How much is the monthly pension of a 60 year old in rural areas?

From a national point of view, the per capita monthly pension is 176 yuan.

Rural pension = basic pension + personal account pension + incentive pension.

According to the provisions of the pension insurance policy for urban and rural residents, when the age of 60 is reached, if the payment period is less than 15 years, it can be made up for 15 years at one time, and if the payment is interrupted, it can also be paid at one time, but the supplementary payment does not enjoy the ** payment subsidy. For example, if the payment is interrupted in 2020, the payment is 3,000 yuan in that year, and the payment subsidy is 220 yuan, which is equivalent to 3,220 yuan.

Rural pension insurance, men over 60 years old, a one-time payment of 15 years of pension insurance, a total of 94,428 yuan, after the payment can receive a monthly pension of 1,300 yuan. Rural endowment insurance: The insured objects are generally agriculture, population, rural farming, business and other workers who are not registered in rural areas and are not subject to the state's first commercial grain, including employees of township enterprises, private teachers, cadres and workers recruited by townships and towns, etc., all participate in the unified rural social endowment insurance.

Regardless of gender and occupation, the applicant is between 20 and 60 years old, and those under the age of 20 can also participate in the insurance according to their financial affordability and future pension needs. The rights and interests of the insured object: if the policyholder dies during the payment period, the individual pays all the principal and interest and returns it to his legal heir or designated beneficiary; The insured person receives a pension for a period of 10 years.

If you die less than 10 years after receiving the pension, the balance of the pension during the guarantee period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid in accordance with the relevant provisions of the rural social pension insurance management institution. If the recipient has lived for more than 10 years, the pension is paid until death; The insured object moves from the county (city) to the other place.

If the rural social endowment insurance system has not yet been established in the place where they move in, they can refund all the principal and interest paid by the individual to themselves; The policyholder can transfer the insurance relationship (including funds) to the new insurance track, or return all the principal and interest paid by the individual to him/herself. Payment period: According to the new policy, people under the age of 45 must pay for more than 15 years, and for 45 and 59 years old, there is no longer a minimum payment period, only annual contributions are required, and they can receive a monthly pension until they are 60 years old.

15-year personal account total (139 months) = 248 yuan. In the policy, the first subsidy corresponds to the unit payment part of the basic pension insurance for urban employees, and the social nature of the social pension insurance is also reflected.

Legal basis] Article 12 of the Full Text of the Social Insurance Law of the People's Republic of China Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance co-ordination**. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.

First of all, the subsidies in different provinces are different, and the insurance premiums that need to be paid in different provinces are also different, so the pensions received will be different.

First, the monthly pension that 60-year-olds can receive is yuan.

The country's minimum payment standard is the minimum of 100 yuan a year, let the set of 100 yuan - 500 yuan after the five different payment grades, according to the time situation on the large city and add more payment grades, most of the provincial capitals of the minimum standard are to 1000 yuan a year, Beijing's highest standard is the highest 9000 yuan a year, so many payment standards to receive the pension is certainly different, but we focus on the analysis of the most basic level of the country's ordinary rural areas.

Judging from the most basic level in the rural areas of the country, the current payment fee is still 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year, while the annual subsidies given by the state are 30 yuan, 40 yuan, 50 yuan, 60 yuan, and 70 yuan respectively. According to the current reality, the minimum basic subsidy for the elderly over 60 years old is 55 yuan per month, which is also the current level of most rural areas, and we use these data to calculate the current level of rural pensions.

According to the above data, if the 60-year-old pays the pension insurance according to 100 yuan a year, the monthly fee that can be received is 55 + (1500 + 450) 139 = 69 yuan; If you pay endowment insurance according to 500 yuan per year, the monthly fee you can receive now is 55 + (7500 + 1050) 139 = yuan.

Second, the basic pension in rural areas.

Most of China's peasants have no habit of paying insurance premiums because of their low income levels, but the state will still pay fixed pensions to the elderly in rural areas. This pension is completely free of charge and can be received by anyone over the age of 60. This basic fixed pension is generally between 75 yuan and 100 yuan, and the standard in most areas is 75 yuan per month, so it will subsidize more than 800 yuan in a year!

After the adjustment of rural pensions, how much can the elderly over 60 years old receive every month?

