Can I buy a car in installments to enjoy the event discount or discounted price?

Installment payment to buy a car, generally can not enjoy the activity discount or discount**, because installment payment is a more preferential thing, because your current funds are not enough to pay the full amount of the entire car, so you have made a biggest concession, that is, let you pay in installments, because your own credit is relatively good, installment payment is completely okay, this is already the biggest concession made by the automobile industry, so many discounts can not be enjoyed at the same time.

If your car is a particularly high-end car, you can enjoy such a thing, because the company that generally sells better sales, they will not care about giving you a little more discount, he just wants to get a promotion of his products and attract more customers to buy. And he also wants to attract regular customers like you.

It has nothing to do with the activity in installment, it mainly depends on whether the store has an activity, and there is an activity. Different merchants have different policies. However, in order to facilitate the transaction, most of the merchants can enjoy the activity discount in installments, and some models are interest-free and low-interest, if the model you buy is a bank installment preferential model rate, it is more cost-effective, it is recommended to guide the buyer before buying to understand clearly.

No, because installment payment is already a preferential discount project, so it can't be repeated superimposed, such a situation can make the boss get a very big loss, like this fool knows that you can't do things, in the shopping mall is definitely not possible.

When we buy a car in installments, I think we should be able to enjoy some activity discounts, because there are many activities now, they encourage more people to buy a car in installments, maybe they will give you a big gift to buy a car in installments. So I think it's possible to buy a car in installments to enjoy a discount or discount**.

In my opinion, if we want to buy a vehicle in life, we don't have enough money to pay it off at one time, then I think installment purchase is a very good choice, and now there are many 4S stores, they have installment purchases, we will find that installment purchases not only reduce our economic pressure, but also have some discounts that are unique to installment users. For example, if you want to buy a car in installments, he will give you a discount so that you can spend less money, so I think buying in installments is a better way to buy a car. You.

This completely depends on how to talk about fitting 4S points, when I bought a car, it was the full amount, and then the salesman gave a discount, but it was very little, so far I have seen everyone buy a car in installments without interest and no handling fee, to be honest, I am anxious for my IQ, because I have not received substantial discounts in full. Because unless you don't choose the payment method first, you should calculate the car first, and ask what policy is the full payment and what the loan policy is. Decide later, and it's a little harder.

A 0-interest installment loan payment may seem like a great deal to save you a big amount of interest. In fact, buying a car with 0 interest will not bring us great discounts, but it will also take out a lot of inconvenience when buying a repentant car. Thanks to the credit money system, the amount of money circulating in the market will continue to increase, even if the issuance volume remains the same.

To sum up, it is not very cost-effective to buy a car in installments with zero interest.

Extended Materials. 1.The so-called 0 interest, the interest is paid by the car manufacturer, but in fact, it will also charge a handling fee of about 4%, which is a disguised interest.

In addition, 0 interest is intended to be interest-free for a period of time, as long as the interest is paid beyond this time, so 0 interest is not much of a benefit. Some buy a car with a 0 interest loan, and even force the owner to buy insurance. In fact, 0 interest car purchase is originally a means for dealers, so the general 0 interest car purchase can no longer enjoy the relevant preferential activities, and sometimes the merchant's other Shouqin activities will be more preferential.

In practice, many consumers have encountered problems such as long operation processes and relatively long pick-up times. Buying a car with zero interest can generally only choose a specific model, which restricts users from choosing their favorite model. And generally, the models that buy cars with 0 interest are unsalable models.

Popular models are usually not eligible for this offer.

2. Interest-free installment refers to the cooperation between the bank and the merchant to provide a certain product or service to the credit card holder, and the bank will first pay the full amount of the product purchased by the cardholder to the merchant in one lump sum. The cardholder then uses the credit card to repay the bank in instalments, and as long as the repayment is due each month to repay the current instalment amount, no interest will be paid.

3. Precautions.

1）.It's not completely free, but you also have to pay a certain handling fee to the blue pants bank;

2）.The ** of the goods they buy is higher than the market **.

If the buyer and seller negotiate and agree, you can pay in installments when you buy a car. Installment payment is a type of performance, and the parties may agree on the performance method of installment payment in the sales contract in accordance with the law, as long as the clause is entered into by the parties in accordance with the law, it is valid.

