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The rural areas are now gradually establishing a pension insurance system, but this pension insurance system.
Unlike employee pension insurance, it is a social welfare.
nature. Because the elderly in rural areas did not pay this pension insurance when they were young, but because they are gradually getting older, they are also incapacitated and can no longer continue to engage in those physical activities, which appropriately gives the policy a tilt. It may be a few hundred yuan a month, and if it is less than 100, it will be two or three hundred yuan, which will not be particularly much.
The average amount of more than 100 yuan a month is indeed not enough, because if it is the daily life of the countryside, two elderly people can buy some rice and noodles for 300 yuan a month, and the grain and oil are basically barely enough. But if there is a demand for medicine or other needs, it is definitely not enough, rural areas do not pay electricity bills, he will make a lot of fruits and vegetables himself, the cost of this is relatively low. The old man is old and he doesn't like to eat greasy things very much, so if the two old people add up to 300 yuan, he can barely live hungry, but the standard of living is definitely not much better.
More than 100 yuan is indeed not a big problem, but this is already a good start, when the employee pension insurance played a role, at that time the retired elderly in urban areas, he can get a pension of 2000 yuan to 3000 yuan a month.
And then the old people in the countryside don't have a dime. Why? Because these rural old people didn't pay pension insurance when they were young, do you want to say that this is fair?
He seems to be fair, but in reality, it is not fair from the perspective of taking care of the real situation. When people were young, they farmed, and that was just the nature of their professionIt's not that people can't do jobs in the city, but different choices have caused completely different results, and they need to be properly taken care of in terms of policy. <>
To meet the most basic living expenses, just pay an electricity bill and buy rice and white noodles.
Buying some daily necessities, a few hundred yuan can barely be used, plus some children's financial support, this situation is only a short-term policy to take care of the elderly in rural areas, and it is inevitable that the gap between the two will not be so large in the future. It is definitely necessary to gradually improve the retirement of the elderly in rural areasPensions, to distribute the amount to improve their lives, but this has to be done step by step, not in a short period of time.
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Even in rural areas, 100 yuan is not enough for a month's living expenses, and it may be enough to buy a bag of rice and a pot of oil. I think that the rural pension will be at least 500 to be enough, so that the basic living materials of the elderly will be guaranteed for a month.
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Now 100 yuan to buy vegetables twice is spent, a month's expenses are not enough at all, farmers still need to grow vegetables at home, no conditions can only rely on children to help, a month at least 1000 is appropriate.
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According to the current price, the pension of 100 yuan a month is basically useless, and it cannot improve life, and it basically has to rise to 500 yuan to be effective.
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If you pay 100 yuan a year, then after retirement, you can receive about 17 yuan per month, which is not very high.
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According to the preliminary calculation, I will basically be able to receive between 80 yuan and 100 yuan every month in the future.
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The peasant pension is only more than 100 yuan per month, and it is usually supported by children. For farmers, it is good to have a pension, so they will not dislike this pension at all, and most of the farmers have more children, and they are not afraid that they have no one to support them. <>
It may be that many elderly people in the city will rely on pensions to live, because the elderly in the city are more open-minded and do not want to cause trouble to their children, unless they really have no ability to take care of themselves, they will look for their children. However, for the elderly in rural areas, the elderly in rural areas have lived with their children from the beginning, so when they are old, this pension will be directly handed over to the common account, and then used together for the pension, of course, the children are also responsible for it. In addition, although many rural people have little pensions, they still have more savings when they are young, because many farmers will choose to go out to do some hard work, and these hard jobs are three or four hundred a day, so farmers will save these savings, or directly to their children, and finally the children will bear the responsibility of providing for the elderly.
