cheap more than 1000 (there is compulsory insurance, third liability insurance, compulsory traffic insurance and theft insurance) inside to do 5600, outside I do 4500 to get it.
Now it's only 3800 in the second year (I don't want it in the second year of theft, so I didn't do it).
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After buying a new car, car owners will buy a car insurance for their car. So how much discount on insurance on a new car has always been a problem that plagues car owners. Let's introduce it to you.
1. In principle, new cars do not enjoy discounts, find a familiar account manager.
Within the scope of the other party's authority, a discount of 85% or 9% can be given. The account manager with large authority can even give a 75% discount to the customer who has little or no insurance in the past.
2. To purchase car insurance, it is necessary to purchase through the business outlets of the insurance company or the insurance intermediary with the professional and part-time qualification issued by the insurance regulatory department. For the policies that have been purchased but cannot distinguish the authenticity, the policyholder or the insured can inquire through the insurance company's service**. Which insurance company is strong, I just sorted out the relevant content, I hope it will be helpful to you: the latest list!
Ranking of the top 10 insurance companies in the country.
3. From April 1, 2015, participate in commercial auto insurance.
The revised Heilongjiang, Shandong, Guangxi, Chongqing, Shaanxi, Qingdao and other six areas under the jurisdiction of the insurance bureau will give great preferential treatment to the insurance of vehicles that are not in danger continuously.
4. If you don't take risk for one year, you can get six folds, if you don't take risk for two years, you can get five folds, and if you don't take risks for three years, you can get four folds.
Brother Bao's tip: How much discount is the insurance on the new car? In principle, there is no discount, but people who have known each other before purchasing insurance can enjoy a great discount. Of course, if your car is not insured continuously, you can enjoy a great discount every year.
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New car celebration eyeing insurance discount:
1. Because these two types of car insurance insurance are part of the insurance company's direct car insurance model, there is no intermediary person to collect fees from them, so it will be relatively affordable;
2. Moreover, online car insurance is now a car insurance insurance method promoted by insurance companies, and they often do a lot of preferential activities online, so that car owners can also save a lot of money;
3. In addition to the way of insurance, there is also a factor affecting car insurance** is the historical insurance claim record and bad driving record, because the current insurance company implements the car insurance rate floating machine difference system, so when the car owner insures the car insurance, the insurance company and the company will refer to the car owner's previous insurance records to calculate the premium for the new year.
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Hello! There should be no discount on buying new car insurance! But my insurance is not 4S shop to do, Qingkai inside to do more than 1000, when I bought Cruze 4S regulations I must do inside, the price of the shouting is almost enough, and then I asked people who know to do insurance ** cheaper than 1000 (there is compulsory insurance, third liability insurance, compulsory traffic insurance and theft insurance) inside the reputation of the judgment to do 5600, outside I do 4500 to get it.
Now it's only 3800 in the second year (I don't want it in the second year of theft, so I didn't do it).
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