First of all, farmers over the age of 60 can get the national basic pension.

Because most of the farmer friends have a low income level, they do not have the habit of paying insurance premiums. So the state took action, according to the "Guiding Opinions on the Pilot of the New Rural Social Pension Insurance" (Guo Fa 2009 No. 32) stipulated: when the new rural insurance system was implemented, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance treatment for urban workers do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance should participate in the insurance and pay.

This fund is borne by the national, provincial and municipal finances according to a certain proportion, and farmers do not need to pay their own fees to receive it. So how much can farmers get this pension?

The minimum standard for this basic fixed pension in 17 years was 70, but since January 2018, the minimum standard of basic pension for urban and rural residents has been increased again, from the original 70 yuan per person per month to 88 yuan per person per month. As for all localities, the basic pension standard should be increased according to the local reality. In my area, for example, the basic pension has risen from 55 yuan per month at the beginning to 105 yuan now, and it has experienced several increases during this period.

Secondly, the state has also introduced a corresponding pension insurance payment policy for farmers.

That is to say, if the farmer friends with better conditions feel that they can not live only on the basic pension in the future, they can also pay the pension insurance with spare money in their hands, so that they can pay for 15 years, and they can receive another pension on a monthly basis after the age of 60. In addition, taking into account the economic situation of farmers, the state has set different payment grades between 100-2,000 yuan, and farmers can choose by themselves. In this case, the pension received after the age of 60 is the basic pension - plus the pension in the personal account.

This policy is to pay a high grade, the more you receive in the end, the longer you pay, and the more pensions you will receive in the future. Assuming that the annual payment of 2,000 yuan is calculated, a total of 15 years have been paid, plus the national basic pension and ** subsidies and bank interest (the personal pension paid will generate interest every year), then after the age of 60, you can basically receive about 500 yuan per month.

This money can basically solve the general living needs of friends living in rural areas. In addition, there is currently a policy that supports a one-time payment of 15 years of pension insurance, which only needs to be paid about 90,000 yuan, so you can receive a pension on a monthly basis after 60.

Finally, in addition to pensions, farmer friends over 60 years old also have these benefits:

1. Treatment of only child.

Parents who hold a certificate of honor for parents of a single child or a certificate of a single child shall receive a certain amount of basic pension per month from the month in which they receive the basic pension.

2. Old-age allowance for the elderly in rural areas.

The old-age allowance is a kind of social security system implemented for the elderly, which is to solve the basic living problems of the elderly. Generally, it refers to the elderly over 70 years old, and the local finance will issue a certain amount of money to those who meet the conditions.

How much does a rural hukou and pension insurance get every year after the age of 60?

It depends on your payment status. The calculation of the pension is based on the contribution to the pension insurance.

From the perspective of Lao Yuan nationwide, the per capita monthly pension is 176 yuan.

Rural pension = basic pension + personal account pension + incentive pension.

According to the provisions of the old-age insurance policy for urban and rural residents, when the age of 60, Liang Fu, who has paid for less than 15 years, can make up for 15 years at one time, and if the payment is interrupted, it can also be paid at one time, but the payment does not enjoy the ** payment subsidy. For example, in 2020, the payment of the slag collapse fee will be interrupted, and the payment fee will be 3,000 yuan that year, and the payment subsidy will be 220 yuan, which is equivalent to 3,220 yuan.

The monthly pension of a 60-year-old is different for everyone. The amount of pension is linked to three factors: (1) the number of years of social insurance payment, the longer the number of years of payment, the higher the pension amount; (B) the balance of the personal account, the more the balance of the pension insurance personal account, the higher the pension amount; (3) The level of economic development of the local social community in the previous year of retirement, the higher the level of local social and economic development, the higher the pension amount.

Social Insurance Law of the People's Republic of China

Article 11 The basic endowment insurance shall be combined with social pooling and personal accounts. The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance pool. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who do not participate in the basic endowment insurance in the employer, and other flexibly employed persons who participate in the basic endowment insurance shall pay the basic endowment insurance premiums in accordance with the provisions of the state, which shall be credited to the basic endowment insurance co-ordination and personal accounts respectively.

Article 13 Before the employees of state-owned enterprises and public institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the deemed payment period shall be borne by the first employee. When the basic endowment insurance is insufficient, it will be subsidized.