Although the pension of farmers is only 100 yuan, they will also receive some subsidies from relevant institutions, and most of the medical insurance can also be reimbursed now, so the burden on farmers is relatively small, so as the children of farmers only need to take care of the farmers' meals, so there is not much pressure. In addition, many farmers are actually in good health, because these farmers see physical work all year round, so they will not get sick easily, but when they get sick, it is a serious illness. If they really don't get sick, then the farmers may be able to help their children do some farm work, so the children are more willing to provide for the farmers.
The most important thing is that many farmers can farm and grow vegetables, and they usually make their vegetable gardens very good, and they will also choose vegetables from the vegetable garden when they eat, so their children are also happier. <>
Finally, I feel that the quality of life of many farmers has been rising, so there is no need to worry about pension at all.
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There will be some insurance subsidies in the local area. They will also take care of their children through their own children, and their children will also take care of them.
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If you can let your children help you measure, you can get a good pension, only a pension of more than 100 yuan a month, and you can't do anything. It is simply impossible to live on its own.
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You can go to a nursing home, you can look for your children, and let your children support themselves in life, so that you can live a very happy life, be very happy, and not worry about food and drink.
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The retired elderly in backward areas only have a pension of more than 100 yuan per month, so is this more than 100 yuan enough for them to provide for the elderly? Is it enough for their daily living expenses? I believe that this situation does not need to be asked, and most people's responses do not need to be taken into account, and there is no doubt that it is far from enough.
Because even if you live in a backward area, the consumption level is likely to be lower than in the city, and you may not rely on agricultural products in your life, but if you want to maintain your basic life, it is obviously impossible to complete it with more than 100 yuan, and it is impossible to do it.
Let's analyze why so many rural elderly people only have more than 100 yuan of pension insurance.
This? This is because they are participating in the construction of the new countryside.
In the process of cooperative social endowment insurance, the selected payment specification is usually a minimum level, and the minimum payment amount before 2018 is 100 yuan per year. According to the minimum payment period of 15 years, in fact, the personal account will eventually cause such an endowment insurance of about 1500 yuan.
The main reason for this is obviously only because your spending power is too low, and the conclusion is that you are constantly raising your pension every year.
treatment, but the basic pension.
Improvement of remuneration. It is very limited, many cities are all 5 yuan to 20 yuan, most of them are around 5 yuan and 10 yuan, this level. Although it is constantly improving every year, it is only 5 yuan or 10 yuan, and its improvement is an extremely limited resource, and many people do not even feel the slightest improvement.
Therefore, the common way for many elderly people is simply that I will not transfer out the more than 100 yuan every month, because more than 100 yuan is really useless, more income or from their own relatives, may work hard in the field, and collect a certain amount of food crops every year.
to get some cash. In that way, they will accumulate this pension salary for the next year, until the New Year, and then a one-time blood activation, may accumulate one to 2,000 yuan, and then as the Spring Festival, many old people are like this.
Therefore, it is impossible to completely use the rural pension to carry out pension services, after all, the salary level is very low, at the same time, in addition to these rural pension insurance, and as an elderly person over 70 years old, but it can also get a part of the old age subsidy, and the old age subsidy treatment is about 100 yuan per person per month, so the salary level is relatively high in addition to the old age subsidy. But it is still difficult to deal with it, and completely use this kind of income to realize their dream pension services.
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It's definitely not enough. If you want to maintain your basic life, more than 100 yuan is obviously impossible to accomplish, and it is impossible to do.
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If there is only more than 100 yuan per month, it is not enough for them to provide for the elderly, too little, and the current price is really very expensive.
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It's relatively low relative to us. They receive a monthly pension allowance, but they also receive a children's allowance.
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There are many rural elderly people in China who only have a monthly pension of more than 100 yuan after retirement, and this more than 100 yuan can be spent in one day for many young people. In fact, 100 yuan is not enough for some elderly pensions, so most of the elderly are waiting until they have accumulated for half a year to receive this pension, so they can also save hundreds of dollars to take it out together.