Article 470 of the Civil Code of the People's Republic of China The content of a contract shall be agreed upon by the parties, and generally include the following clauses: (1) the names and addresses of the parties; (2) the subject matter; (3) Quantity; (4) Quality; (5) Price or remuneration; (6) The time limit, place and method of performance; (7) Liability for breach of contract; (8) Methods of dispute resolution. The parties may conclude a contract with reference to the model texts of various types of contracts.

Article 676 of the Civil Code of the People's Republic of China If the borrower fails to return the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state. Article 678 of the Civil Code of the People's Republic of China provides that the borrower may apply to the lender for an extension of the loan period before the expiration of the repayment period; If the lender agrees, it can be extended.

Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?

First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.

Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.

The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.

Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the interest rate of big brands is reliable, and the maximum borrowing amount is 200,000.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

Buying a car in installments will not be cheap, it will definitely be more expensive than buying a car in full, but he can slowly enjoy the fun of having a car in installments in advance, and he will not go back to before liberation like the full payment.

Because the installment 4S store has financial rebates, the car price is low, and if you pay in full, you can only earn a car price, so the car price is high.

You have to calculate the total price, if the total price is still cheap, then you have earned it, you must go to the private house to buy a car, otherwise you will be left with your car towed away by others, and you will ignore it.

Buying a car in installments will cost tens of thousands.

You can go to the online platform to see that it's quite cheap.

The price of the naked car that you buy in full will indeed be part more expensive than the price of the naked car in installments, because the merchant also wants to make a profit.

Legal analysis: Installment payment for car purchase means that the user divides the payment into several installments and pays money in batches every month. Installment payment is a hot spot in the current auto market, and in the current downturn in the auto market, installment is regarded by many merchants as an effective means to seize market share. Trembling eyes.

Legal basis: Measures for the Administration of Auto Loans

Article 5 The interest rate of automobile loans shall be implemented in accordance with the loan interest rate regulations of the People's Bank of China, and the method of calculating and settling interest shall be determined by the borrower and the lender through consultation.

Article 6 The loan term (including extension) of an automobile loan shall not exceed 5 years, of which the loan term (including extension) of a second-hand car loan shall not exceed 3 years, and the loan term of a dealer auto loan shall not exceed 1 year.

Article 7 The borrower and the borrower shall follow the principles of equality, voluntariness, honesty and trustworthiness.

Unless you are very capable, and the profit from the remaining money after paying the down payment will be higher than your interest, otherwise don't choose installments, or pay the full amount directly. If you want to take out a loan to buy a car, you can take a look at the bank's credit card, for example, a China Merchants Bank credit card often offers 3-year interest-free or ultra-low interest for designated brands or models. Most car loans are interest-free.

Although it is an interest-free loan, it is not the same as a real interest-free loan, because the 4S store will charge a certain handling fee.

<> many car companies will have the title of zero down payment, but there will be an increase in borrowing interest and handling fees, and many consumers will buy full insurance in such a situation, so there is no discount. So why staging? Anyone who does business knows that the most important thing for a business is cash flow, no matter how much money you owe to the bank, as long as you have cash in hand, the business can operate normally and earn more profits.

The threshold for small and micro enterprise loans is relatively high, and buying a car in installments is equivalent to a loan, and the threshold is relatively low.

Buying a car with a loan is: naked car + insurance + purchase tax + vehicle and vessel tax + license fee + mortgage handling fee + loan interest. As long as you are taking out a loan to buy a car, this cost must be incurred.

As far as I know, many 4S stores charge a mortgage handling fee of 3,000 yuan. If you want to get a hot-selling car quickly, many dealers will put forward a lot of conditions, installment is one of them, and there is a bunch of giveaways If you want to do it, do it! Anyway, the routine of buying a car is constantly escalating!

There is no shame in taking out loans, and the interest rates on housing loans and car loans are relatively low. If you have a good investment channel, you can calculate an account by yourself, if the capital income is greater than the loan interest.

Of course, half of the people will choose to take out a loan to buy a car, and some people take out a loan to buy a car because they do not have enough funds, so this is okay. If you have sufficient funds, it is recommended that it is more cost-effective to buy a car in full.

No. Because there will be some more interest and handling fees for installment payment, I don't think it is cost-effective to pay in installments.

When buying a car, it will be more cost-effective to use the full payment method, and there will be a certain amount of interest when paying in installments.

It's going to be more cost-effective. Because this will make a lot of people not have too much pressure. Lighten the burden of life.