Because the 100 yuan pension has become a norm, so most of the old people have been accustomed to this situation about the pension of the elderly, which is also very concerned by everyone, in fact, we can clearly find that the pension of the elderly has not been improved, before 2019, the pension of the elderly is only 100 yuan per month, after 2019, the pension of the elderly has been increased to 200 yuan per month. In fact, many rural elderly people do not rely on this pension to live, many rural elderly people, even if they are in their 60s or 70s, will work hard, or they will farm in the countryside, after planting vegetables, when the vegetables are harvested, they will choose to take out the vegetables and sell them.
I think that unless it is some people with a pension of more than 2,000 yuan, otherwise, every old man does not think of using this pension to support themselves. At most, everyone uses their pension to buy some chickens, ducks, fish and meat to improve their lives, after all, 100 yuan is really not enough to buy anything in today's society.
There are some elderly people in rural areas who do not go at all and pay pension insurance, so the pension is naturally lower. Most of the elderly in the city know the importance of paying endowment insurance, so their pension is increased every month, until the end, the monthly pension may be more than 2,000 yuan or more than 3,000 yuan.
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Rely on your children! For example, each child will give a few hundred yuan per month. Plus the money I used to save. It's still possible to live.
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The elderly in rural areas can apply for subsistence allowance or other pension subsidies, and of course, if they have children, children also have to play their role.
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I think you should find your children, and if you don't have children, you can choose to do some simple work by yourself, such as guarding the gate.
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The rural pension of only more than 100 yuan per month is enough to spend? The first thing you need to understand is that in many rural areas, the level of his monthly pension is indeed not very high. A lot of people only have one or two hundred dollars a month.
This is because the rural pension insurance they participate in is relatively low. Therefore, the pension that can be enjoyed in the end is not a very high level. Naturally, some people will try to ask, is it enough to have a pension of only more than 100 yuan a month?
In fact, I believe that there is no need to respond to this difficult question, and many people have their own minds when they think about it. According to the current consumption level, according to the current life norms. Even for those who have lived in rural areas for a long time, they are only paid more than 100 yuan a month.
Obviously, this is certainly not enough for the majority of the population, there is no doubt about it. Therefore, although there is a pension of more than 100 yuan per month in rural areas, the vast majority of groups do not live with the help of this pension. That's the fundamental reason.
What we should know about is the group in rural areas, in fact, the vast majority of groups, even if they reach the retirement age of 60 years and above. You may still work, you may still work on your own farmland. to achieve some of their own other economies**.
It is absolutely impossible to live with this pension alone, which is certainly unreliable. So what role can a rural pension of more than 100 yuan play? I think it's just a finishing touch, or a selve.
Most people can't transfer out the pension of more than 100 yuan every month, because even if they take out the money, even if they use the more than 100 yuan, it will not help them. The usual practice for many rural elders is to transfer the money in a lump sum at the end of each year. It should be one or two thousand dollars, which is obviously not a lot.
After all, taking out this money before the end of the year can improve your time during the New Year. For example, if you celebrate the New Year, you can get a better holiday. Let yourself live a better Spring Festival.
Therefore, the pension of more than 100 yuan is actually not a lot in our opinion, which is the same in rural areas. It's just that when we haven't retired yet, before we reach the retirement age regulations, we still have the opportunity to improve our future pension treatment. For example, you can raise the level of contribution from one or two hundred yuan a year to more than 5,000 yuan a year, or even higher.
Then we can get ourselves a better pension.
After 2019, the vast majority of regions in the country have broken the payment limit of 2,000 yuan. If you can choose a higher payment standard, you are encouraged to pay more fees and participate more, so that you can get a higher retirement pension income in the future. Otherwise, with only one or two hundred yuan of pension per month, it is indeed impossible to guarantee one's retirement life.
Therefore, increasing the payment is the only factor that can change everyone's pension norms in the future.
If your employer hires migrant workers, then you must pay them every month. Or pay them according to the contract signed with them.
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